Cy-Fair Credit Union Houston TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cy-fair, your trusted financial partner located at 7060 Highway 6 N, Houston, TX 77095. Since our establishment in 1956, we have proudly served the community with a commitment to providing exceptional banking services tailored to meet the needs of our members. With over 25,000 members benefiting from our offerings, we are dedicated to fostering financial well-being and growth. At Cy-fair, we understand that life can be unpredictable, which is why we offer a range of financial products designed to help you manage your money effectively. Our total assets stand at an impressive $356,870,642, reflecting our strong position in the community. We have facilitated numerous loans and leases over 16,647 to support our members in achieving their dreams. Our mission goes beyond just numbers; it's about building lasting relationships with those we serve. Under the leadership of CEO Cameron Dickey and Board President Debbie Emery, our team is here to guide you through all your banking needs, whether you're looking for personal banking options like checking and savings accounts or business solutions such as merchant services and business loans. While members can visit us at our branch for face-to-face service, official correspondence should be sent to our mailing address: 7060 Highway 6 North, Houston, TX 77095. Feel free to reach out at 281-571-5000 or explore more on our website here. Join us at Cy-fair today where your financial future matters! Whether you need assistance with loans or are simply looking for advice on savings, we're here to help you every step of the way. Come visit us during our convenient operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We look forward to serving you!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. Through various outreach programs and partnerships with local organizations, Cy-fair actively participates in initiatives that benefit residents in Houston and surrounding areas. Whether it's supporting educational programs or hosting community events, we are dedicated to making a positive impact. We also prioritize accessibility by ensuring that all our facilities are ADA compliant. With convenient drive-thru banking and ATM availability, we make banking easy for everyone. As you explore your options for banking and financial services, consider becoming a member of Cy-fair. Join us today and experience firsthand how we can help you on your financial journey while contributing to the vibrant community of Houston! For more information or assistance, feel free to reach out at 281-571-5000. Your future begins here!

Mission Statement

Our mission at Cy-fair is simple yet profound: we strive to enhance the financial well-being of our members while fostering community growth. We believe that everyone deserves access to quality financial services and support. By offering personalized service and innovative products like mobile banking and online account management, we empower our members to achieve their financial goals. While members can visit us at 7060 Highway 6 N for all their banking needs, official correspondence should be sent to 7060 Highway 6 North, Houston, TX 77095 if it differs from our branch address.

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We invite you to visit us at Cy-fair! If you have questions or need assistance before stopping by, don't hesitate to give us a call at 281-571-5000. We're here to help!

Nearby Landmarks

Finding us is simple! We're close to familiar spots like the Copperfield Shopping Center and just a short drive from George Bush Park. This makes it easy for you to swing by for banking needs while enjoying your day out.

Operating Hours

At Cy-fair, we understand that life can get busy. That's why our lobby hours are set from Monday through Friday from 9:00 AM to 5:00 PM, and we also open on Saturdays from 9:00 AM to 1:00 PM. For those who prefer late visits, our Interactive Teller Machines are available on weekdays until 6:00 PM and on Saturdays until 2:00 PM perfect for those on the go!

Parking & Accessibility Features

We offer ample parking space right outside the branch, ensuring that you have a hassle-free visit. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can feel welcome.

Services Offered

We provide a range of services tailored to meet your banking needs from checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for personal loans or business banking options, we've got you covered. Plus, enjoy the convenience of our drive-thru service for quick transactions like deposits and withdrawals.

Member Eligibility

Becoming a member of Cy-fair is like joining a family that truly cares about your financial well-being. Located at 7060 Highway 6 N Houston Tx 77095, we welcome individuals who share a common goal of building a brighter financial future together. If you live, work, worship, or attend school in our community, you're likely eligible to join us! Our membership is designed to be inclusive, making it easy for you to access all the great benefits we offer, from personal banking solutions to loans tailored just for you. For detailed eligibility criteria and to ensure you're on the right track, feel free to visit this link. Opening an account with us is straightforward and welcoming. You can easily start the process online by visiting our account opening page at http://www.cyfairfcu.org/online-banking-setup . If you have any questions or need assistance along the way, don't hesitate to call us at (281) 571-5000. We're here to help you every step of the way as you embark on this journey with Cy-fair!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, having the right tools is crucial. Our merchant services help streamline payments and improve cash flow, allowing you to focus on what matters most growing your business. Imagine having a payment system that not only accepts all major cards but also provides insights into sales trends. This means you can make informed decisions quickly and efficiently. Visit us at 7060 Highway 6 N Houston Tx 77095 in Houston, TX, or call us at (281) 571-5000 to learn more about how we can assist your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,513,996, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you own a business or are thinking about starting one, we have dedicated services just for you! Our business banking solutions include merchant services and business loans designed to help your company thrive. Whether it's funding inventory or managing cash flow, we're here to support your entrepreneurial journey.

Convenient Access at Your Fingertips

Convenience is key at Cy-fair. With our ATM services, cash withdrawal is quick and easy. You can also take advantage of our drive-thru banking, which allows for simple transactions like deposits and withdrawals without leaving your car. Our branch is located at 7060 Highway 6 N Houston Tx 77095, making it easy for you to visit us whenever needed. For any inquiries or assistance, feel free to call us at (281) 571-5000 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM.

Credit Options for Everyone

For those unexpected expenses or projects around the house, our personal loans and debt consolidation services provide flexible solutions. With manageable terms tailored to your financial situation, these options offer peace of mind when life throws surprises your way. Plus, consider our credit cards with rewards they're perfect for everyday purchases while earning points for future rewards!

Get Started Today!

Ready to explore all that we have to offer? Visit us online at Copperfield Branch or stop by our branch today! At Cy-fair, we're excited to partner with you on your financial journey!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the entire process. We understand that securing a mortgage can be overwhelming, which is why our friendly staff is here to answer all your questions and help you navigate the paperwork.

Personal Banking Solutions

When it comes to personal banking, Cy-fair has options designed for everyone. You can choose from various checking and savings accounts that fit your lifestyle. Imagine setting up an account that not only helps you save for a vacation but also offers easy access through our online and mobile banking platforms. Our digital features allow you to check your balance, transfer money, and even make payments with just a few taps on your phone. If you're considering a new car, our auto loans and vehicle financing options make purchasing or refinancing straightforward. Picture yourself driving off in your dream car without breaking the bank our competitive rates help make that possible!

Digital & Online Banking

Key Features

Our online banking platform is just a click away at https://www.cyfairfcu.org/ . Here, you can check balances, pay bills, and transfer funds with ease. Enjoy the perks of electronic statements, which are not only environmentally friendly but also help you stay organized and informed about your financial activities. If you prefer handling things on the go, our mobile application is available for download, allowing you to access your accounts right from your smartphone. Need to send money quickly? Our person-to-person transfer feature makes it simple to send or receive funds without the hassle of cash or checks. Plus, if you're into using your phone for purchases, our mobile payments option allows you to pay directly from your device securely and conveniently.

Security and Accessibility

Your safety is our priority. We use electronic signature authorization to ensure that transactions are secure and verifiable. With 24/7 online banking services, you can have peace of mind knowing that you can manage your account whenever it suits you best whether it's early morning or late at night. At Cy-fair, we strive to make banking not just accessible but enjoyable. Our user-friendly interface ensures that whether you're tech-savvy or just getting started with digital banking, you'll find everything easy to navigate. Experience the freedom of managing your finances on your terms with us today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 42,690, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending are at $0, further emphasizing our capability to provide the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cy-fair is your trusted partner. Visit us at 7060 Highway 6 N Houston Tx 77095 or call (281) 571-5000 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $61,342,414 in share certificates and $25,459,628 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,188,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 6 part-time employees ready to assist you with personalized service.

Reinvestment for Growth

With $31,932,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,319 in used auto loans and $252,186,790 in total loans and leases, we support members' financial goals across various sectors.

Strong Net Worth

With a net worth of $32,207,448, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $934 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,066,385 in used vehicle loans and $37,820,770 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that your financing fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,513,996 provide the capital needed to grow and expand. We know how vital it is to have access to funds for business development, and we're dedicated to supporting local entrepreneurs.

Credit Lines

Additionally, our credit lines totaling $86,945,909 give you the flexibility to borrow as needed without having to apply for a new loan each time. This can be particularly beneficial for those unexpected expenses or larger purchases. If you're interested in any of these loan products or want to learn more about refinancing options, please don't hesitate to reach out. You can contact us at (281) 571-5000 or visit us at our branch located at 7060 Highway 6 N Houston Tx 77095, Houston, TX. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,661,856, make buying or refinancing simple. Whether you are looking for your first home or wanting to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,530,649 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases and building credit without the need for collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, giving users peace of mind when making important financial decisions.

CY FAIR FEDERAL CREDIT UNION