Cyprus Credit Union Centerville UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cyprus Credit Union, your trusted financial partner since 1935. Conveniently located at 221 W Parrish Ln, Centerville, UT 84014, we are proud to serve our vibrant community with personalized banking solutions tailored to meet your needs. With a total membership of over 139,902 members and total assets reaching an impressive $1,816,997,678, we strive to provide exceptional service that empowers you to achieve your financial goals. At Cyprus, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our dedicated team of 460 employees, led by our CEO Todd Adamson and Board President Richard Stapler, is here to ensure you have the best banking experience possible. While you can visit us at our branch for all your financial needs, please note that official correspondence should be directed to our main office. We invite you to explore our services online at cypruscu.com or give us a call at 801-951-0067. Join us in building a stronger community together because at Cyprus Credit Union, you're not just a member; you're part of our family!

Branch History & Mission

Commitment to Innovation

As we move forward into an increasingly digital world, Cyprus remains committed to innovation while ensuring ADA compliance for all members. We provide online and mobile banking options that make managing finances easier than ever. With features like mobile payments and e-statements, we strive to meet the diverse needs of our members.

Community Focus

Cyprus takes pride in being an active participant in the Centerville community. Our partnerships with local organizations allow us to support various initiatives aimed at enhancing the quality of life for everyone. From financial literacy workshops to sponsoring local events, we are dedicated to giving back.

Join Us!

We invite you to become part of the Cyprus family! Experience firsthand how we can help you navigate your financial journey while also contributing positively to our community. Visit us at 221 W Parrish Ln or give us a call at (801) 951-0067. Let's work together towards a brighter financial future!

Mission Statement

Our mission at Cyprus Credit Union is simple: to provide personalized financial services that empower individuals and strengthen communities. We believe that when our members thrive, so does our community. We offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Every service we provide is designed with your needs in mind. While you can visit us at 221 W Parrish Ln Centerville Ut 84014, please note that official correspondence should be sent to nan, nan, nan nan if it differs from the branch address.

Our Legacy

Since opening our doors nearly nine decades ago, Cyprus has remained committed to fostering financial wellness among our members. As we expanded, so did our services and reach. Today, we manage total assets exceeding $1.8 billion, reflecting our dedication to helping our members achieve their financial goals. Our growth is not just measured in numbers but also in the positive impact we've made through various outreach programs and partnerships within Centerville and beyond.

Branch Location & Accessibility

Welcome to Cyprus at the Centerville Walmart location! Conveniently situated at 221 W Parrish Ln, Centerville, UT 84014, our branch is here to serve you with a smile. Whether you're stopping by for personal banking needs or just passing through, our friendly staff is ready to assist you. Our branch is easily accessible and offers ample parking space, making your visit hassle-free. We understand that accessibility is important for all our members, which is why our facility complies with ADA standards. You can find ramps and other features designed to make your banking experience as smooth as possible. When you visit us, you'll enjoy convenient operating hours: we're open Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. If you need assistance outside of these hours, feel free to call us at 801-951-0067. Our team will be happy to help you! For those who prefer automated banking options, we also offer ATM services for quick cash withdrawals and balance checks. While we don't have drive-thru banking available at this location, our shared service center provides essential transactions for members of partner credit unions. So next time you're near the Centerville Walmart or in the beautiful Davis County area, stop by Cyprus! We can't wait to help you with all your financial needs.

Member Eligibility

At Cyprus, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who share our values. If you live, work, worship, or attend school in the Centerville area, you're already eligible! We also welcome family members of current members, making it even simpler to join our supportive network. Not only do you gain access to a range of financial services tailored just for you, but you also become part of an organization that prioritizes your needs over profits. To get started on your journey with us, simply visit our branch at 221 W Parrish Ln Centerville Ut 84014, or give us a call at (801) 951-0067. You can learn more about the eligibility requirements by checking out this resource: http://www.cypruscu.com/about/membership . Ready to open an account? It's just as straightforward find all the details you need at https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e . We can't wait for you to join our family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having a payment processing solution that works seamlessly with your operations. Our merchant services provide you with the tools needed to accept payments easily, whether it's through credit cards or mobile payments. This means quicker transactions and happier customers, allowing you to focus more on what matters growing your business. Visit us at 221 W Parrish Ln Centerville Ut 84014 in Centerville, UT, or call us at (801) 951-0067 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide comprehensive Business Banking services, including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have the tools to support your growth.

