Cumberland County Yarmouth ME Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cumberland County, your trusted financial partner located at 808 Route 1, Yarmouth, ME 04096. Since our establishment in 1954, we have proudly served our community, growing to a membership of over 22,307 members. With total assets exceeding $444 million, we are dedicated to providing you with personalized banking solutions tailored to your needs. At Cumberland County, we believe in the power of community and strive to make a positive impact in every member's financial journey. Our commitment is reflected in our robust offerings, which include checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. With a total loan portfolio of 13,980 loans and leases, we're here to help you achieve your goals. Under the leadership of our CEO, Scott Harriman, and Board President Alexis D'Ascanio, we maintain a strong focus on enhancing member services while ensuring financial stability. Our net worth stands at an impressive $41,588,832, showcasing our solid foundation for growth and success. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address. We invite you to explore what Cumberland County has to offer by visiting our website at myccfcu.com or giving us a call at 207-854-9850. Join us as we continue our mission of supporting members like you with transparency and dedication. Whether you're looking for personal or business banking solutions, we're here to help every step of the way!

Branch History & Mission

Our Mission

At the heart of Cumberland County is our mission: to empower our members through comprehensive financial solutions while fostering a spirit of community support. We believe that banking should be about more than just transactions; it's about building relationships. We strive to provide personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards that help you achieve your dreams. We understand that every member's journey is unique. That's why we also engage in various outreach efforts within Yarmouth and beyond, partnering with local organizations to uplift those in need. Whether it's through financial literacy programs or community service initiatives, we aim to make a positive impact where it matters most. Our branch operates from Monday to Thursday from 8:30 AM to 4:30 PM and on Fridays from 8:00 AM to 5:00 PM, making it convenient for you to visit us when you need assistance. With ATM availability and drive-thru services for quick transactions, we ensure that accessing your funds is hassle-free. While members can visit us at 808 Route 1 Yarmouth Me 04096, official correspondence should be sent to the same address as there is no separate mailing address provided. If you're looking for a friendly place where your financial well-being is prioritized, look no further than Cumberland County. Join us today! Experience firsthand the benefits of being part of a credit union that values its members above all else. Call us at (207) 854-9850 or visit our website at myccfcu.com for more information on how we can help you reach your financial goals.

Branch Location & Accessibility

Call to Action

Ready to experience friendly and professional banking? We invite you to visit us at 808 Route 1 Yarmouth Me 04096 or give us a call at (207) 854-9850. Our team at Cumberland County looks forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated just off Route 1, our branch is easily accessible for both locals and visitors. If you're near the beautiful Yarmouth Village or enjoying a day at the nearby parks, a quick visit to Cumberland County is just a short drive away. Our facility features ample parking, including accessible spots for those who need them. We are committed to ensuring that everyone can access our services comfortably, with ADA-compliant features throughout our branch.

Operating Hours

We understand that life can be busy, which is why we offer convenient operating hours. Visit us Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays from 8:00 AM to 5:00 PM. Our dedicated team is ready to assist you during these times, ensuring that you receive the personalized service you deserve.

Services Offered

At Cumberland County, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Enjoy the convenience of our ATM services available on-site, or take advantage of our drive-thru banking for quick transactions without leaving your vehicle.

Member Eligibility

At Cumberland County, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of our supportive community, you'll be pleased to know that eligibility is straightforward and welcoming! Generally, anyone who lives, works, or worships in the beautiful Cumberland County area can apply. This means whether you're just starting out or have been around the block a few times, there's a place for you here with us. To ensure you meet all the necessary requirements, we invite you to check out the detailed eligibility criteria. Opening an account with us is just as simple as becoming a member! You can kick off the process by visiting our account opening page at https://mortgage.gonms.org/default.asp?siteid=2b475b78-ec61-45ad-932c-7530c3d49615. If you have any questions along the way or want to chat about your options, don't hesitate to reach out at (207) 854-9850. We look forward to welcoming you to Cumberland County located at 808 Route 1 Yarmouth Me 04096, where your financial journey can begin with trust and support!

