Cta-74th Street Depot Chicago IL Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cta-74th Street Depot, your trusted financial partner located at 10057 S Western Ave, Chicago, IL 60643. Since our establishment in 1939, we have been dedicated to serving our community with a personal touch, making banking simple and accessible for everyone. With a total membership of 705 and assets reaching $9,279,500, we take pride in being a cornerstone of financial support for our members. At Cta-74th Street Depot, we believe that strong relationships build strong communities. Our leadership team, led by CEO Michael Booth and Board President Wille Means-Jr, is committed to ensuring that your financial needs are met with care and expertise. We offer a range of services including personal banking, auto loans, mortgage options, and credit cards with rewards tailored just for you. If you're looking for a reliable credit union that prioritizes your financial well-being, you've come to the right place. We maintain total deposits of $654,508 and have provided over 324 loans to our members each one representing a unique story of growth and achievement. While members can visit us at our physical location, any official correspondence should be sent to the same address: 10057 S Western Ave, Chicago, IL 60643-1925. Feel free to reach out at 773-476-4822 or explore more about our offerings on our website at 74thstdfcu.com. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

Community Commitment

As technology evolves, we remain focused on ensuring that our services are both modern and accessible. We prioritize ADA compliance in all aspects of our operations so that everyone can benefit from what we offer. While we currently do not have ATM or drive-thru services available at this branch, we are always looking for ways to enhance your experience. Join us in celebrating over eight decades of service! Whether you're looking for a new banking partner or need assistance with your financial journey, Cta-74th Street Depot is here for you. Discover how we can help you reach your goals contact us today at 773-476-4822 or visit our website for more information. Together, let's build a stronger future!

Our Mission

At Cta-74th Street Depot, our mission goes beyond providing financial services; it's about empowering our community. We believe that everyone deserves access to quality banking solutions tailored to their needs. Our offerings include personal banking accounts, auto loans, mortgages, and business services all designed with your financial well-being in mind. We are committed not just to helping our members achieve their financial goals but also to supporting local initiatives that uplift the community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Convenient Access

While members can visit us at our branch address, official correspondence should be sent to 10057 S Western Ave, Chicago, IL 60643-1925. Our location is easily accessible and close to local landmarks that many residents are familiar with, ensuring that finding us is never a challenge. With ample parking available and features like ADA-compliant ramps, we strive to make every visit smooth and welcoming for everyone.

Operating Hours

Our doors are open during convenient hours to fit your busy schedule. You can visit us Monday, Tuesday, and Thursday from 10:00 A.M. to 3:00 P.M., and on Friday from 11:00 A.M. to 4:00 P.M. Please note that we are closed on Wednesdays. If you have any questions or need assistance, don't hesitate to give us a call at 773-476-4822.

Services Offered

At Cta-74th Street Depot, we offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. While we currently don't have ATM services or drive-thru banking available, our friendly staff is always here to assist you inside the branch. We invite you to come by and experience the difference of community-focused banking. Whether you're looking for guidance on loans or need help with account management, we're here for you every step of the way!

Member Eligibility

At Cta-74th Street Depot, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Chicago area, you may already qualify for membership. We also extend our arms to family members of existing members, making it easy to join our supportive family. Being part of Cta-74th Street Depot means enjoying personalized service and a range of financial products designed just for you. Whether you're looking for checking accounts, auto loans, or personal loans, we've got your back. Ready to take the next step? Opening an account at Cta-74th Street Depot is straightforward. You can visit us at our branch located at 10057 S Western Ave Chicago Il 60643 or give us a call at (773) 476-4822 to learn more about the process. For detailed eligibility criteria, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, our merchant services offer practical tools that make daily operations smoother. Imagine easily accepting payments from customers while tracking sales effortlessly. Whether you need point-of-sale systems or online payment processing, we have you covered. This allows you to focus on what really matters growing your business and serving your customers. Visit us at 10057 S Western Ave Chicago Il 60643 in Chicago, IL or call us at (773) 476-4822 to learn how our business banking services can benefit you!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we haven't forgotten about you! Our Business Banking solutions include Merchant Services and Business Loans, aimed at helping you grow and manage your business effectively. With flexible terms and competitive rates, we're here to support your vision every step of the way.