Convenient Digital Banking Features

Emphasizing convenience, we are proud of our robust Online & Mobile Banking platforms. Manage your accounts from anywhere at any time pay bills, transfer funds, or check balances right from your smartphone or computer. Accessing cash is simple too! With our ATM & Cash Withdrawal Services, you can withdraw funds whenever you need them without any added stress. We also participate in basic shared branch transactions for partner credit union members, allowing for deposits and withdrawals at various locations. Our commitment extends beyond traditional banking services; we aim to empower you with the tools necessary for financial success. If you're ready to explore how Cyprus can serve your financial needs better, don't hesitate to reach out! Call us at 801-951-0067, visit us in Centerville, or learn more about our services online at www.cypruscu.com. Your journey towards better financial health starts here!

Financial Assistance and Rewards

In times of need, our Personal Loans & Debt Consolidation options can help ease financial burdens by consolidating debt into manageable payments. This way, you can focus on moving forward without being weighed down by past expenses. Our Credit Cards with Rewards not only offer convenience but also give back through rewards programs. Whether it's cash back or travel points, enjoy the benefits of spending wisely.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your money efficiently. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with features that simplify your banking experience and fit seamlessly into your lifestyle. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can make it easier for you to hit the road. With competitive rates and flexible terms, we ensure that financing your dream car is straightforward and hassle-free. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide tailored solutions to meet your specific needs. We understand that each member's situation is unique, and our team is here to guide you through the process.

Digital & Online Banking

Key Features

With features like electronic signature authorization, you can complete transactions securely from the comfort of your home. Plus, if you prefer going paperless, our e-statements are readily available, helping you keep track of your finances while reducing clutter. For those on the go, our mobile application offers all the functionalities of online banking right at your fingertips. You can easily send money through person-to-person transfers and even make mobile payments directly from your phone. It's banking made simple! Security is always a top priority for us at Cyprus. Our online and mobile platforms are equipped with the latest safeguards to ensure that your personal information remains protected. You can have peace of mind knowing that you're banking with a trusted partner. Experience real-time account management with Cyprus's digital services. We're here to help you take charge of your financial journey in an accessible and straightforward way. Join us today and discover how easy banking can be!

Financial Strength

Growing Together

As of now, we have total share accounts reaching 286,171, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $41,190,904, further enhancing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 221 W Parrish Ln Centerville Ut 84014 or call (801) 951-0067 to learn more about how we can help you achieve your financial goals.

Investing in You

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,322 in used auto loans and $1,620,908,956 in total loans and leases.

Operational Efficiency

Our $10,255,266 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want. Plus, if you already have an existing auto loan with another lender, ask us about refinancing options that could save you money.

Credit Lines and Unsecured Credit Cards

We also recognize the importance of having access to credit when unexpected expenses arise. Our total credit lines amount to $366,090,151, providing flexibility and peace of mind when it matters most. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. For those who own businesses or are looking to expand their ventures, our outstanding commercial loans totaling $216,378,186 provide essential capital needed for growth. At Cyprus Credit Union, we prioritize your financial wellness by offering loan products that are straightforward and beneficial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in exploring our loan offerings further or if you have questions about eligibility or refinancing options available at our branch, please don't hesitate to reach out at 801-951-0067. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820. Our experienced team is ready to guide you through the mortgage process to ensure you find the best solution for your housing needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to help you make informed borrowing decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By focusing on verified data, LendMesh guarantees that users receive accurate loan comparisons, making it easier for you to find the right loan at the best rate. One of the standout features of LendMesh is its commitment to unbiased results. There are no sponsored listings or paid promotions influencing the rankings of lenders. Every comparison reflects genuine offers from legitimate financial institutions, fostering trust in the information provided. Additionally, LendMesh provides real-time rate comparisons from multiple lenders. This up-to-date information helps users stay informed about current market conditions and make better financial choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans