Cyprus Credit Union Riverton UT | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Cyprus, your trusted financial partner located at 5027 W 13400 S, Riverton, UT 84096. Established in 1935, we have proudly served our community for nearly a century, building a strong foundation of trust and support for our members. With a total membership of 139,902, we strive to empower individuals and families with the tools they need to achieve their financial goals. At Cyprus, we understand that banking is more than just numbers; it's about relationships. That's why we offer personalized service to meet your unique needs. Our dedicated team of 460 employees, led by CEO Todd Adamson and Board President Richard Stapler, is committed to providing exceptional service and fostering a sense of community among our members. With total assets exceeding $1.8 billion, we are well-equipped to provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our robust offerings are designed with you in mind, ensuring you have access to the resources you need to thrive financially. While members can visit us at 5027 W 13400 S, official correspondence should be sent to the same address. Whether you're looking to open an account or inquire about loan options, feel free to reach out at 801-208-3083 or explore our website at www.cypruscu.com. Join us today and discover how Cyprus can help you on your financial journey!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Cyprus family. Experience firsthand how our blend of tradition and innovation can help you achieve your financial goals while contributing positively to your community. Whether you're looking for a simple savings account or comprehensive loan solutions, we are here for you every step of the way. For more information or assistance, don't hesitate to contact us at (801) 208-3083 or visit our website at Cyprus Credit Union. Together, let's build a stronger financial future!

Our Journey

From our humble beginnings in the mid-20th century, Cyprus has consistently adapted to meet the evolving needs of our members. We opened our doors at 5027 W 13400 S Riverton, UT 84096, strategically located near local landmarks that enhance accessibility for everyone in the area. Our commitment to providing exceptional service has led us through various milestones, including significant expansions in services and technology aimed at enhancing member experiences. Our dedicated team operates with passion and expertise during convenient hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturdays from 9:00 AM to 1:30 PM. Additionally, we offer drive-thru banking services and ATM availability for those who prefer on-the-go banking solutions.

Our Mission

At Cyprus Credit Union, our mission is clear: to empower our members through responsible financial services while actively contributing to the betterment of our community. We strive to provide personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each product is designed not only to meet your financial needs but also to foster economic well-being within Riverton. We believe that true success goes beyond numbers; it lies in making a meaningful impact in people's lives. Our outreach initiatives aim to support local organizations and events that enrich the community spirit. By partnering with various non-profits and civic groups, we cultivate a sense of belonging among our members while promoting financial literacy and empowerment. While members can visit us at 5027 W 13400 S Riverton Ut 84096, official correspondence should be sent to nan, nan, nan nan if applicable.

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize accessibility for all our members. We are fully ADA compliant, featuring ramps and designated parking spots to ensure easy access. You'll find ample parking available right at our location, so there's no need to worry about finding a spot when you visit us. Our operating hours are tailored to fit your busy schedule. We're open Monday through Friday from 8:30 AM to 6:00 PM, and on Saturdays, our drive-thru service is available from 9:00 AM to 1:30 PM. This means you can get your banking done during lunch breaks or on weekends without any hassle.

Services Offered

Cyprus Credit Union offers a range of services to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Plus, enjoy the added convenience of our ATM services and basic drive-thru banking for quick deposits and withdrawals. For those who prefer face-to-face transactions with partner credit unions, we also offer shared service center access. It's all part of our commitment to provide you with friendly service that fits into your lifestyle. Feel free to reach out to us at (801) 208-3083 if you have any questions or would like more information about what we offer. We invite you to stop by and experience firsthand how Cyprus Credit Union can help you achieve your financial goals!

Member Eligibility

At Cyprus, we believe in creating a welcoming community where every member has access to the tools they need for financial success. If you're looking to join us, becoming a member is easier than you might think! We invite individuals who live, work, or worship in our community to apply. Whether you're just starting out or looking to deepen your financial journey, our membership offers you personalized service and competitive products designed to meet your needs. For detailed eligibility criteria and to see if you qualify, feel free to check out our website at http://www.cypruscu.com/about/membership . Once you're ready to take the next step, opening an account is a breeze! You can get started online by visiting https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e , or simply give us a call at (801) 208-3083 for assistance. We're here to help you every step of the way as you join the Cyprus family at 5027 W 13400 S Riverton Ut 84096!

