Cy-Fair Credit Union Prairie View TX | Best Auto Loans & Business Banking

Introduction

Welcome to Cy-fair, your trusted partner in financial growth located at 104 Fm 1098 University Dr, Prairie View, TX 77446. Established in 1956, we have proudly served our community for over six decades, building strong relationships with our members and ensuring their financial well-being. With a commitment to personalized service, we have grown to support a total membership of 25,124 and manage assets totaling an impressive $356,870,642. At Cy-fair, we understand the importance of community support. Our dedicated team is here to provide a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we strive to empower you with the tools you need to succeed financially. We currently offer 16,647 loans and leases to help our members achieve their dreams. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 9601 Jones Rd, Suite 200, Houston, TX 77065. Our leadership team is committed to fostering a welcoming environment where your voice matters. Under the guidance of our CEO, Cameron Dickey, and Board President, Debbie Emery, we aim to create an inclusive space where everyone feels valued. With a dedicated staff of 79 employees, we're always ready to assist you with any questions or concerns. With robust deposits amounting to $19,116,063 and net worth reaching $32,207,448, we are in a strong position to serve our members effectively. Our cash reserves stand at $6,326,365, allowing us to respond swiftly to your needs. Whether you're looking for personal banking solutions or business services like merchant accounts and loans, Cy-fair has got you covered. Explore our offerings today by visiting our website at www.cyfairfcu.org or give us a call at 936-857-4925. Join us on this journey towards financial empowerment because at Cy-fair, you're more than just a member; you're family!

Branch History & Mission

At Cy-fair, we take pride in our rich history and commitment to serving our community in Prairie View, Texas. Established in 1956, our branch has grown alongside the community, providing financial services that empower individuals and families. Located at 104 Fm 1098 University Dr, Prairie View, TX 77446, we are situated near the vibrant Texas A&M University campus, making us a central part of local life. Since opening our doors, we've welcomed over 25,000 members into the Cy-fair family, helping them achieve their financial dreams. With total assets reaching an impressive $356,870,642, we have consistently demonstrated our dedication to providing secure and reliable banking solutions. Our journey has been marked by significant milestones, including the expansion of our services and a commitment to technological advancements that make banking easier for everyone. Our mission is simple yet profound: to provide exceptional financial services while supporting and uplifting our community. We believe that when our members succeed, we all thrive. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, Cy-fair is here to meet your needs. We also offer business banking solutions like merchant services and business loans to help local entrepreneurs grow. While members can visit us at 104 Fm 1098 University Dr, official correspondence should be sent to 9601 Jones Rd, Suite 200, Houston, TX 77065. Our operating hours are convenient for our members: Monday through Friday from 8:30 AM to 4:30 PM, ensuring that you can access our services when it suits you best. At Cy-fair, we strive to stay ahead by offering various digital banking options such as online banking and mobile payments. Our commitment to accessibility includes ADA compliance for all our facilities. We also support local outreach initiatives that strengthen the community ties we cherish so deeply. Join us at Cy-fair and experience a credit union that truly cares about you and your financial well-being. Together, let's build a brighter future for everyone in Prairie View. For more information or to become a member today, call us at 936-857-4925 or visit us online at Cyfair FCU.

Branch Location & Accessibility

Accessibility and Parking

At the Cy-fair branch, we prioritize accessibility for all our members. Our facility features ADA-compliant ramps and pathways to ensure everyone can comfortably visit us. Ample parking is available right outside our doors, so you won't have to worry about finding a spot during your visit.

Get in Touch

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 936-857-4925. We're excited to serve you and help you achieve your financial goals! We look forward to welcoming you at the Cy-fair branch soon!

Operating Hours

Our lobby is open Monday through Friday from 8:30 AM to 4:30 PM. We invite you to drop by during these hours to experience our range of personal banking services. Whether you're looking to open a checking account or explore auto loans and refinancing options, our friendly staff is here to help.

Services Offered

We offer a variety of services tailored to meet your needs. From checking and savings accounts to credit cards with rewards, we've got you covered. Need cash on the go? Enjoy the convenience of our ATM services available right here at the branch. While we don't have drive-thru banking at this location, our team is always ready to assist you inside.

Member Eligibility

At Cy-fair, we believe that everyone deserves to be part of a supportive community where financial goals are nurtured. Becoming a member is simple and welcoming! If you live, work, or attend school in the area surrounding 104 Fm 1098 University Dr Prairie View Tx 77446, you're already eligible to join us. This means if you're part of our local community, you're invited to experience the benefits we offer, from personalized banking services to competitive loan rates. Joining is easy just visit our website for more details on eligibility and account opening at [](https://www.cyfairfcu.org/) or reach out to us directly at (936) 857-4925. We can't wait to welcome you into the Cy-fair family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,513,996, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's competitive market, efficient transaction processes can set you apart. Our merchant services are crafted to simplify payment acceptance, ensuring that you can focus on what truly matters running your business. Imagine effortlessly processing payments while managing your cash flow, all backed by the support of a local credit union. Located at 104 Fm 1098 University Dr Prairie View Tx 77446, Prairie View, TX, we invite you to explore how our business banking solutions can empower your enterprise. For more information or to speak with one of our experts, call us at (936) 857-4925. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For our business members, Cy-fair provides comprehensive Business Banking services including Merchant Services and Business Loans. We know running a business comes with its own set of challenges, and having the right financial partner can make all the difference.

Convenient Access

We believe in making banking as convenient as possible for everyone. Our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it. Basic ATM Access allows for quick withdrawals and balance checks without any hassle. In today's fast-paced world, digital banking is essential. Our Online & Mobile Banking platforms provide 24/7 access to manage your accounts easily and efficiently. From making transfers to paying bills, everything is just a few taps away. If you're interested in learning more about our services or wish to become part of the Cy-fair family, don't hesitate to reach out! You can contact us at (936) 857-4925 or visit us at 104 Fm 1098 University Dr Prairie View Tx 77446 in Prairie View. We look forward to helping you achieve your financial goals! Visit us online at Prarie View for more information or start your application today!

Credit Solutions

We also understand that life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options that can help ease financial pressure when needed most. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases making each swipe count towards something special.

Home Financing Options

Considering buying a home? Our Mortgage Loans & Refinancing services provide tailored solutions to help you secure the best deal possible. With friendly staff ready to guide you through the process, purchasing your dream home becomes less daunting and more exciting.

Personal Banking Services

For individuals seeking personal banking solutions, we offer Checking & Savings Accounts that fit various lifestyles. Imagine having easy access to your funds through Online & Mobile Banking right at your fingertips. You can check balances, transfer money, and even make payments from anywhere whether you're at home or on the go. If you need to finance a vehicle, our Auto Loans & Vehicle Financing options come with competitive rates designed to fit your budget. Picture yourself driving away in that new car with a manageable monthly payment that won't stretch your finances too thin.

Digital & Online Banking

Key Features

One of the standout features of our online banking is electronic signature authorization. This means you can sign documents securely without needing to visit a branch. Plus, if you're looking for an eco-friendly option, we offer e-statements that help you keep track of your finances while reducing paper waste. For those who prefer using their mobile devices, our mobile application makes banking even easier. You can make mobile payments with just a tap and even send money to friends or family through person-to-person transfers. It's all about making transactions quick and hassle-free.

Security You Can Trust

We prioritize your security. Our online banking platform employs robust security measures to protect your information. You can manage your accounts with confidence knowing that we are dedicated to keeping your data safe. In short, Cy-fair offers a comprehensive suite of digital banking services tailored for your lifestyle. Enjoy real-time account management and effortless access to all your financial needs with us today!

Financial Strength

Commitment to Growth

With $31,932,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in $3,319 in used auto loans and $252,186,790 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $61,342,414 in share certificates and $25,459,628 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,188,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $32,207,448, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $934 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 42,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cy-fair is your trusted partner. Visit us at 104 Fm 1098 University Dr Prairie View Tx 77446 or call (936) 857-4925 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Offerings

For those looking into business opportunities, our outstanding commercial loans totaling $1,513,996 provide the capital needed to grow and expand. Our commitment extends beyond individual members; we aim to support local businesses as well. At Cy-fair, we also offer refinancing options for existing loans. If you're interested in lowering your monthly payments or consolidating debt, our team can assist you in exploring eligibility options tailored to your unique situation. Our friendly staff at 104 Fm 1098 University Dr Prairie View Tx 77446 in Prairie View, TX is ready to help you navigate your borrowing journey. For any inquiries or assistance, feel free to reach out at (936) 857-4925 during our operating hours from Monday to Friday, 8:30 AM - 4:30 PM. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,066,385 in used vehicle loans and $37,820,770 in new vehicle loans already helping members get on the road. We provide competitive rates and terms that make driving away in your dream vehicle easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,661,856, make buying or refinancing simple. We understand that securing a mortgage is a significant step, and our experienced team is here to guide you through every stage of the process.

Unsecured Credit Card Loans

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $8,530,649 in loans helping members manage their finances effectively. With straightforward repayment options, our credit cards can be an excellent tool for budgeting and building your credit score.

Loan Aggregator

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CY FAIR FEDERAL CREDIT UNION