Cy-Fair Credit Union Cypress TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cyfair, your trusted partner in financial well-being since 1956! Located at 13525 Skinner Rd, Cypress, TX 77429, our Skinner Branch is dedicated to serving over 25,000 members with personalized banking solutions. At Cyfair, we pride ourselves on being more than just a credit union; we are a community resource committed to helping you achieve your financial goals. With total assets of $356,870,642 and deposits amounting to $19,116,063, we offer a range of services tailored to meet your needs. From auto loans and mortgages to personal loans and business banking, our offerings are designed with you in mind. Our dedicated team of 79 employees, led by CEO Cameron Dickey and Board President Debbie Emery, ensures that every interaction is friendly and supportive. While members can visit us at the branch for their banking needs, official correspondence should be sent to the same address: 13525 Skinner Rd, Cypress, TX 77429. With a commitment to transparency and member satisfaction, we maintain a net worth of $32,207,448, reflecting our stability and reliability. At Cyfair, your financial journey is our priority. We invite you to explore our website at cyfairfcu.org or give us a call at 281-571-5000. Let us help you unlock new possibilities today!

Branch History & Mission

At Cy-fair, we pride ourselves on our rich history and unwavering commitment to the Cypress community in Texas. Established in 1956, our branch has grown from a small financial institution into a trusted partner for over 25,000 members. Located at 13525 Skinner Rd, Cypress, TX 77429, we are situated near several local landmarks that reflect the vibrant spirit of our neighborhood. Our mission is simple yet profound: to provide accessible financial services while enhancing the quality of life for our members and the community. We understand that banking goes beyond transactions; it's about building relationships and fostering support. Our services range from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. We strive to ensure that every member feels valued and empowered in their financial journey. Over the years, Cy-fair has achieved significant milestones, including amassing total assets of $356,870,642. This growth reflects not only our sound financial practices but also our dedication to serving our members effectively. Our operating hours accommodate busy lifestyles Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM making it easy for you to access our services. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 13525 Skinner Rd, Cypress, TX 77429. We offer modern conveniences such as ATM services and drive-thru banking, ensuring quick access to your funds while maintaining a personal touch. In addition to providing essential financial services, Cy-fair is deeply committed to community outreach. We partner with local organizations to support initiatives that uplift those in need and promote financial literacy among residents. Our commitment goes beyond banking; we believe in fostering a stronger community together. As we look toward the future, we invite you to join us at Cy-fair. Experience firsthand how we blend tradition with innovation to serve you better. Whether you're looking for a loan or simply seeking advice on managing your finances, we're here for you every step of the way. Contact us at 281-571-5000 or visit our website at cyfairfcu.org to learn more about becoming a member today!

Branch Location & Accessibility

Banking Services Made Simple

At Cy-fair, we offer a range of services tailored for all members whether you need personal banking options like checking and savings accounts or assistance with auto loans and mortgages. Our drive-thru service makes quick transactions easy, allowing you to deposit or withdraw funds without leaving your vehicle. Plus, with an ATM available right at the branch, accessing cash is simple and convenient. While you can visit us at 13525 Skinner Rd for all your banking needs, please note that official correspondence should be sent to the same address as our mailing address. Should you have any questions or need assistance before visiting, don't hesitate to give us a call at 281-571-5000. We look forward to welcoming you soon! Come see how we can support your financial journey today!

Easy Access and Nearby Landmarks

You'll find us nestled near familiar spots like the beautiful parks and local shops, making it easy to combine your banking errands with other daily activities. Our location is easily accessible with ample parking, and we are proud to offer ADA-compliant features, ensuring everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, and we're also open on Saturdays from 9:00 AM to 1:00 PM. If you prefer using our Interactive Teller Machines, they're available until 6:00 PM on weekdays and until 2:00 PM on Saturdays.

Member Eligibility

Becoming a member of Cy-fair is like joining a warm and welcoming family where your financial needs come first. Located at 13525 Skinner Rd Cypress Tx 77429, we invite anyone who lives, works, or worships in the Cypress area to become part of our community. If you're ready to take control of your finances and enjoy personalized services, you'll find that our membership criteria are designed to be inclusive and straightforward. With a range of benefits from competitive loan rates to savings accounts that truly work for you, there's never been a better time to join us. For those interested in making the leap, the account opening process is simple and user-friendly. You can learn more about the specific eligibility requirements by visiting this link. If you have any questions or need assistance, feel free to reach out to us at (281) 571-5000. We can't wait to welcome you into the Cy-fair family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,513,996, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services designed to simplify everyday transactions. Imagine your customers paying quickly and easily through various payment methods whether it's in-person or online. Our tools help you manage sales efficiently, allowing you to focus on what truly matters: growing your business. Visit us at 13525 Skinner Rd Cypress Tx 77429 or call us at (281) 571-5000 to learn more about how our business banking services can support your vision!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM & Cash Withdrawal Services are readily available at various locations for easy access to your money whenever you need it. If you're visiting us in person, our drive-thru banking offers basic transactions like deposits and withdrawals without leaving your car. At Cy-fair, we're committed to making banking as easy as possible. With our range of services designed with you in mind, we invite you to explore how we can assist with your financial needs. Ready to take the next step? Give us a call at (281) 571-5000, visit us at 13525 Skinner Rd Cypress Tx 77429, or check out our website at Skinner Branch to learn more about all we have to offer!

Business Banking Solutions

For small business owners, we offer robust Business Banking services including merchant services and business loans to help you grow and manage your enterprise effectively.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! Enjoy perks while making everyday purchases whether it's cashback on groceries or travel points for your next getaway, we have a card that fits your spending habits.

Online and Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in comprehensive Online & Mobile Banking solutions so you can manage your finances on-the-go. Access account information, transfer funds, pay bills, and even make person-to-person payments all from the comfort of your smartphone or computer.

Personal Banking Services

We offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only provides easy access to your funds but also rewards you for using it. Our savings accounts can help you build an emergency fund or save for special occasions with competitive interest rates. When it comes time to purchase a vehicle, our Auto Loans & Vehicle Financing make it simple and affordable. Whether you're eyeing a brand-new model or looking for a reliable used car, we've got financing options that work for you. For those considering home ownership, our Mortgage Loans & Refinancing services can guide you through the process of securing your dream home or refinancing your current mortgage for better terms. Plus, if you're looking to consolidate debt or need extra cash for unexpected expenses, our Personal Loans & Debt Consolidation options provide flexibility and support.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter with our e-statements option. You'll receive your account statements electronically, allowing for easy access and better organization. Plus, if you're always on the move, our mobile application enhances your banking experience even further. With mobile payments enabled, you can make purchases directly from your smartphone no cash or card needed!

Person-to-Person Transfers and Real-Time Management

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds to anyone with just their email or phone number. This service adds an extra layer of convenience for those times when you need to split a bill or help someone out financially. With all these features combined, managing your money has never been easier. You can keep track of your transactions in real-time and enjoy peace of mind knowing that Cy-fair prioritizes security in every aspect of online banking. Join us today and take advantage of our comprehensive digital banking services!

Financial Strength

Efficient Operations

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 6 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Growing Together

We are thrilled to have 42,690 share accounts, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0, further emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cy-fair is your trusted partner. Visit us at 13525 Skinner Rd Cypress Tx 77429 or call (281) 571-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Your Future

With $31,932,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $3,319 in used auto loans and $252,186,790 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings Solutions

Your savings are secured through $61,342,414 in share certificates and $25,459,628 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,188,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $32,207,448, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to providing robust financial solutions is reflected in our net worth ratio of $934, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,066,385 in used vehicle loans and $37,820,770 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options provide flexibility and competitive rates to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,513,996 provide the capital needed to grow and expand. We know that every business has unique needs, and our team is here to help you find the right financing solution tailored to your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,661,856, make buying or refinancing simple. We strive to guide you through each step of the process so you can feel confident in your investment.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to assist you. Our knowledgeable staff at Cy-fair can guide you through potential savings and better terms available through refinancing. Feel free to reach out via phone at (281) 571-5000 for more information or visit us at our branch located at 13525 Skinner Rd Cypress Tx 77429, Cypress, TX. At Cy-fair, we're committed to helping you find the best loan solutions for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's where our flexible terms on unsecured credit card loans come into play, with a total of $8,530,649 in loans helping members manage their finances effectively. Our credit cards offer rewards and benefits that can enhance your purchasing power while keeping your finances in check.

Loan Aggregator

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CY FAIR FEDERAL CREDIT UNION