Cu Hawaii Pahoa HI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cu Hawaii, your trusted financial partner located at 152660 Pahoa Village Rd, Pahoa, HI 96778. Established in 1955, we have been dedicated to serving our community with reliable and accessible banking solutions for over six decades. With a strong membership base of 29,354 individuals, we are committed to meeting the diverse financial needs of our members. At Cu Hawaii, we pride ourselves on our robust financial health, boasting total assets of $398,051,626 and total deposits reaching $10,904,543. Our commitment to responsible lending is reflected in our portfolio of 11,932 loans and leases, allowing us to support your dreams whether it's purchasing a new vehicle or consolidating debt. Our leadership team, including CEO James Takamine and Board President Eric Tanouye, brings a wealth of experience and passion for enhancing member services. We employ 101 dedicated staff members who are always ready to assist you with personalized service and expert advice. While you can visit us at our Pahoa branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 476 Hinano Street, Hilo, HI 96720. Whether you're interested in personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, we invite you to experience the Cu Hawaii difference. Visit our website at Cu Hawaii or call us at 808-933-6700 today! Let's work together towards achieving your financial goals.

Branch History & Mission

At Cu Hawaii, we take pride in our rich history and unwavering commitment to the community. Since our establishment in 1955, we have grown from a small local credit union into a trusted financial partner for over 29,000 members in Pahoa, HI, and beyond. Located at 152660 Pahoa Village Rd, our branch has become a cornerstone of support for individuals and families looking to achieve their financial goals. Our mission is simple yet profound: to provide accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial stability and success. Through personalized banking solutions including checking and savings accounts, auto loans, mortgages, and business banking we aim to empower our members with the tools they need to thrive. As we reflect on our journey, we celebrate key milestones that have defined us. Over the decades, we've expanded our offerings and adapted to the changing needs of our members. Today, we proudly manage total assets of $398051626, ensuring that we can continue to meet the diverse needs of our membership base. While members can visit us at 152660 Pahoa Village Rd Pahoa Hi 96778, official correspondence should be sent to 476 Hinano Street, Hilo, HI 96720. Our branch operates from Monday to Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 12:00 PM, making it easy for you to connect with us at your convenience. We also offer ATM services for quick access to your funds. Cu Hawaii is dedicated to inclusivity and accessibility. Our branch is ADA compliant and features digital advancements such as online banking and mobile payments. These initiatives ensure that all members can easily manage their finances in a way that suits their lifestyles. We are more than just a financial institution; we are active participants in our community. Through various partnerships and outreach programs, we strive to give back and help those around us succeed. Whether it's supporting local events or providing financial education workshops, Cu Hawaii is here for you. Join us today and experience the difference that comes with being part of a member-focused credit union. Together, let's build a brighter future for you and your community! Reach out at (808) 933-6700 or visit us online at Cu Hawaii for more information on how you can become a member.

Branch Location & Accessibility

Welcome to Cu Hawaii! Conveniently located at 152660 Pahoa Village Rd Pahoa Hi 96778 in the heart of beautiful Pahoa, HI, our branch is here to serve you with a friendly smile and personalized service. Whether you're coming from nearby landmarks or just passing through, we are easy to find and ready to assist with your banking needs. While members can visit us at 152660 Pahoa Village Rd Pahoa Hi 96778, official correspondence should be sent to our mailing address at 476 Hinano Street, Hilo, HI 96720. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking, making it easy for everyone to access our services. At Cu Hawaii, we understand that your time is valuable. That's why we offer flexible operating hours from Monday to Friday, 9:00 AM to 5:00 PM, and Saturdays from 9:00 AM to 12:00 PM. Whether you need assistance during the week or prefer a weekend visit, we're here for you! Our branch provides various services tailored to fit your financial needs, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Plus, for those on the go, we have an ATM available for quick cash withdrawals and balance checks. If you prefer a drive-thru experience, please note that we currently do not have that option available. However, our friendly staff is always ready to help inside the branch! If you have any questions or want more information about our services, don't hesitate to give us a call at (808) 933-6700. We invite you to stop by and see how Cu Hawaii can help you achieve your financial goals! Your satisfaction is our priority, and we look forward to welcoming you soon.

