Cyprus Credit Union Riverton UT | Low Mortgage Rates & Business Loans

Introduction

Welcome to Cyprus, your trusted financial partner in the heart of Riverton, Utah! Located at 13717 S Redwood Rd, our branch has been serving the community since 1935, proudly offering a variety of banking solutions tailored to meet your needs. With over 139,902 members and total assets of $1,816,997,678, we are dedicated to fostering financial growth and stability for everyone we serve. At Cyprus, we understand that banking is more than just transactions; it's about building relationships. Under the leadership of our CEO, Todd Adamson, and Board President, Richard Stapler, our team of 460 employees is committed to ensuring that you receive personalized service every time you visit or call us at 801-446-5454. Whether you're looking for auto loans, personal loans, or business banking services, our knowledgeable staff is here to guide you through every step. In addition to robust financial products, we also take pride in making a positive impact within our community. Our efforts have resulted in significant contributions to local initiatives while maintaining a net worth of $212,432,286. With cash readily available over $16,237,720 we are well-equipped to support both individual and business needs. While members can visit us at our Riverton branch address, official correspondence should be sent to our main office if needed. We invite you to explore everything Cyprus has to offer by visiting our website at cypruscu.com. Come discover how we can help you achieve your financial goals today!

Branch History & Mission

Community Focus

We recognize that banking is about more than just numbers; it's about people and relationships. That's why we offer shared service centers for greater accessibility and strive to maintain ADA compliance throughout our facilities. With ATM availability and drive-thru services at your convenience, we make it easy for you to bank on your terms. While you can visit us at 13717 S Redwood Rd, please note that official correspondence should be sent to this address as well since there is no separate mailing address available.

Join Us

If you're seeking a financial partner who genuinely cares about your success and well-being, we invite you to join Cyprus Credit Union today! Experience firsthand how we can help you achieve your financial goals while being an integral part of the Riverton community. To learn more about membership options or open an account, call us at 801-446-5454 or visit our website at cypruscu.com. Together, let's build a brighter future!

Our Journey

Since our inception nearly nine decades ago, Cyprus has continually evolved to meet the needs of our members. We started with a simple goal: to provide accessible financial services that empower individuals and families. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking services. Today, we proudly manage total assets of approximately $1.82 billion, ensuring that we have the resources necessary to support our members' aspirations. As technology advanced, so did we. Our commitment to digital banking means you can easily access your accounts online or through our mobile app. With features like electronic signatures and online banking, managing your finances has never been more convenient.

Our Mission

At the heart of Cyprus Credit Union lies our mission: to provide exceptional financial services while making a positive impact on the communities we serve. We believe in supporting not only your financial growth but also contributing to local initiatives that uplift and strengthen Riverton. Our partnerships with local organizations reflect this commitment and allow us to give back meaningfully. Whether you're looking for assistance with personal loans or need support for your business ventures, our team is dedicated to providing tailored solutions that fit your unique needs.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated in the heart of Riverton, our branch is just a stone's throw away from local landmarks such as the Riverton Library and the beautiful Riverton City Park. You'll find plenty of parking available right outside, ensuring a hassle-free visit. Our facility is ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Get in Touch!

If you have any questions or would like to learn more about what we can do for you, don't hesitate to give us a call at 801-446-5454. We invite you to visit us soon at the Cyprus branch in Riverton your community credit union that truly cares!

Operating Hours Designed for You

We understand that life can be busy! That's why we offer convenient operating hours. Our lobby is open Monday through Friday from 8:30 AM to 6:00 PM, and on Saturdays, our drive-thru service operates from 9:00 AM to 1:30 PM. Whether you need to drop by during your lunch break or over the weekend, we're ready to assist you.

Services Tailored to Your Needs

At Cyprus, we provide a wide range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got everything you need under one roof. Our ATM is available for cash withdrawals and balance checks anytime you need it. If you're looking for a more personal touch, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. For those who may be visiting us from partner credit unions, we also offer shared branch transactions for deposits and withdrawals.

