Cs Credit Union Claremont NC | Best Auto Loans & Mobile Banking

Introduction

Welcome to Claremont Cu, your trusted partner in financial success! Located at 3642 E Us Highway 70, Claremont, NC 28610, we have been serving our community since 1986. As a proud member of the Catawba County family, we strive to provide exceptional service and support to our 2,943 members. With a solid foundation built on a net worth of $5,464,064 and total assets amounting to $30,981,344, you can count on us for stability and reliability. At Claremont Cu, we believe that banking should be personal and accessible. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team, led by CEO Marc Jacobson and Board President Dale Sherrill, is here to ensure you receive the best financial guidance. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 3642 E US Highway 70, Claremont, NC 28610-8530. We invite you to call us at 828-459-5768 during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. Join us as we continue to grow together. Whether you're looking for help with personal loans or business banking solutions, your journey toward financial well-being starts here. Visit our website at csnccreditunion.org today!

Branch History & Mission

Community Engagement

Community outreach is a key aspect of our identity at Cs. We participate in various events throughout the year aimed at giving back and strengthening ties within Claremont. Through partnerships with local organizations, we strive to make a positive impact on those around us, providing resources and support where it's needed most. For those who prefer digital solutions, we're proud to offer online banking services that make managing your finances easier than ever. Whether you're accessing your account via mobile or online platforms, we ensure that your experience is safe and user-friendly. While members can visit us at 3642 E Us Highway 70 Claremont Nc 28610, official correspondence should be sent to 3642 E US Highway 70, Claremont, NC 28610-8530. Should you have any questions or need assistance, feel free to reach out at (828) 459-5768 our team is here for you! As we look towards the future, we invite you to join us on this journey. Become part of the Cs family today and experience firsthand the benefits of being a member of a credit union dedicated to your success and well-being. Together, let's build a brighter future for all!

Our Mission

At the heart of Cs lies our mission statement: "To enrich lives by providing exceptional financial services while promoting community growth." This mission guides everything we do from offering personal banking solutions like checking accounts and auto loans to supporting local initiatives and partnerships that uplift our neighbors. We understand that banking is about more than just transactions; it's about building trust and relationships. That's why we prioritize customer service, ensuring that every member feels valued and supported. Our operating hours from Monday through Friday, 8:30 AM to 5:00 PM, make it easy for you to visit us when you need assistance or want to learn more about how we can help you achieve your financial goals.

Branch Location & Accessibility

Accessibility Features

At Cs, we prioritize accessibility. Our branch is designed to be ADA compliant, ensuring everyone can enter and navigate comfortably. You'll find convenient parking options available close to the entrance, making your visit hassle-free.

Connect With Us

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at (828) 459-5768. We look forward to welcoming you into Cs, where your financial well-being is our top priority! Come visit us soon!

Operating Hours and Services

We are open Monday through Friday from 8:30 AM to 5:00 PM, ready to assist you with a variety of services including personal banking, auto loans, mortgage options, and credit cards with rewards. If you're looking for easy cash access, we have an ATM on-site for your convenience. Although we don't currently offer drive-thru banking or shared service centers, our dedicated staff is always available inside the branch to provide the support you need.

Member Eligibility

At Cs, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is simple and open to individuals who live, work, or worship in our local area. You can check out the specific eligibility details by visiting https://www.csnccreditunion.org/membership. Once you're eligible, opening an account is a breeze! Just head over to our website for all the information you need at https://www.csnccreditunion.org/membership. If you have any questions or need assistance, don't hesitate to give us a call at (828) 459-5768. Join us at Cs, located at 3642 E Us Highway 70 Claremont Nc 28610, and discover the benefits of being part of our family-oriented credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify payment processing and enhance customer experiences. Picture this: Your customers can pay easily using various methods credit cards, mobile payments, or even contactless options allowing you to focus on what you do best: running your business. Visit us at 3642 E Us Highway 70 Claremont Nc 28610 in Claremont, NC, or call us at (828) 459-5768 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services provide basic access for withdrawals and balance checks whenever you need them. Plus, with our commitment to security and convenience, you can feel confident while accessing your funds. Whether you're at home or on the go, Cs ensures that banking is straightforward and accessible for everyone. If you have questions about any of our services or want to learn how we can assist you further, don't hesitate to reach out! Call us at (828) 459-5768 today or visit us in person at 3642 E Us Highway 70 Claremont Nc 28610. We look forward to helping you achieve your financial goals!

