We understand that life can be busy, which is why we keep our doors open Monday through Friday from 9:00 AM to 4:00 PM. This allows you to visit us during hours that fit your schedule. If you have any questions or need assistance outside of these hours, feel free to give us a call at 401-658-0010 we're always happy to help!
At our branch, parking is available for your convenience, with designated spaces to ensure accessibility for everyone. We pride ourselves on being ADA compliant, featuring ramps and other facilities that cater to all visitors.
Cumberland Municipal Employees Federal Credit Union offers a range of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. While we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is ready to assist you inside the branch. We invite you to come visit us at Cumberland Municipal Employees Federal Credit Union! Whether you're looking for a new account or exploring loan options, our team is eager to support you every step of the way. Don't hesitate to reach out or drop by we look forward to welcoming you!
In today's fast-paced world, efficient payment processing is crucial. Our merchant services simplify transactions so you can focus on what you do best running your business. Whether it's card payments or online sales, our solutions help streamline operations and enhance customer satisfaction. Located at 2145 Diamond Hill Rd Cumberland Ri 02864, we invite you to explore how Cumberland Municipal Employees can be your partner in success. Call us today at (401) 658-0010 to learn more about our offerings!
Imagine having access to financing that helps you expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
If you're a business owner, we offer specialized services just for you. Our business banking solutions include essential tools like merchant services and business loans that can help streamline operations and fuel growth. You can focus on what matters most running your business while we take care of your banking needs.
We invite you to reach out if you have any questions about our services or need assistance with anything related to your finances. Call us at 401-658-0010; our friendly staff is always ready to help! At Cumberland Municipal Employees, we believe in building lasting relationships with our members while providing top-notch financial solutions tailored just for you. Your journey towards achieving financial stability starts here. Come visit us today at Cumberland Municipal Employees Federal Credit Union, where we put people before profits!
In today's fast-paced world, managing your finances digitally is crucial. Although we currently do not offer mobile banking or online banking features directly through our branch, we strive to provide other convenient options. For any cash withdrawal needs, please visit us during our lobby hours from Monday to Friday between 9:00 AM and 4:00 PM.
When it comes to personal banking, we understand that convenience and accessibility are key. Our checking and savings accounts make it easy for you to manage your daily finances while helping you save for tomorrow. Imagine having the peace of mind that comes with knowing your money is secure and easily accessible whenever you need it. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options offer competitive rates designed to fit your budget. Picture yourself driving off in that new car without breaking the bank! We also provide mortgage loans and refinancing solutions for those looking to buy their first home or refinance an existing mortgage. Our team will work with you to find a plan that suits your financial situation. For those unexpected expenses or personal projects, our personal loans and debt consolidation services can help you regain control over your finances. And don't forget about our credit cards with rewards; they not only simplify your spending but also earn you points for things you already buy.
Imagine being able to manage your finances anytime, anywhere. Although we don't have features like electronic signature authorization, e-statements, or mobile payments available right now, we're always looking for ways to enhance your banking experience. We encourage you to stay tuned for future updates that may include these valuable options. If person-to-person transfers are something you need, we currently do not support this feature either. However, our team is here to assist you with any questions or concerns regarding your account.
Your security is our top priority. While many online banking platforms emphasize security measures, rest assured that we take every precaution necessary to protect your personal information. You can feel safe knowing that any future enhancements will be designed with your safety in mind. Even without current online banking options, our branch staff is ready to help you navigate any financial needs you have during our operating hours from Monday to Friday, 9:00 AM to 4:00 PM. If you ever have questions about managing your accounts or upcoming digital features, don't hesitate to reach out at (401) 658-0010. At Cumberland Municipal Employees, we're committed to evolving and providing solutions that serve you best. Keep an eye on us as we work towards offering more digital options in the future!
We are proud to have a strong and growing member base that trusts us with their finances. Total Share and Deposit Accounts stand at 937, showcasing the confidence our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cumberland Municipal Employees is your trusted partner. Visit us at 2145 Diamond Hill Rd Cumberland Ri 02864 or call (401) 658-0010 to learn more about how we can help you achieve your financial goals.
With $1,299,480 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $137 in used auto loans and $3,509,106 in total loans and leases.
Members' savings are secured through $3,903,444 in share certificates and $335,218 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our commitment to operational efficiency is reflected in our $8,627, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $1,692,810, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,915,532 in used vehicle loans and $1,252,115 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing straightforward and manageable.
If you're looking for some extra flexibility with your spending, consider our credit lines totaling $170,000. They can be an excellent way to cover unforeseen expenses or give you a little extra cushion when needed. At Cumberland Municipal Employees, we prioritize your financial well-being. If you're interested in refinancing options or want to know if you qualify for any of our loan products, please reach out to us for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your lending options!
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we're always here to discuss other financing options that might fit your needs.
We also offer flexible terms on unsecured credit card loans, although currently we have no outstanding amounts in this category. These cards are designed to help our members manage their finances effectively without the need for collateral.
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options fairly. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective the platform is for those seeking better financial opportunities. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each loan listing is verified, so you can trust that you're viewing legitimate options without hidden agendas.