Member Eligibility

At Cyprus, we believe that joining our community is not just about banking; it's about becoming part of a supportive family that cares for your financial well-being. To become a member, you simply need to meet a few friendly criteria. If you live, work, or attend school in the areas we serve, you're likely already eligible! We welcome individuals who share our values and vision for a brighter financial future. For detailed eligibility requirements, feel free to check out our website at http://www.cypruscu.com/about/membership . Once you see that you're eligible, opening an account with us is straightforward and convenient. You can begin this easy process online by visiting https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e or by giving us a call at (801) 446-5454 if you have any questions or need assistance. We're located at 13717 S Redwood Rd Riverton Ut 84065, ready to help you every step of the way. Join us today and experience the benefits of membership at Cyprus, where your financial goals are our priority!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that wants to streamline customer payments. Our merchant services offer easy payment processing options that let your customers pay how they prefer whether that's by card or mobile payment. This not only enhances customer satisfaction but also boosts sales by making transactions quick and simple. Partner with us at Cyprus and discover how our business banking and commercial services can fuel your success! For more information, call us at (801) 446-5454 or visit our website at cypruscu.com.

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? With our ATM services, you can easily withdraw cash or check balances at any time. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car ideal for busy days when every minute counts!

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs in growing their ventures. You can rely on us for essential tools that help manage cash flow and operational expenses.

Credit Cards and Rewards

Looking for a way to earn rewards while you spend? Our credit cards with rewards provide benefits that can enhance your purchasing power while offering points or cash back on eligible purchases. It's a smart way to use credit without sacrificing the perks!

Digital Banking Convenience

In today's fast-paced world, managing finances on-the-go is essential. That's why we offer comprehensive online and mobile banking services that allow you to access your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments through our user-friendly app, we prioritize ease of use.

Personal Banking Options

Managing your day-to-day finances is easy with our personal banking offerings. We provide checking and savings accounts that come with features to help you save for future goals or manage everyday expenses. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates that make it simpler than ever to drive away in your new car. For those considering homeownership or wanting to refinance an existing mortgage, our mortgage loans and refinancing solutions can help you find the right fit for your budget. Additionally, we understand that life can throw unexpected expenses your way; that's why we offer personal loans and debt consolidation options that allow you to take control of your financial situation.

Shared Branching Network

We also participate in a shared branching network, enabling members from partner credit unions to complete transactions like deposits and withdrawals conveniently. This means more access points for you wherever you go! For any questions about these services or how we can assist you further, feel free to reach out at 801-446-5454. At Cyprus, we're here to help simplify your financial journey every step of the way!

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds anytime you want. This means no more rushing to the bank before it closes! You also have the option for E-Statements, allowing you to receive your financial statements electronically for quick access and better organization. Need to send money to friends or family? Our person-to-person transfers make it simple and instant. Plus, if you're on the go, our mobile application gives you all the tools you need right in your pocket. You can even take advantage of mobile payments to make purchases without needing cash or cards. Security is a top priority at Cyprus. With features like electronic signature authorization, your transactions are protected while still being easy to complete. We're committed to providing a user-friendly experience so that managing your money feels straightforward and stress-free. In short, whether you're making everyday transactions or handling larger financial decisions, our digital banking services provide accessibility and real-time account management all designed with you in mind. Experience banking that fits into your lifestyle at Cyprus today!

Financial Strength

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $29,322 in used auto loans and $1,620,908,956 in total loans and leases. Our strong performance translates into an impressive $10,255,266, reflecting our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Assist

We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a growing member base of 286,171, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 13717 S Redwood Rd Riverton Ut 84065 or call (801) 446-5454 to learn more about how we can help you achieve your financial goals.

Reinvestment for Your Benefit

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us provide a wide range of services tailored to meet your needs.

Secure Savings Opportunities

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We offer flexible terms to make your purchase easier and more manageable. Plus, if you're considering refinancing your current auto loan, we have options available that could save you money over time.

Business Loans

For business owners looking to expand or manage cash flow effectively, our outstanding commercial loans totaling $216,378,186 provide the capital needed for growth. We understand that every business has unique needs and are committed to offering solutions that work for you.

Credit Lines

Additionally, our total credit lines amounting to $366,090,151 give members access to funds as needed without the hassle of applying for multiple loans. This can be particularly useful for both personal and business expenses. At Cyprus Credit Union in Riverton, UT, we are dedicated to providing competitive rates and personalized service throughout your borrowing journey. For more information about our loan products or assistance with applications and eligibility criteria, please call us at 801-446-5454 or visit our website at cypruscu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, making buying or refinancing simple. We provide various mortgage products tailored to fit your situation whether it's your first home or an investment property. Our team is here to guide you through the process and help you understand your eligibility for different programs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without high-interest burdens.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results, which you can verify at NCUA's official site. As a result, users receive fair and transparent offers that reflect current market conditions.

Benefits of Using LendMesh

One of the standout features of LendMesh is its dedication to transparency: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results that truly reflect user needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be for anyone seeking better financing options.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans