Cumberland County Gray ME Credit Union | Convenient ATM Services

Introduction

Welcome to Cumberland County, your trusted financial partner in Gray, Maine. Located at 43 Lewiston Rd, our credit union has been serving our community since 1954. With a deep commitment to our members, we pride ourselves on providing personalized service and competitive financial solutions tailored to meet your needs. At Cumberland County Fcu, we have built a strong foundation over the years, currently boasting a total membership of 22,307 individuals who rely on us for their banking needs. Our total assets stand at an impressive $444,469,216, which allows us to offer a wide range of services including loans and deposits tailored to help you achieve your financial goals. In fact, we have facilitated 13,980 loans and leases, helping countless members make their dreams a reality. Our leadership team is dedicated to fostering a supportive environment where members feel valued. Under the guidance of CEO Scott Harriman and Board President Alexis D'Ascanio, we are focused on ensuring that every member feels like family. We invite you to connect with us by calling 207-657-4777 or visiting our website at myccfcu.com for more information about how we can assist you. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 43 Lewiston Rd, Gray, ME 04039. Join us today and experience the difference of being part of a credit union that truly cares about its community!

Branch History & Mission

Community Focus

Cumberland County is more than just a credit union; we are deeply committed to our community. We actively engage in outreach programs that help local organizations and contribute to various charitable initiatives. By partnering with schools and community groups, we strive to make a positive impact on the lives of those around us. We also embrace modern banking conveniences while ensuring accessibility for all. With services such as online banking and mobile payments available, we prioritize making banking easy and straightforward for everyone. As we continue this journey together with our members, we invite you to experience all that Cumberland County has to offer. Join us today and discover how we can help you achieve your financial goals while being part of a supportive community. Your financial future starts here! For any inquiries or assistance, feel free to reach out at (207) 657-4777 or visit our website at myccfcu.com.

Our Mission

Our mission at Cumberland County is clear: we strive to provide exceptional financial services while fostering community support. We believe that banking should be accessible and beneficial for everyone. We aim to empower our members by offering competitive rates on loans and savings accounts, as well as personalized service tailored to individual needs. While you can visit us at our branch address of 43 Lewiston Rd, official correspondence should be sent to the same location: 43 Lewiston Rd, Gray, ME 4039. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 8:30 AM to 12:00 PM.

Branch Location & Accessibility

Welcome to Cumberland County, your friendly neighborhood credit union located at 43 Lewiston Rd in Gray, ME. Our branch is conveniently situated near popular local spots, making it easy for you to stop by whether you're running errands or enjoying a day out. With ample parking available right outside our doors, visiting us is a breeze! At Cumberland County, we pride ourselves on accessibility for all members. Our facilities are ADA compliant, featuring ramps and designated parking spaces to ensure everyone can access our services comfortably. Whether you have questions about your account or need assistance with a loan, our welcoming staff is ready to help. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 8:30 AM to 12:00 PM. This way, you can find the time that works best for you to visit us. While you can reach us directly at 207-657-4777 for any inquiries or support, please note that we currently do not offer ATM services or drive-thru banking. However, we are dedicated to providing excellent member service inside the branch. If you need to send us official correspondence, feel free to use our mailing address at the same location: 43 Lewiston Rd, Gray, ME 4039. Come visit us today! Our friendly team at Cumberland County is here to support all your banking needs. We look forward to welcoming you!

Member Eligibility

At Cumberland County, we believe that everyone deserves a place in our community, and becoming a member is a simple step towards enjoying the benefits of credit union membership. If you're looking to join us at our friendly branch located at 43 Lewiston Rd Gray Me 04039, you'll be pleased to know that eligibility is open to those who live, work, worship, or attend school in the surrounding areas. We welcome individuals from all walks of life because we value diversity and inclusivity. To get started on your journey with us, simply visit our website for more information about eligibility criteria at . Opening an account is just as easy! You can find all the details you need by checking out this link: https://mortgage.gonms.org/default.asp?siteid=2b475b78-ec61-45ad-932c-7530c3d49615 . Should you have any questions or need assistance, don't hesitate to give us a call at (207) 657-4777. We can't wait to welcome you into our supportive family at Cumberland County!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner that streamlines your payment processing, helping you focus on what you do best running your business. Our merchant services simplify transactions, making it easier for your customers to pay while ensuring you receive funds quickly and securely. Located at 43 Lewiston Rd Gray Me 04039, Gray, ME 04039, we're here to help your business thrive. For more information or to get started, give us a call at (207) 657-4777. Let's take your business to the next level together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features for Your Convenience