Member Eligibility

Becoming a member of Cu Hawaii is like joining a warm and welcoming family where your financial well-being is our top priority. If you're wondering whether you can join us, it's quite simple! We are here for anyone who lives, works, or worships in the beautiful areas around Pahoa. This means that if you're part of our vibrant community, you're already eligible to enjoy all the benefits that come with membership at Cu Hawaii. Our members enjoy access to a range of financial services tailored just for them, from checking accounts to auto loans and more. To start your journey with us, visit our website at https://www.cuhawaii.com/about-cu/membership .html for detailed information about eligibility requirements. Once you're ready, opening an account is a breeze! You can apply online through this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=cuhawaii013023&list=xasa1s2splvlccst . If you have any questions or need assistance, feel free to reach out to us at (808) 933-6700. We're excited to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer essential merchant services that simplify payment processing. Imagine a local café that needs a reliable way to accept card payments. Our services ensure they can efficiently handle transactions, manage their cash flow, and provide excellent service to customers without any hassle. Whether you're just starting or looking to expand your established business, Cu Hawaii is here to help you thrive. Visit us at 152660 Pahoa Village Rd Pahoa Hi 96778, Pahoa, HI or give us a call at (808) 933-6700 to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $22 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,054,867, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find that we cater to your needs as well. Our business banking solutions include merchant services that simplify transactions and ensure you have what you need to thrive. We also offer business loans designed to help you expand or improve your operations.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to access your accounts anytime and anywhere. That's why we provide robust online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Additionally, our ATM services give you quick access to cash whenever you need it. With basic ATM access for withdrawals and balance checks available at various locations, you'll never be far from your money.

Get in Touch

At Cu Hawaii, our commitment is to serve you with integrity and care. Our friendly staff is always ready to assist with any questions or help guide you through choosing the right services for your financial journey. Don't hesitate to reach out! You can call us at (808) 933-6700 during our operating hours: Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM. Join us at Pahoa, where we're not just about banking; we're about building relationships within our community. Explore all that we offer today!

Personal Banking Solutions

We offer an array of personal banking services designed for convenience and accessibility. Our checking and savings accounts allow you to manage your daily finances easily, whether you're saving for a vacation or just need a place for your paycheck. If you're considering purchasing a new car, our auto loans and vehicle financing options make it straightforward to get behind the wheel without breaking the bank. For those dreaming of homeownership or looking to refinance, our mortgage loans provide competitive rates and flexible terms. We also offer personal loans and debt consolidation services, helping you tackle unexpected expenses or combine existing debts into one manageable payment. Plus, with our credit cards that come with rewards, you can earn points on everyday purchases that can be redeemed for exciting perks.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills without ever stepping foot in a branch. Plus, enjoy the peace of mind that comes with our electronic signature authorization feature. This means you can sign documents quickly and securely from your device, making transactions smoother than ever. For those who prefer a paperless approach, e-statements are readily available. You'll receive your monthly statements directly to your inbox, keeping everything organized and easy to access. Our commitment to security ensures that all your information is protected while you manage your accounts online.

Mobile Convenience

Our mobile application makes banking even more accessible. With just a few taps on your smartphone, you can make mobile payments seamlessly and manage your accounts on the go. While person-to-person transfers aren't currently offered, our app provides many other features that simplify how you bank. In today's fast-paced world, having reliable digital banking options is essential. At Cu Hawaii, we strive to provide user-friendly tools that help you stay informed about your finances in real-time. From checking balances to making payments, everything is designed with you in mind. Experience the ease of digital banking today!

Financial Strength

Committed Team

We also take pride in having 88 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 58,863, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cu Hawaii is your trusted partner. Visit us at 152660 Pahoa Village Rd Pahoa Hi 96778 or call (808) 933-6700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $40,802,669 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,350 in used auto loans and $182,735,312 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $50,001,026 in share certificates and $5,940,132 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $46,093,398, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,102,265 in used vehicle loans and $17,984,823 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit any budget.

Credit Lines and Refinancing Options

For those who may need extra funds occasionally, our credit lines amounting to $76,011,750 provide an excellent resource for unexpected expenses or planned projects. Additionally, if you are considering refinancing any of your existing loans, we have options available that may lower your payments and save you money over time. Our team is committed to providing you with exceptional service tailored to your unique financial situation. If you have questions about eligibility or would like assistance with the application process, feel free to reach out at (808) 933-6700, or visit us at our branch located at 152660 Pahoa Village Rd Pahoa Hi 96778, Pahoa, HI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,913,546, make buying or refinancing simple. We offer personalized service to help you navigate the mortgage process smoothly.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $3,947,468 in loans helping members manage their finances effectively. Enjoy the convenience and security of our credit cards while taking advantage of rewards programs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency and reliability in your search. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all your options clearly, allowing for a more informed decision-making process. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their choices and select the best option for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and valuable LendMesh can be for anyone looking to secure a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means users can trust that they are receiving fair offers without hidden fees or misleading information.

CU HAWAII FEDERAL CREDIT UNION - Pahoa, HI