Cyprus Credit Union North Salt Lake UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cyprus Credit Union, your trusted financial partner in North Salt Lake! Since our establishment in 1935, we have been dedicated to serving our community with integrity and a personal touch. Located at 450 E 1100 N, North Salt Lake, UT 84054, we pride ourselves on being more than just a credit union; we are a place where members can thrive financially. With a robust membership of over 139,902 individuals, we understand the importance of building strong relationships. Our total assets stand at an impressive $1,816,997,678, reflecting our commitment to providing reliable financial solutions tailored to your needs. Whether you're looking for auto loans or personal banking services, we have you covered with our diverse offerings. Our leadership team, led by CEO Todd Adamson and Board President Richard Stapler, is dedicated to ensuring that every member receives the highest level of service. Our team of 460 employees works diligently to support your financial goals and make your experience as seamless as possible. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 3876 W Center View Way, West Jordan, UT 84084. At Cyprus Credit Union, we believe in the power of community and strive to make a positive impact through our various programs and initiatives. With total deposits reaching $63,239,360 and cash reserves of $16,237,720, we are well-equipped to serve you now and into the future. Ready to take control of your financial future? Give us a call at 801-260-7600 or visit us online at cypruscu.com to explore how we can help you achieve your goals!

Branch History & Mission

Community Engagement

Cyprus Credit Union takes pride in its partnerships with local organizations and schools. Through these collaborations, we strive to foster economic growth and provide educational resources that help individuals make informed financial decisions. Whether it's through workshops on budgeting or special loan programs aimed at first-time homebuyers, we are dedicated to supporting the community we serve. With operating hours designed for accessibility and both ATM and drive-thru services available for your convenience, we invite you to experience what makes Cyprus Credit Union unique. If you're looking for a financial partner that prioritizes your needs while giving back to the community, join us at Cyprus Credit Union! Explore how we can help you achieve your financial goals by visiting us today or checking out our website at cypruscu.com. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Cyprus Credit Union has evolved significantly over the decades. Initially serving a small group of individuals, we have expanded our reach and enhanced our offerings to meet the diverse needs of our community. The branch is conveniently located at 450 E 1100 N in North Salt Lake, close to local schools and parks, making it easy for families and individuals to access our services. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address at 3876 W Center View Way, West Jordan, UT 84084. This reflects our growth and dedication to maintaining strong ties within the region.

Our Mission

At Cyprus Credit Union, our mission goes beyond just providing financial products; we aim to empower our members through education and support. We believe in building lasting relationships rooted in trust and transparency. Our focus is on delivering personalized services that enhance the financial well-being of each member while actively contributing to community development through various outreach initiatives. Our commitment to modern banking includes offering digital advancements such as online banking and mobile payments for convenience. We also ensure ADA compliance across all branches so that everyone can benefit from our services without barriers.

Branch Location & Accessibility

Welcome to the Cyprus Credit Union branch located at 450 E 1100 N in beautiful North Salt Lake, UT! Our convenient location is easily accessible, making it simple for you to manage your finances. Whether you're coming from nearby landmarks like the North Salt Lake City Park or heading from the bustling downtown area, finding us is a breeze. At Cyprus, we understand that accessibility matters. Our branch features ADA-compliant facilities, including ramps and designated parking spaces for those who need them. Plus, with our drive-thru service available, you can enjoy quick banking without even leaving your car. If you prefer to visit us inside, our friendly staff is ready to assist you during our operating hours of 6-Sep. While members can visit us at 450 E 1100 N North Salt Lake Ut 84054, official correspondence should be sent to our mailing address: 3876 W Center View Way, West Jordan, UT 84084. You can reach us anytime at 801-260-7600 for any questions or assistance. We offer a variety of services to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. For those who prefer online banking, enjoy easy access through our mobile application as well. So why wait? Come by our North Salt Lake branch today to see how we can help you with all your financial needs! We look forward to welcoming you!