In today's fast-paced world, we know that convenience matters. That's why Cumberland County emphasizes digital banking options. From online banking that allows you to monitor your accounts from the comfort of home to mobile payments that let you make transactions on-the-go, we are committed to making your banking experience as smooth as possible. You can also enjoy features like electronic statements and person-to-person payment options, making it easier than ever to manage your finances. If you ever have questions or need assistance, our friendly staff is just a phone call away at 207-657-4777.

Join Our Community

Becoming a member of Cumberland County means more than just accessing services; it means joining a supportive community focused on helping each other thrive financially. We invite you to explore how our services can meet your personal needs while offering peace of mind in managing your money. If you're interested in learning more about how we can assist you with your financial goals, please don't hesitate to reach out or visit us during our lobby hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 8:30 AM to 12:00 PM. Together, let's build a brighter financial future at Cumberland County! For more information about opening an account or exploring our services further, visit us online at myccfcu.com.

Personal Banking Made Simple

Whether you're saving for a big purchase or managing everyday expenses, we understand that every financial journey is unique. That's why we offer tailored solutions designed with you in mind. Our primary service includes ATM Services Only, which allows you to easily access your funds whenever you need them. You can withdraw cash, check your balance, and take care of other banking tasks at our convenient ATMs.

Digital & Online Banking

Key Features

Managing your finances is easier than ever with our user-friendly features. For example, if you're on the go, our mobile application lets you handle transactions right from your smartphone. Want to make quick payments? With the mobile payments feature, you can send money directly from your device. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and hassle-free. You can also enjoy the convenience of electronic signature authorization for important documents, ensuring a smooth and secure process.

Security and Accessibility

We prioritize your security while you bank online. Our systems are designed to protect your personal information, so you can feel confident when using our services. Additionally, e-statements are available for those who prefer digital documentation over paper statements this not only helps the environment but also keeps everything organized in one place. Whether you're at home or on the move, Cumberland County has the tools you need for real-time account management. Discover how easy banking can be by visiting us online today!

Financial Strength

A Solid Foundation

With a net worth of $41,588,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We are delighted to serve a strong community with a total of 51,220 share accounts. This shows a growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments stand at $584,250, further emphasizing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cumberland County is your trusted partner. Visit us at 43 Lewiston Rd Gray Me 04039 or call (207) 657-4777 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $39,225,547 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is illustrated by $3,767 in used auto loans and a total of $249,071,399 across all loans and leases supporting your financial goals.

Member-Centric Savings

Members' savings are secured through $111,386,505 in share certificates and $96,072,945 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is evident as we have no non-member deposits, ensuring that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial success is reflected in our $2,363,285, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees ready to assist you with their expertise.

Loan Offering

Additional Benefits

If you're considering refinancing any existing loans, our team can assist you in exploring eligibility options that may save you money over time. We are committed to providing personalized service tailored to your specific needs. At Cumberland County, we aim to empower our members through affordable loan solutions. For more information on how we can help you achieve your financial dreams, feel free to contact us at (207) 657-4777 or visit us at our branch located at 43 Lewiston Rd Gray Me 04039 in Gray, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right loan for your situation!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,280,984 in used vehicle loans and $18,860,829 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Credit Lines and More

For those looking for additional flexibility, our total credit lines available amount to $52,696,625. This option allows you to borrow what you need when you need it, making it easier to handle unexpected expenses or larger purchases without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,852,929, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,850,519 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while keeping your financial goals within reach.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. Each lender's information is rigorously verified, so users can trust that the rates they see are current and legitimate.

Benefits of Using LendMesh

- Verified Data: All loan offers come from recognized financial institutions, promoting transparency in the lending process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can view up-to-date loan rates from multiple institutions simultaneously, helping them find the best options available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CUMBERLAND COUNTY FEDERAL CREDIT UNION - Gray, ME