Business Banking & Commercial Services

Business Loans That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your shop and having a reliable payment system that makes transactions smooth for your customers. Our merchant services provide just that! From point-of-sale systems to online payment solutions, we equip you with the tools needed to manage your cash flow effectively. This means you can focus on what you do best growing your business. Located at 5027 W 13400 S Riverton Ut 84096, Riverton, UT, we're here to help you thrive. For more information about how we can assist your business, give us a call at (801) 208-3083 or visit us online at http://www.cypruscu.com .

Comprehensive List Of Services

Additional Services

We also support shared branch transactions for partner credit union members, meaning you can conduct deposits and withdrawals even when traveling outside of our branch network. This level of accessibility ensures that no matter where life takes you, your finances are always within reach. With all these services available at Cyprus in Riverton, UT, we're committed to helping you achieve your financial goals in a friendly and supportive environment. Don't hesitate to reach out today! Call us at 801-208-3083 or visit us online at cypruscu.com to learn more about how we can assist you!

Business Banking

If you're a business owner, you'll appreciate our comprehensive business banking services. From merchant services that help streamline payment processing to tailored business loans, we understand the unique challenges of managing a business and aim to support your growth every step of the way.

Credit Cards

Don't forget about our credit cards with rewards! They allow you to earn points on everyday purchases, giving you more value from your spending. It's a great way to make your money work for you!

Digital Banking Features

In today's world, convenience is key. At Cyprus, we provide robust online and mobile banking capabilities so that managing your finances is just a click away. Need cash? Utilize our ATM services for quick withdrawals and balance checks without any hassle. For those who prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits and withdrawals while you're on the go.

Personal Banking

Managing your finances should be straightforward and convenient. That's why we offer checking and savings accounts designed to fit your lifestyle. With options that include easy online access and mobile banking features, you can keep track of your funds anytime, anywhere. When it comes to making big purchases or consolidating debt, our auto loans and vehicle financing options make it simple to get on the road with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to meet your specific needs. We also provide personal loans for various purposes like debt consolidation, ensuring you have the support you need when it counts.

Digital & Online Banking

At Cyprus, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home, on the go, or anywhere in between, our services provide you with the convenience and peace of mind you need. With our 24/7 Online Banking services available at https://www.cypruscu.com/ , you can access your accounts anytime, anywhere. Need to check your balance or pay a bill? It's all just a click away! Plus, with our mobile application, managing your finances is easier than ever. You can track spending, make deposits, and even set up person-to-person transfers to send money to friends or family quickly and securely. Security is our top priority. We utilize electronic signature authorization, ensuring that your transactions are not only easy but also protected. You can also opt for e-statements, which provide a safe way to keep track of your account activity without the clutter of paper statements. Additionally, if you're looking for a hassle-free way to make purchases, take advantage of our mobile payments feature. It allows you to pay directly from your phone perfect for those busy days when you're on the move! At Cyprus, we believe in making banking not just convenient but also accessible for everyone. With real-time account management and user-friendly features, staying on top of your finances has never been simpler. Explore our digital banking options today and experience banking reimagined!

Financial Strength

Committed Team to Serve You

We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 286,171, showing a strong and growing member base that trusts us with their finances.

Member-Centric Savings Options

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $10,255,266 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Position

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $29,322 in used auto loans and $1,620,908,956 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Net Shares (Funds available for lending and investments): $41,190,904. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 5027 W 13400 S Riverton Ut 84096 or call (801) 208-3083 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We offer flexible terms that make it easy for you to find the right fit for your budget. Whether you need financing for a reliable used car or a brand-new model, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand. We recognize that having access to funding can be crucial for business success, and we're committed to supporting our local entrepreneurs. At Cyprus, we're dedicated to providing personalized service and expert advice. Our team is ready to assist you with any questions regarding our loan offerings or eligibility requirements. You can reach us at (801) 208-3083, or visit us at our branch located at 5027 W 13400 S Riverton Ut 84096 in Riverton, UT. For more details about our services or how to become a member, feel free to explore our website at https://www.cypruscu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Credit Card Loans

Managing your cash flow is essential, which is why we provide total credit lines amounting to $366,090,151. These lines give you the flexibility to access funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. This way, whether it's covering unexpected expenses or making everyday purchases easier, we have solutions ready for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We understand that purchasing a home is one of the most significant decisions you'll make, and we're here to guide you through every step of the process. Plus, if you're considering refinancing an existing mortgage, we can help determine eligibility and find competitive rates.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance is based on the latest results (Source: NCUA), ensuring that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh stands out as a trusted resource for borrowers looking for the best available options.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best rates available. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of LendMesh as a tool for consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans