Cse Credit Union Sulphur LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cse Federal Credit Union Sulphur, where your financial well-being is our top priority! Established in 1943, we have proudly served our community for decades, building a strong foundation of trust and reliability. Located at 2154 Swisco Rd, Sulphur, LA 70665, we are dedicated to helping our 34,875 members achieve their financial goals. At Cse, we believe that everyone deserves access to quality financial services. With total assets reaching an impressive $457,063,553 and total deposits of $69,510,088, we are well-equipped to provide personalized banking solutions tailored to your needs. Our diverse range of services includes auto loans, mortgages, credit cards with rewards, and business banking options designed to support local entrepreneurs. Under the leadership of our CEO, Matt Koch, and Board President, Leo Blackmer, our team of 127 employees is committed to serving you with integrity and care. We understand that each member's journey is unique; that's why we strive to offer solutions that fit your lifestyle. Whether you're looking to open a new account or need guidance on a loan application, our friendly staff is here to assist you. You can reach us at 800-625-5747 during our lobby hours: Monday, Tuesday, Thursday, and Friday from 8 AM to 5 PM and Wednesday from 9 AM to 5 PM. For your convenience, we also offer drive-thru service until 6 PM on weekdays. While members can visit us at 2154 Swisco Rd, official correspondence should be sent to our mailing address at 4321 Nelson Rd, Lake Charles, LA 70605. Join us in experiencing the Cse difference today! Visit our website at www.csefcu.org or give us a call let's take this journey together towards financial success!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we've embraced technology to ensure that our members have easy access to their finances. With services like online banking, mobile payments, and e-statements, managing your money has never been more convenient. We also prioritize accessibility by ensuring ADA compliance at all of our facilities. Our branch features an ATM for quick cash withdrawals and drive-thru banking for simple transactions because we know your time is valuable. Plus, we're proud to offer shared service center availability for added convenience when you need it most. While members can visit us at 2154 Swisco Rd, official correspondence should be sent to 4321 Nelson Rd, Lake Charles, LA 70605.

Join Us Today!

We invite you to become part of the Cse family! Experience the benefits of membership with personalized service from dedicated staff who genuinely care about your financial success. Call us today at 800-625-5747 or visit our website at www.csefcu.org to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future for ourselves and our community!

Our Mission

At Cse Federal Credit Union Sulphur, our mission is simple yet impactful: to empower individuals through accessible financial solutions while nurturing strong community ties. We aim to offer a wide range of services from personal banking and auto loans to mortgage financing and business banking tailored to fit the unique needs of each member. We understand that financial well-being goes beyond just numbers; it's about building relationships and supporting one another. That's why we actively engage in community outreach initiatives and form partnerships that uplift those around us. Whether it's through educational workshops or local sponsorships, we strive to make a positive difference.

Branch Location & Accessibility

A Welcoming Space

At Cse, we prioritize your comfort. Our branch features accessible parking and ADA-compliant facilities to ensure that everyone can visit us with ease. Whether you're coming in for a quick transaction or need some assistance, our welcoming environment is designed with you in mind.

Connect With Us

Whether you're an existing member or looking to join the Cse family, we invite you to visit us at Cse Federal Credit Union Sulphur. If you have questions or need assistance before stopping by, feel free to give us a call at 800-625-5747. We're here for all your banking needs!

Operating Hours & Services

We understand that life gets busy, which is why our lobby hours are tailored to fit your schedule. Join us Monday through Tuesday, Thursday, and Friday from 8 AM to 5 PM, and stop by on Wednesday from 9 AM to 5 PM. If you're in a hurry, our drive-thru service is available on those same days until 6 PM perfect for quick deposits or withdrawals without leaving your car! In addition to traditional banking services like checking and savings accounts, we offer a range of options including auto loans, personal loans, and credit cards with rewards. Plus, with ATM access and shared services available, banking has never been more convenient.

Member Eligibility

At Cse, we believe that everyone deserves a place to belong, and becoming a member is just the first step toward joining our supportive community. If you're looking to become part of our family, you'll be pleased to know that eligibility is quite straightforward. Generally, you can join if you live, work, worship, or attend school in the communities we serve. Plus, family members of existing members are also welcome! This means that whether you're new to the area or have been here for years, there's likely a spot for you at our branch. To find out all the specifics about who can join, feel free to check out our detailed eligibility criteria at http://www.csefcu.org/membership . Opening an account with us is just as easy as meeting the eligibility requirements! You can start your journey by visiting us online at https://online.csefcu.org/auth/enrollment , or simply give us a call at (800) 625-5747 if you have any questions. We're here to help you every step of the way and look forward to welcoming you to our branch located at 2154 Swisco Rd Sulphur La 70665!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer robust merchant services tailored to help your business operate smoothly. From point-of-sale systems that simplify transactions to online payment solutions that enhance customer convenience, our services are designed with your success in mind. Imagine processing payments quickly and securely while focusing on what you do best running your business. Visit us at 2154 Swisco Rd Sulphur La 70665 in Sulphur, LA, or call us at (800) 625-5747 to learn how we can partner with you for your financial needs. Let's build a brighter future together!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,563,644, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible ATM Services

Need cash on-the-go? Our ATM & cash withdrawal services ensure you have access to your funds when you need them most. Plus, our drive-thru banking provides basic transactions like deposits and withdrawals without leaving your car.

Business Banking Services

For local entrepreneurs and business owners, we offer specialized business banking services including merchant services and business loans. We're here to support your ventures with the resources necessary for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, keeping track of your finances has never been easier.

Flexible Loan Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can find relief when you need it most. We understand that managing debt is crucial for financial health, which is why we offer flexible terms to help you regain control.

Home Financing Solutions

When it comes to home ownership, Cse has got you covered with our comprehensive mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, our experienced team will guide you through the process, making it straightforward and stress-free.

Personal Banking Made Easy

For individuals seeking to manage their everyday finances, we offer various personal banking options including checking and savings accounts designed for your lifestyle. Our accounts come with features that help you track spending and save for your future. If you're thinking about a new car or need a little extra cash, consider our auto loans and vehicle financing options. We provide competitive rates that can make your dream ride a reality.

Rewarding Credit Card Choices

Looking for a credit card that rewards you? Check out our credit cards with rewards program! Enjoy the benefits of earning points on everyday purchases while managing your expenses effectively.

Shared Branch Transactions

For those who are part of partner credit unions, we facilitate basic shared branch transactions such as deposits and withdrawals so that you can access funds from multiple locations without hassle. As we continue to grow alongside our members at Cse Federal Credit Union Sulphur, we invite you to explore all these services designed with you in mind. For any questions or assistance, don't hesitate to reach out at (800) 625-5747 or visit us at our branch location. Your financial journey starts here let's build a brighter future together!

Digital & Online Banking

Key Features

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents digitally, making transactions quicker and safer. Plus, with e-statements available, you can keep track of your financial activity while reducing paper clutter. Managing payments has never been easier thanks to our mobile payments feature. You can make purchases using your smartphone, adding another layer of convenience to your daily routine. And don't forget about our mobile application! It's user-friendly and gives you access to all the tools needed for efficient banking right at your fingertips. Need to send money to friends or family? Our person-to-person transfer service makes it simple and fast to share funds with just a few taps on your screen. At Cse, we're committed to providing accessible banking solutions that fit into your lifestyle. Whether you're at home or out and about, we've got the tools you need for smooth financial management. Explore our digital offerings today, and experience banking made easy!

Financial Strength

Investment in Your Future

With $49,328,895 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,822 in used auto loans and $284,495,883 in total loans and leases supporting your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $112,401,587 in share certificates and $13,338,130 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 4 part-time employees ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $50,340,430, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,101 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

With total share accounts reaching 55,751, we have built a strong and growing member base that trusts us with their finances. This trust is foundational to our mission of serving you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cse is your trusted partner. Visit us at 2154 Swisco Rd Sulphur La 70665 or call (800) 625-5747 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,772,836 in used vehicle loans and $35,214,602 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle, making it easier than ever to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $27,563,644 provide the capital needed to grow and expand. We support local businesses by offering customized solutions tailored to your specific needs. No matter what you're looking for be it an auto loan, mortgage financing, or a credit card we're here to assist you every step of the way. If you have questions about refinancing options or eligibility requirements for any of our loan products, don't hesitate to reach out. You can contact us at 800-625-5747 or visit us at our branch located at 2154 Swisco Rd Sulphur LA 70665. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Cse can help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,217,876, make buying or refinancing simple. We guide you through every step of the process and offer competitive rates to help you secure your dream home.

Unsecured Credit Card Loans

Managing expenses can be tricky at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,589,114 in loans helping members manage their finances effectively. Enjoy peace of mind with our straightforward application process and responsive customer service.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees that users receive fair and transparent offers. By using verified data, LendMesh ensures that every loan comparison is accurate and reflects current market conditions.

CSE FEDERAL CREDIT UNION