Convenient Access Anytime

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking services. You can check balances, transfer money, and pay bills right from your phone or computer making banking easier than ever before. While we currently do not have ATM services or drive-thru facilities available at our branch, our friendly staff is always ready to assist during our operating hours: Monday-Tuesday-Thursday from 10:00 A.M. to 3:00 P.M., and Friday from 11:00 A.M. to 4:00 P.M. Whether you're just starting out or looking for advanced financial products, Cta-74th Street Depot is committed to serving our members with a personal touch. For more information about any of these services or how we can assist you further, please give us a call at (773) 476-4822, or visit us at our website here. We look forward to being part of your financial success!

Home Financing Options

For those ready to take the big step into homeownership, we provide Mortgage Loans & Refinancing solutions. Our experienced loan officers will guide you through every step of the process whether you're buying your first home or looking to refinance for better rates.

Personal Banking Solutions

We offer various Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with no hidden fees and convenient online banking features that allow you to manage your finances from anywhere. If you're considering a new vehicle, our Auto Loans & Vehicle Financing can help you drive away in the car of your dreams without breaking the bank. We work closely with you to find loan terms that suit your budget, making the process straightforward and stress-free.

Rewarding Credit Card Offerings

We also offer Credit Cards with Rewards that let you earn points on everyday purchases. Whether it's travel rewards or cash back, our credit cards are designed to enhance your spending experience while providing valuable benefits.

Support for Personal Projects

Need some extra cash? Our Personal Loans & Debt Consolidation services can assist you in managing unexpected expenses or consolidating debt into one manageable payment. This way, you can focus on what truly matters without the burden of multiple payments.

Digital & Online Banking

Accessibility and Ease of Use

Managing your finances should never be a hassle. With 24/7 online banking services, you can check balances, review transactions, and stay updated on your financial health whenever it suits you best. Our simple interface allows members to navigate their accounts easily without feeling overwhelmed. We're here to support you every step of the way. If you have questions about using our online services or need assistance, don't hesitate to reach out by calling us at (773) 476-4822. Your experience matters to us, and we're always looking for ways to enhance it. Explore how Cta-74th Street Depot is redefining banking for its members by visiting https://www.74thstdfcu.com/ today!

Key Services

While we currently do not provide features like electronic signatures, e-statements, mobile payments, or a dedicated mobile application, our commitment to providing accessible banking remains strong. Even without these features, our focus is on ensuring you can manage your accounts efficiently. Imagine transferring money to friends with just a few clicks while we don't yet support person-to-person transfers, our future plans include exploring such options. For now, rest assured that your personal information is secure with us as we prioritize safety in all transactions.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $13,915, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 6 part-time employees ready to assist you with knowledgeable service.

Growing Member Base

Our member base continues to grow with a total of 705 share accounts, showcasing the trust members place in us. Additionally, Net Shares (Funds available for lending and investments) stand at $0, reinforcing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cta-74th Street Depot is your trusted partner. Visit us at 10057 S Western Ave Chicago Il 60643 or call (773) 476-4822 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

We believe in reinvesting in our community. With $1,265,473 in undivided earnings, we enhance innovative banking tools, stronger lending options, and improved security measures to serve you better. Our commitment to lending is evident with $101 in used auto loans and $3,660,428 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Resources

Your savings are in good hands. Members' funds are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,442,255, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,554 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,834,641 in used vehicle loans and $978,185 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or pay off your vehicle faster.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While there are currently no unsecured credit card loans available at this time, we're dedicated to supporting our members' financial journeys with a variety of other lending options. If you're interested in learning more about any of these loan products or want to discuss eligibility options, please don't hesitate to contact us at 773-476-4822. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cta-74th Street Depot, we're here to help you navigate your financial journey with confidence and ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for more information on future offerings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trust in the data presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results that truly reflect the best options for users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping individuals secure better financial terms. Take control of your loan search today. Compare real-time loan offers at LendMesh and find the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. By connecting directly with legitimate financial institutions, LendMesh guarantees that the information provided is not only up-to-date but also trustworthy.

CTA 74TH STREET DEPOT FEDERAL CREDIT UNION - Chicago, IL