Business Banking Services

For our business members, we have tailored solutions like Merchant Services and Business Loans that help you grow and manage your business effectively. We understand the challenges entrepreneurs face, and our goal is to provide the tools necessary for success.

Credit Cards & Rewards

We also offer Credit Cards with Rewards, allowing you to earn points on everyday purchases that can be redeemed for travel, merchandise, and more. This not only helps you manage your spending but rewards you for doing so.

Digital Banking Features

In today's fast-paced world, accessibility is key. That's why we offer robust Online and Mobile Banking platforms that allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, or pay bills all from the convenience of your smartphone or computer.

Personal Banking Solutions

When it comes to personal banking, we offer Checking and Savings Accounts that cater to your everyday financial needs. Imagine having easy access to your funds while earning interest on your savings; that's what we aim for. Our Auto Loans and Vehicle Financing services are designed to make purchasing your dream car easier than ever. With competitive rates and flexible terms, you'll be hitting the road in no time. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans and Refinancing options provide the support you need to navigate this important financial decision. Additionally, our Personal Loans and Debt Consolidation services can assist you in managing your finances more effectively, whether you're planning a vacation or dealing with unexpected expenses.

Digital & Online Banking

Accessing Your Accounts

With our 24/7 online banking services available at https://www.csnccreditunion.org/, you can check balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time! Our user-friendly platform ensures that even if you're not tech-savvy, you'll find it easy to navigate.

E-Statements and Security

We also offer e-statements, allowing you to view your account statements online instead of waiting for them in the mail. This feature is not only more environmentally friendly but also enhances your security by reducing the risk of sensitive information getting lost or stolen. Plus, our commitment to privacy means that you can bank with confidence knowing your data is protected.

Mobile Banking Made Easy

For those who prefer banking on-the-go, our mobile application is just what you need. It provides all the functionality of online banking right at your fingertips. You can make person-to-person transfers, which means sending money to friends or family is just a few taps away. While mobile payments are not currently offered, our app ensures that traditional transactions are simple and efficient.

Real-Time Management

Whether you're checking your balance while out shopping or ensuring bills are paid on time, our online tools let you manage your accounts in real-time. With everything accessible from one place, keeping track of your finances has never been simpler. Experience the ease and security of digital banking with us at Cs today!

Financial Strength

Commitment to Growth

With $5,370,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $326 in used auto loans and $15,369,360 in total loans and leases.

Community Trust

Total Share and Deposit Accounts: 5,424, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cs is your trusted partner. Visit us at 3642 E Us Highway 70 Claremont Nc 28610 or call (828) 459-5768 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

Members' savings are secured through $4,502,776 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $34,189 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $5,464,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing your existing loans or want to explore eligibility options, our dedicated team can assist you in understanding the best solutions tailored for your situation. We believe in making borrowing straightforward and accessible for all our members. If you have any questions or would like more information on how our loan products can work for you, please don't hesitate to reach out. You can contact us at (828) 459-5768 or visit us at our branch located at 3642 E Us Highway 70 Claremont Nc 28610 in Claremont, NC. We are committed to supporting our community's financial well-being through personalized service and quality loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today with Cs, where your financial journey is our priority!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,868,869 in used vehicle loans and $2,589,554 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive off with your ideal car.

Credit Lines and Unsecured Loans

For those seeking flexibility in managing their finances, we also offer credit lines totaling $3,000,000 as well as unsecured credit card loans amounting to $184,568. These options provide you with easy access to funds when you need them most, allowing you to cover unexpected expenses without hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,396,912, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through each step of the process.

Loan Aggregator

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CS CREDIT UNION - Claremont, NC

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