Business Banking & Commercial Services

Business Loans That Drive Growth

Imagine securing the funds you need to expand your operations or invest in new technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced market, having the right payment solutions can set your business apart. Our merchant services simplify transactions so you can focus on what you do best running your business. From accepting credit cards to managing online payments, we provide tools that help streamline your operations. Located at 808 Route 1 Yarmouth Me 04096 in Yarmouth, ME, we're here to partner with you every step of the way. Reach out to us at (207) 854-9850 to discover how our tailored banking solutions can empower your business today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Planning to purchase a new vehicle? Our Auto Loans & Vehicle Financing options make it easy for you to get behind the wheel of your dream car. With competitive rates and flexible terms, we help simplify the car-buying experience so you can focus on what really matters enjoying your new ride.

Business Banking

If you're a business owner, we also provide tailored Business Banking solutions. From merchant services that streamline payments to business loans that help finance growth initiatives, we're committed to supporting local businesses like yours. Think about having a partner who understands your challenges and is ready to help you succeed.

Convenience Features

At Cumberland County in Yarmouth, convenience is key. We offer ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. Our digital banking features ensure that whether it's day or night, you'll have access to your accounts whenever you need it. With all these services available under one roof, Cumberland County is here not just as a financial institution but as your trusted partner in building a secure financial future. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Call us at 207-854-9850, or visit us today at our branch in Yarmouth. Your financial journey begins here!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards allow you to earn points on every purchase, making everyday spending more rewarding. Whether you're booking a vacation or buying groceries, every swipe gets you closer to exciting rewards.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, our expert team can guide you through the process. Our Mortgage Loans & Refinancing services are designed to help you secure the best possible rate and terms for your situation. Picture settling into a home that truly fits your family's needs all while managing your budget effectively.

Personal Banking

Whether you're looking to open a new checking or savings account, or you need assistance with personal loans and debt consolidation, our team is here for you. We offer Personal Banking options that fit your lifestyle. Imagine having the freedom to manage your finances easily, with online and mobile banking at your fingertips. You can check balances, pay bills, and transfer funds from the comfort of your home or on the go.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.myccfcu.com/, you can easily access your accounts 24/7. Check balances, view transactions, and transfer money all from the comfort of your couch or while waiting in line. Plus, with electronic signature authorization, signing documents is quick and hassle-free. If you're looking to simplify your banking even further, our mobile application allows you to manage your accounts right from your smartphone. You can also make mobile payments effortlessly, so you won't have to worry about carrying cash or cards anymore. Want to send money to a friend? Our person-to-person transfer feature makes it easy to send funds quickly and securely.

Security & Accessibility

At Cumberland County, your security is our top priority. We use robust measures to keep your information safe while providing user-friendly features that make banking a breeze. You can feel confident knowing that all your transactions are protected. E-statements are available as well, allowing you to keep track of your financial activity without the clutter of paper statements. This eco-friendly option not only helps the environment but also ensures you have easy access to your statements whenever you need them. In short, our digital and online banking services offer everything you need for real-time account management with unmatched convenience. With Cumberland County, staying on top of your finances has never been this accessible!

Financial Strength

Growing Member Base

With a total of 51,220 share and deposit accounts, our strong member base shows trust in us to manage their finances wisely. Net Shares available for lending and investments stand at $584,250, reinforcing our ability to support your needs as they grow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cumberland County is your trusted partner. Visit us at 808 Route 1 Yarmouth Me 04096 or call (207) 854-9850 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $111,386,505 in share certificates and $96,072,945 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,305,692 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Your Future

With $39,225,547 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,767 in used auto loans and $249,071,399 in total loans and leases.

Solid Financial Health

With a net worth of $41,588,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,280,984 in used vehicle loans and $18,860,829 in new vehicle loans already helping members get on the road. We also have options for refinancing your existing auto loan if you're looking to lower your monthly payments or take advantage of better rates.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,850,519 in loans helping members manage their finances effectively. This product can be ideal for everyday purchases or unexpected expenses while providing the flexibility you need.

Credit Lines

For those who prefer revolving credit options, our total credit lines amount to $52,696,625. This provides you with quick access to funds whenever needed without the hassle of applying for new loans each time. If you have any questions or would like more information about our loan offerings at Cumberland County, feel free to reach out at (207) 854-9850. Our friendly staff is ready to assist you in finding the right loan solution tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,852,929, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers you see are fair and transparent. Each lender featured has been vetted, ensuring that only legitimate financial institutions are included in your comparisons.

CUMBERLAND COUNTY FEDERAL CREDIT UNION - Yarmouth, ME

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