CUTTING EDGE FEDERAL CREDIT UNION

Welcome to Cutting Edge, your trusted credit union located at 2200 1St St, Lewiston, ID 83501. Established in 1953, we have proudly served our community for decades, building a strong foundation of trust and support for our 3,861 members. Our commitment to providing personalized financial services is reflected in our impressive total assets of $58,036,319 and total deposits of $13,320,961. At Cutting Edge, we understand the importance of community and strive to make a positive impact on the lives of our members. With a dedicated team of 15 employees, led by our CEO Brady Howe and Board President Richard Stallman, we are here to offer you a variety of financial products tailored to meet your needs. Whether you're looking for loans or savings accounts, we've got you covered with a total loan portfolio that includes 2,268 loans and leases. While members can visit us at our Lewiston branch, official correspondence should be sent to the same address: 2200 First St, Lewiston, ID 83501. We encourage you to explore our website at cuttingedgefcu.org for more information about our services and how we can help you achieve your financial goals. As we continue to grow and adapt to the needs of our members, we invite you to experience the difference that a member-focused credit union can make. Please feel free to reach out to us at (208) 746-5911 or visit us during our lobby hours from Monday through Thursday from 10:00 AM to 5:30 PM and Friday from 9:00 AM to 5:30 PM. Join us at Cutting Edge today where your financial well-being is our priority!

At Cutting Edge, we're excited to welcome you into our community! Becoming a member is a simple and friendly process that opens doors to a world of financial opportunities. If you're living, working, or worshipping in Nez Perce County, you're likely eligible for membership. We believe everyone deserves access to great financial services, so whether you're looking to save, borrow, or simply explore your options, we invite you to join us. To get started, visit us at our branch located at 2200 1St St Lewiston Id 83501 or give us a call at 2087465911. You can also find more information about eligibility criteria by checking out our website at . When you're ready to open an account, it's as easy as visiting https://online.cuttingedgefcu.org/enroll . Join Cutting Edge today and experience the benefits of being part of a supportive financial family!

At Cutting Edge, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you the freedom to bank whenever and wherever you choose. With our 24/7 online banking, you have complete control over your accounts at your fingertips. You can check balances, make transfers, and pay bills all from the comfort of your home or on the go. Explore our online banking platform at https://cuttingedgefcu.org/ , where convenience meets security. Our services include electronic statements, which allow you to access your account information quickly and efficiently. Say goodbye to cluttered mailboxes get your e-statements delivered directly to your inbox with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds instantly without any hassle. And if you're on the move, take advantage of our mobile application, which offers the same great features as our online banking platform right on your smartphone. Whether you're paying for groceries or splitting a dinner bill, our mobile payments feature ensures you can handle transactions swiftly and securely. While we prioritize convenience, we also take security seriously. Your financial information is protected through advanced security measures, so you can feel confident when banking online. Although we do not currently offer electronic signature authorization, rest assured that every transaction is safeguarded. Join us at Cutting Edge and experience how easy and secure digital banking can be. Your finances are always within reach with our user-friendly tools designed for real-time account management. Start enjoying these benefits today!

At Cutting Edge, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to provide competitive rates and reliable services tailored to your needs. With a net worth of $5,730,966, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 986 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,275,942 in share certificates and $4,218,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $245,604, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,650,467 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,148,192.9 in total loans and leases available. Our operational efficiency is reflected in our net income of $0, allowing us to maintain competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 8,313, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cutting Edge is your trusted partner. Visit us at 2200 1St St Lewiston ID 83501 or call 208-746-5911 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.