CS CREDIT UNION - Catawba, NC

Welcome to Cs Credit Union, your trusted financial partner located at 6519 Comm Scope Rd, Catawba, NC 28609. Since our establishment in 1986, we have been dedicated to serving our community with reliable banking solutions tailored for every member of our family. With a proud membership of 2,943 individuals, we strive to create a welcoming environment where your financial needs are understood and met. At Cs Credit Union, our commitment goes beyond just numbers. We proudly manage total assets of $30,981,344 and offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our total deposits stand at $2,786,195, reflecting the trust our members place in us. We understand that financial health is vital, which is why we keep a cash reserve of $382,149 on hand to ensure stability for our members. Under the leadership of CEO Marc Jacobson and Board President Dale Sherrill, we emphasize community impact and member satisfaction. Our team of six dedicated employees is here to provide personalized service whenever you need it. Whether you're looking to open an account or seeking advice on loans our friendly staff is always ready to assist you. While members can visit us at our branch for all banking needs, official correspondence should be sent to the same address: 6519 Comm Scope Rd, Catawba, NC 28609. We invite you to explore our website at csnccreditunion.org for more information about our offerings or to get in touch with us directly at (828) 241-6196. Join us today and experience the difference of being part of a community-focused credit union that truly cares about your financial journey!

Becoming a member of Cs is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Catawba area, you're likely eligible to join us! We welcome individuals from various backgrounds, and our commitment is to provide support and services tailored to your needs. Enjoy the benefits of being part of a community-focused credit union, including competitive rates on loans and savings accounts, personalized service, and access to a wide range of financial products designed just for you. The process to become a member is simple and straightforward. Just visit us at our branch located at 6519 Comm Scope Rd Catawba Nc 28609, or give us a call at (828) 241-6196 for more details. You can also find updated eligibility criteria by checking out this resource: https://www.csnccreditunion.org/membership . Ready to take the next step? Opening an account is easy too learn how by visiting https://www.csnccreditunion.org/membership . Join us today and start enjoying the many advantages of membership with Cs!

At Cs, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, having a strong financial foundation is crucial for your peace of mind. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $5,464,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,758 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,502,776 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,370,114 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $326 in used auto loans and $15,369,360 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to service is further highlighted by our total share accounts of 5,424, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cs is your trusted partner. Visit us at 6519 Comm Scope Rd Catawba Nc 28609 or call (828) 241-6196 to learn more about how we can help you achieve your financial goals.

At Cs, we understand that financial needs vary greatly from person to person. Whether you're looking to purchase a vehicle, buy your first home, or manage everyday expenses, our diverse range of loan products is designed to help you achieve your goals. With over 2,018 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular if you're thinking about buying a new car, our rates are some of the best around. We have already issued $4,868,869 in used vehicle loans and $2,589,554 in new vehicle loans, allowing many members to hit the road with confidence. For those considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,396,912. This makes both buying and refinancing straightforward and accessible. We also offer flexible unsecured credit card loans, with a total of $184,568 in loans helping members manage their finances effectively. This option provides a great way to handle unexpected expenses or consolidate debt without tying up your savings. If you're interested in expanding your business, we currently have outstanding commercial loans totaling $0, ensuring that entrepreneurs have access to capital when they need it most. At Cs, we know that refinancing can often be beneficial for our members. If you're considering this option or want to explore eligibility for any of our loan products, please reach out to us at (828) 241-6196 or visit us at our branch located at 6519 Comm Scope Rd Catawba Nc 28609 in Catawba, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to guide you through your lending journey every step of the way.