Cyprus Credit Union Midvale UT | Affordable Vehicle Loans & Business Banking

Introduction

At Cyprus, located at 7160 S Union Park Ave, Midvale, UT 84047, we believe that every member of our community deserves a trusted partner in their financial journey. Since our establishment in 1935, we have grown to support over 139,902 members, offering a range of services designed to meet diverse financial needs. With total assets of $1,816,997,678 and deposits reaching $63,239,360, we stand strong as a reliable credit union dedicated to your success. Our leadership team, headed by CEO Todd Adamson and Board President Richard Stapler, is committed to ensuring that our services not only meet but exceed your expectations. We pride ourselves on our friendly and knowledgeable staff totaling 460 employees who are always ready to assist you with personalized solutions. While you can visit us at our branch for all your banking needs, please note that we do not have a separate mailing address. You can reach us easily by phone at 801-255-5000 or explore our offerings online at Cyprus Credit Union. With an extensive portfolio of services including auto loans, mortgages, personal loans, and business banking options, we're here to help you navigate your financial goals. Our commitment goes beyond just providing services; we aim to make a positive impact in the community we serve. Ready to take the next step? Whether you're looking for advice on savings plans or need assistance with loans, don't hesitate to reach out or stop by. Your journey towards financial empowerment begins with us!

Branch History & Mission

Community Engagement

Our efforts extend into numerous community initiatives designed to make a difference in the lives of those around us. We partner with local organizations to support educational programs, financial literacy workshops, and charitable events that promote growth and well-being within Midvale. While members can visit us at our main branch location for all their financial needs, official correspondence should be directed to our mailing address if it differs from the branch address. In conclusion, we invite you to join Cyprus Credit Union today! Experience firsthand how we can help you navigate your financial journey while contributing positively to our vibrant community. For more information or to become a member, call us at 801-255-5000 or visit our website. Let's work together towards achieving your financial dreams!

Our Mission

At Cyprus, our mission is clear: we strive to enhance the financial well-being of our members while actively supporting our community. We believe in providing personalized banking solutions that meet the diverse needs of our members from checking and savings accounts to auto loans and mortgages. Our commitment goes beyond just banking; we aim to uplift and strengthen the communities we serve through various outreach programs and partnerships. As part of this commitment, we are proud to be ADA compliant and offer digital advancements such as online banking and mobile payments. This ensures all members can access their accounts easily and securely whenever they need to.

Branch Location & Accessibility

Easy Access and Convenience

At Cyprus Credit Union, we prioritize your convenience. Our branch features ample parking and is designed to be accessible for everyone, including ADA-compliant entrances and ramps. Plus, if you prefer a quicker visit, we offer a drive-thru service that allows you to complete simple transactions without leaving your car.

Operating Hours Tailored for You

We understand that life can get busy. That's why our lobby hours are set to accommodate your schedule. We are open Monday through Friday from 8:30 AM to 6:00 PM and on Saturdays from 9:00 AM to 1:30 PM. Whether you're stopping by during your lunch break or need assistance on the weekend, we're here when you need us.

Services Designed for Your Needs

At our Union Park branch, you'll find a range of financial services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we aim to meet all your banking needs under one roof. Additionally, members can take advantage of shared services, allowing transactions with partner credit unions seamlessly. While members can visit us at 7160 S Union Park Ave, official correspondence should be sent to our mailing address if different. If you have any questions or would like more information about our offerings, don't hesitate to reach out at 801-255-5000. We invite you to come by and see how Cyprus Credit Union can help you achieve your financial goals!

Member Eligibility

Becoming a member of Cyprus feels like stepping into a community that genuinely cares. Located at 7160 S Union Park Ave Midvale Ut 84047, we welcome individuals who live, work, or worship in our area, as well as their family members. This means if you're part of the vibrant fabric of our community, you're likely eligible to join us! Membership not only gives you access to personalized financial services but also to a supportive network that prioritizes your needs. For more detailed eligibility criteria, feel free to check out this link: http://www.cypruscu.com/about/membership . Opening an account with us is a breeze! Simply visit our website for step-by-step instructions on how to get started: https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e . If you have any questions or need assistance, don't hesitate to give us a call at (801) 255-5000. Join Cyprus today and experience the advantages of being part of a credit union that puts you first!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they pay by card or mobile app. Our services not only help you manage transactions easily but also improve cash flow, allowing you to focus on what matters most growing your business. Visit us at 7160 S Union Park Ave Midvale Ut 84047 in Midvale, UT or call us at (801) 255-5000 to learn more about how our business banking services can support your success!

Comprehensive List Of Services

Business Banking Solutions

We haven't forgotten about business owners! At Cyprus, we offer comprehensive business banking services, including merchant services and business loans designed to help local businesses thrive. From setting up efficient payment systems to financing new ventures, we've got you covered.

Convenient Access and More

In addition to all these services, we provide convenient ATM and cash withdrawal services across multiple locations. Need assistance but can't make it inside? Our drive-thru banking allows you to complete simple transactions without leaving your car. For members who belong to partner credit unions, we also facilitate shared branch transactions, giving you access to essential services wherever you go.

Get in Touch

Ready to explore what we can do for you? Visit us at 7160 S Union Park Ave Midvale Ut 84047, call us at (801) 255-5000, or check out our website at Union Park for more information about how we can assist with your financial journey. We look forward to serving you!

Personal Banking Made Easy

When it comes to personal banking, we offer various checking and savings accounts that cater to different lifestyles and financial goals. Whether you're saving for a vacation or managing daily expenses, our accounts provide the flexibility you need. With our online and mobile banking options, you can access your accounts anytime, anywhere, making it easier than ever to manage your finances. If you're in the market for a new vehicle, check out our competitive auto loans and vehicle financing options. We understand that buying a car is a significant investment, and our team will work with you to find a loan that fits your budget. Additionally, if you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans can help make that process straightforward and stress-free.

Support for Your Financial Journey

For those looking to consolidate debt or secure funds for personal projects, we also provide personal loans tailored to your needs. Our goal is to support you in achieving your financial aspirations without overwhelming interest rates. Are you interested in credit options? Our credit cards with rewards can be an excellent choice for members who want to earn points on their everyday purchases. Enjoy benefits while building your credit history!

Digital & Online Banking

Enjoy Real-Time Management

At Cyprus, we believe in empowering our members with real-time account management tools. Accessing your accounts online means you can monitor transactions as they happen and stay informed about your finances whenever you need to. Our commitment to accessibility means that whether you're at home or on the move, managing your money is always convenient. Explore all these features today by visiting us at https://www.cypruscu.com/ your financial well-being is just a click away!

Key Features of Our Digital Banking

Our online banking service provides you with 24/7 access to your accounts. Whether you need to check your balance, transfer funds, or pay bills, everything is just a tap away. If you're on the go, our mobile application makes it even easier to manage your finances right from your smartphone. You can also enjoy the convenience of mobile payments, allowing you to make purchases quickly and securely.

Security and Convenience

We prioritize your security with features like electronic signature authorization, so you can complete transactions safely without having to visit a branch. Plus, our e-statements ensure that your financial records are easily accessible while reducing paper clutter. With person-to-person transfers, sending money to friends or family is straightforward and hassle-free.

Financial Strength

A Dedicated Team at Your Service

Our operational efficiency is reflected in our $10,255,266, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $41,190,904 available for lending and investments, we have the means to meet your financial needs effectively. The trust placed in us is evident as shown by our growing member base with 286,171 total share accounts.

Commitment to Growth and Innovation

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means we're always looking for ways to improve your experience with us. Our lending capacity supports members' financial goals across various sectors with $29,322 in used auto loans and $1,620,908,956 in total loans and leases available. Whether you're looking to finance a vehicle or make other important purchases, we're here to support you every step of the way.

Member Savings and Investments

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. These options allow our members to grow their savings while enjoying peace of mind knowing their investments are in safe hands. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed specifically for our valued members.

Our Solid Financial Position

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to prudent management of resources, ensuring that your funds are safe and secure. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability is crucial for maintaining trust and confidence among our members.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 7160 S Union Park Ave Midvale Ut 84047 or call (801) 255-5000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $126,306,316 in new vehicle loans and $522,364,626 in used vehicle loans, helping members get on the road with confidence. Whether you're financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand your business. We understand the unique challenges that businesses face and are here to support your success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Credit Lines

For those looking for more flexibility in managing expenses, our total credit lines amount to $366,090,151. This option allows you to borrow when you need it while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, making buying or refinancing simple. We provide competitive rates and flexible terms to make your home-buying experience as smooth as possible.

Refinancing Options

If you're considering refinancing existing loans or checking eligibility options for any of our products, don't hesitate to reach out. Our team can guide you through the process and help find solutions that best meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to start your loan application today, call us at 801-255-5000 or visit our website at Cyprus. Let's work together towards your financial future!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh prioritizes accuracy in its loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, giving users peace of mind when making financial decisions.

CYPRUS FEDERAL CREDIT UNION - Midvale, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Easy Access and Convenience

Operating Hours Tailored for You

Services Designed for Your Needs

Member Eligibility

Business Banking & Commercial Services

Member and Non-Member Loan Options

Merchant Services That Work for You

Comprehensive List Of Services

Business Banking Solutions

Convenient Access and More

Get in Touch

Personal Banking Made Easy

Support for Your Financial Journey

Digital & Online Banking

Enjoy Real-Time Management

Key Features of Our Digital Banking

Security and Convenience

Financial Strength

A Dedicated Team at Your Service

Commitment to Growth and Innovation

Member Savings and Investments

Our Solid Financial Position

Your Trusted Partner

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Credit Lines

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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