Member Eligibility

At Cyprus, becoming a member means joining a warm and welcoming community that's dedicated to your financial well-being. To qualify for membership, you simply need to live, work, worship, or attend school in the areas we serve, which creates a strong bond among our members. We believe in making banking accessible for everyone, so whether you're looking for personalized service or competitive rates on loans and savings accounts, you'll find it here. For specific details about eligibility criteria, feel free to check out our website at http://www.cypruscu.com/about/membership . Opening an account with us is straightforward and convenient. You can get started right from home by visiting our account opening page at https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (801) 260-7600. We're excited to help you take this step towards becoming part of the Cyprus family!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer merchant services that streamline payment processes for your business. Imagine a busy restaurant where customers can pay quickly and easily. Our point-of-sale solutions make transactions smooth, allowing you to focus on providing excellent service rather than worrying about payment hiccups. Located at 450 E 1100 N North Salt Lake Ut 84054 in North Salt Lake, UT, we're here to support your business journey. For inquiries, call us at (801) 260-7600 or visit our website at Cyprus. Let's work together to unlock your business potential!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also recognize that sometimes simple transactions matter most. Our Basic Drive-Thru Banking provides quick deposits and withdrawals without leaving your car. If you're a member of a partner credit union, enjoy the ease of our Basic Shared Branch Transactions, where deposits and withdrawals can be made at participating locations. With all these services under one roof at 450 E 1100 N North Salt Lake Ut 84054, we're here to support every aspect of your financial life. For more information or assistance, feel free to contact us at (801) 260-7600. Ready to take the next step? Visit us online at North Salt Lake and discover how we can help you achieve your financial goals today!

Business Banking

If you own a business or are thinking about starting one, our Business Banking services include Merchant Services & Business Loans that provide the support you need to thrive in today's competitive market.

Credit Options

For those looking for additional financial flexibility, our Personal Loans & Debt Consolidation services can help streamline your finances and reduce monthly payments. Plus, enjoy the benefits of our Credit Cards with Rewards, allowing you to earn points on everyday purchases while managing your expenses.

Digital Banking Features

In this digital age, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. You can make transfers, pay bills, and even utilize features like Person-to-Person Payments easily from your smartphone or computer. Plus, access cash through our extensive network of ATMs, ensuring that your funds are always at your fingertips.

Personal Banking Solutions

Starting with our Personal Banking services, we offer various Checking & Savings Accounts that cater to different lifestyles and savings goals. Whether you are saving for a vacation or managing day-to-day expenses, our accounts are designed to be easy to use and accessible. You can also take advantage of our Auto Loans & Vehicle Financing, which help you get behind the wheel without breaking the bank. Need a home? Our Mortgage Loans & Refinancing options can assist you in making that dream a reality.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no more printing or mailing forms! For those who prefer going paperless, e-statements are available, letting you keep track of your financial activity effortlessly. Are you always on the go? Our mobile application provides a user-friendly experience right in your pocket. Whether you're checking balances or making person-to-person transfers, everything is just a tap away. And if you're into modern payment methods, you'll love our mobile payments feature that makes transactions even easier.

Security You Can Trust

Your security is our top priority. We use advanced technology to protect your information while you manage your finances online. You can feel confident knowing that your personal data is safe with us. With these features at Cyprus, managing your finances has never been easier or more secure. Join us today and take advantage of the convenience that digital banking offers!

Financial Strength

Commitment to Growth

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,322 in used auto loans and $1,620,908,956 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,255,266 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $41,190,904. Total Share and Deposit Accounts: 286,171, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 450 E 1100 N North Salt Lake Ut 84054 or call (801) 260-7600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; our loan products are tailored to meet those unique needs. If you're considering refinancing any existing loans or want to explore eligibility options for our various loan products, please don't hesitate to reach out. Our friendly staff at our North Salt Lake branch is ready to assist you. Feel free to contact us at 801-260-7600 or visit us at 450 E 1100 N North Salt Lake Ut 84054. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Cyprus Credit Union can support your financial journey today!

Credit Lines and Personal Loans

For those looking for flexibility, we offer various credit lines totaling $366,090,151. These can be an excellent choice for managing unexpected expenses or consolidating debt into one manageable payment. Additionally, we also provide unsecured credit card loans with total amounts reaching $63,491,600, helping members manage their finances effectively while enjoying rewards on their spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We provide personalized service to guide you through the process and help you secure the best possible terms for your situation.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects accurate loan options. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users can make choices without worrying about hidden agendas or skewed listings. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Instead of spending hours researching different lenders, users can find competitive rates in one place. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans