Cyprus Credit Union Hurricane UT | Best Auto Loans & Business Banking

Introduction

Welcome to Cyprus, your trusted partner in financial services located at 250 W State St, Hurricane, UT 84737. Since our establishment in 1935, we've been committed to supporting our community and members through a range of personalized banking solutions. With a total membership of over 139,902, we pride ourselves on fostering relationships built on trust and transparency. At Cyprus, we understand that every member's financial journey is unique. That's why we offer tailored services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total assets now stand impressively at $1,816,997,678, which reflects our strength and stability in serving you better. Our dedicated team of 460 employees is here to assist you with all your banking needs. Under the leadership of our CEO, Todd Adamson, and Board President, Richard Stapler, we continuously strive to enhance our offerings and provide exceptional customer service. Whether you need assistance with loans where we have facilitated a remarkable 81,430 loans and leases or you're interested in exploring our savings options with total deposits reaching $63,239,360, we've got you covered. While members can visit us at our branch for all banking needs, official correspondence should be sent to the same address: 250 W State St, Hurricane, UT 84737. Feel free to reach out via phone at 801-260-7600 or explore more about what we offer by visiting our website at www.cypruscu.com. Join us today as we continue to make a positive impact in the lives of our members and the communities we serve!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Cyprus family. Experience the benefits of membership that extend beyond financial services join us today! Visit our website at Cyprus Credit Union or give us a call at 801-260-7600 for more information about how we can assist you on your path to financial success.

Our Journey

From our humble beginnings, Cyprus has always aimed to provide excellent financial services while fostering strong community ties. Our branch is conveniently situated at 250 W State St, right near the bustling downtown area. This prime location allows us to serve members effectively while being close to key local landmarks that define Hurricane. Through the years, we have embraced advancements in technology to enhance our member experience. We are proud to offer modern conveniences such as online banking, mobile payments, and electronic signatures. Moreover, with our ATM availability and drive-thru banking services, we ensure that banking is easy and accessible for everyone.

Our Mission

At Cyprus Credit Union, our mission is clear: we strive to empower our members by providing them with affordable financial solutions tailored to their needs. Our focus extends beyond just transactions; we aim to build lasting relationships within the community. We actively engage in outreach programs that support local initiatives and help improve the quality of life for residents in Hurricane and beyond. While members can visit us at 250 W State St for all their banking needs, official correspondence should be sent to the same address. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans or mortgages, we're here for you. We believe in creating a welcoming environment where everyone feels valued and supported. Our team is dedicated to ensuring that your financial journey is as smooth as possible while making a positive impact on the community.

Branch Location & Accessibility

Welcome to Cyprus Credit Union, located at 250 W State St in the heart of Hurricane, UT! Our branch is designed with your convenience in mind, making it easy for you to access all the banking services you need. Nestled in a vibrant area, we're close to local favorites and landmarks that make your visit even more enjoyable. Whether you're coming from downtown or nearby neighborhoods, finding us is simple. Plus, we offer ample parking right outside our doors, ensuring you can park easily and get inside without any hassle. Our branch is fully accessible, equipped with ADA-compliant features to serve all our members. We understand that your time is valuable. That's why we're open during convenient hours so you can manage your banking needs without stress. You can visit us during our operating hours for personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and more. If you prefer quick transactions, take advantage of our drive-thru service for deposits and withdrawals perfect for those on the go! For added convenience, we also have an ATM available 24/7 right here at the branch. And if you're a member of a partner credit union, you'll be pleased to know that we provide shared services as well! While members can visit us at our branch address, official correspondence should be sent to the same location: 250 W State St, Hurricane, UT 84737. Have questions or need assistance? Feel free to give us a call at 801-260-7600; our friendly staff is ready to help! We look forward to seeing you soon at Cyprus Credit Union where your financial journey begins!

Member Eligibility

Joining Cyprus is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you'll need to meet some friendly eligibility criteria, which are designed to welcome individuals from various walks of life. Generally, anyone who lives, works, or worships in the area can apply making it easy for you to find your place here. This means if you're in the Hurricane area, you're likely already eligible! For more detailed information about what qualifies as membership, feel free to check out our comprehensive guide at http://www.cypruscu.com/about/membership . Getting started with us is simple and straightforward. You can open your account online by visiting https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e or give us a call at (801) 260-7600 if you have any questions. We're excited to help you take this step toward better banking options and personalized service right here at 250 W State St Hurricane Ut 84737. Your journey with Cyprus awaits!

Business Banking & Commercial Services

At Cyprus, we understand that every business has its own unique story and challenges. Whether you're a startup looking to make your mark or an established company aiming to expand, our business banking services are designed to support your journey. Imagine a local bakery that dreams of opening a second location. With our member commercial loans, we've funded over $719 in loans for businesses just like yours, helping them grow and succeed. But we don't stop there. We also recognize the needs of the broader community. That's why we offer $5 in non-member commercial loans, providing flexible financing options for all businesses in Hurricane, UT. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: with an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses. To complement our loan offerings, we provide essential merchant services that simplify transactions for your customers. From point-of-sale solutions to online payment processing, we help you manage payments efficiently so you can focus on what you do best running your business. Visit us at 250 W State St Hurricane Ut 84737 or call us at (801) 260-7600 to discover how we can support your business goals today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates tailored just for you. Picture yourself driving off in that car you've always wanted without breaking the bank. With easy application processes and quick approvals, getting behind the wheel has never been simpler.

Business Banking Services

For entrepreneurs and small business owners, we provide business banking solutions, including merchant services and business loans designed to help your company thrive. Whether you're starting a new venture or expanding an existing one, our team is here to support your goals.

Convenient Access Options

With our commitment to convenience, you'll find services such as ATM and cash withdrawal options, along with basic drive-thru banking for simple transactions like deposits and withdrawals. Plus, if you're a member of a partner credit union, our shared branch transactions allow you to easily deposit or withdraw funds while on the go. We believe banking should be straightforward and accessible for everyone. That's why at Cyprus, we strive to put all these services right at your fingertips. If you have any questions or need assistance with any of our services, don't hesitate to reach out! You can call us at (801) 260-7600 or visit us in person at our branch in Hurricane. We're here to help make your financial journey easier!

Credit Cards with Rewards

Our credit cards with rewards give you more than just purchasing power; they also offer benefits like cashback or points redeemable for travel and experiences. It's like earning rewards for everyday spending who doesn't love that?

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans come with flexible terms that fit various budgets and lifestyles. We guide you through each step of the process so that you can focus on finding your dream home rather than worrying about the details.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer personal banking services like checking and savings accounts that help you keep track of your finances effortlessly. With features like online banking and mobile app access, you can manage your accounts from anywhere whether you're at home or on the go. Need a little extra cash? Our personal loans and debt consolidation options can help ease financial stress. Imagine consolidating multiple debts into one manageable payment, freeing up your budget for what truly matters.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your finances should be straightforward. At Cyprus, we believe in making banking accessible for everyone. You can check balances, review transaction history, and even set up alerts all in real-time. Our commitment is to provide you with the tools needed for effective account management right at your fingertips. Experience the ease of digital banking with us today! Visit https://www.cypruscu.com/ to learn more about how our services can help simplify your financial life.

Key Features

One standout feature is our mobile application, available for download on all major platforms. This app allows you to manage your accounts on the go. Need to send money to a friend? Our person-to-person transfer service has you covered, letting you send money instantly without any hassle. We also prioritize security. With electronic signature authorization, you can sign documents securely online, ensuring that your personal information stays protected. And if you prefer going paperless, our e-statements are available to help you keep track of your transactions while reducing clutter. For those who love the convenience of mobile payments, we provide a robust mobile payments feature that lets you make purchases using just your smartphone. It's quick and easy just tap and go!

Financial Strength

At Cyprus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in the institution holding your hard-earned money, and we are proud to demonstrate our strength and reliability. With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $29,322 in used auto loans and $1,620,908,956 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $10,255,266, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $41,190,904 while our total share accounts reflect trust from our community with an impressive number of 286,171 accounts. This shows a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 250 W State St Hurricane Ut 84737 or call (801) 260-7600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing simple and affordable.

Credit Lines and Commercial Loans

For those looking for additional financial flexibility, our total credit lines amount to $366,090,151, allowing members to access funds when they need them most. Additionally, for business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing straightforward. We aim to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans or checking your eligibility for our various products, feel free to reach out! Our team is here to provide insights on how refinancing could benefit you financially. If you have questions or would like more information about any of these loan products or our services at Cyprus Credit Union in Hurricane, please call us at 801-260-7600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can help you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. This option is great for those who need to cover unexpected expenses or simply want a convenient way to make purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are fair and transparent. Each listing reflects current rates and terms from reliable lenders, ensuring you receive accurate information.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans