Cs Credit Union Catawba NC | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Cs Credit Union, your trusted financial partner located at 6519 Comm Scope Rd, Catawba, NC 28609. Since our establishment in 1986, we have been dedicated to serving our community with reliable banking solutions tailored for every member of our family. With a proud membership of 2,943 individuals, we strive to create a welcoming environment where your financial needs are understood and met. At Cs Credit Union, our commitment goes beyond just numbers. We proudly manage total assets of $30,981,344 and offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our total deposits stand at $2,786,195, reflecting the trust our members place in us. We understand that financial health is vital, which is why we keep a cash reserve of $382,149 on hand to ensure stability for our members. Under the leadership of CEO Marc Jacobson and Board President Dale Sherrill, we emphasize community impact and member satisfaction. Our team of six dedicated employees is here to provide personalized service whenever you need it. Whether you're looking to open an account or seeking advice on loans our friendly staff is always ready to assist you. While members can visit us at our branch for all banking needs, official correspondence should be sent to the same address: 6519 Comm Scope Rd, Catawba, NC 28609. We invite you to explore our website at csnccreditunion.org for more information about our offerings or to get in touch with us directly at (828) 241-6196. Join us today and experience the difference of being part of a community-focused credit union that truly cares about your financial journey!

Branch History & Mission

Community Commitment

We are deeply committed to giving back to the community that supports us. From sponsoring local events to partnering with schools for educational programs, our outreach efforts reflect our dedication to making a difference in people's lives. We understand that strong communities build strong futures, which is why we actively engage with local initiatives. As we look ahead, we invite you to join us at Cs. Experience how we blend friendly service with modern banking solutions tailored just for you. Whether you're looking for a loan or simply need assistance with your account, we're here for you every step of the way. Feel free to reach out at (828) 241-6196 during our operating hours of Monday through Friday from 8:30 AM to 5:00 PM. Become part of our family today where your financial success is our top priority! Visit us online at https://www.csnccreditunion.org/ for more information about membership and services.

Our Mission

At the heart of Cs is our mission: to enhance the financial well-being of our members by offering high-quality products and services. We believe in fostering a sense of community where every member feels valued and supported. Our aim extends beyond just banking; we strive to make a positive impact through various outreach programs and partnerships that benefit local organizations. While members can visit us at 6519 Comm Scope Rd Catawba Nc 28609, official correspondence should be sent to 6519 Comm Scope Rd, Catawba, NC 28609 if it differs. Our branch features convenient drive-thru banking services, ensuring that your experience is quick and hassle-free. Although we currently do not offer ATM services, we prioritize digital advancements such as online banking and mobile applications to ensure that you can manage your finances anytime, anywhere.

Branch Location & Accessibility

Call or Visit Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at (828) 241-6196. We're excited to help you achieve your financial dreams right here at Cs! Come by today and see how we can support you on your journey.

Convenient Access

Our branch is designed with accessibility in mind. You'll find ample parking available, along with features that ensure everyone can visit us comfortably. Whether you're coming in for a quick deposit or a more in-depth discussion about your financial goals, we want you to feel welcome and at ease. While members can visit us at 6519 Comm Scope Rd Catawba Nc 28609, official correspondence should be sent to the same address. This helps us keep everything organized and ensures that your communications reach us without delay.

Operating Hours & Services

We are here for you Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to stop by on your way to work or during your lunch break. Our team is ready to assist with a wide range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also offer basic drive-thru banking for simple transactions like deposits and withdrawals, so you can enjoy quick and convenient service without leaving your vehicle.

Member Eligibility

Becoming a member of Cs is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Catawba area, you're likely eligible to join us! We welcome individuals from various backgrounds, and our commitment is to provide support and services tailored to your needs. Enjoy the benefits of being part of a community-focused credit union, including competitive rates on loans and savings accounts, personalized service, and access to a wide range of financial products designed just for you. The process to become a member is simple and straightforward. Just visit us at our branch located at 6519 Comm Scope Rd Catawba Nc 28609, or give us a call at (828) 241-6196 for more details. You can also find updated eligibility criteria by checking out this resource: https://www.csnccreditunion.org/membership. Ready to take the next step? Opening an account is easy too learn how by visiting https://www.csnccreditunion.org/membership. Join us today and start enjoying the many advantages of membership with Cs!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet diverse needs.

Merchant Services

We know that running a business involves more than just financing; it's about creating a seamless experience for your customers. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. With reliable transaction support and competitive rates, you can keep your cash flow steady and your customers happy. If you're in the Catawba area and need a trusted partner for your business banking needs, stop by our location at 6519 Comm Scope Rd Catawba Nc 28609 or give us a call at (828) 241-6196. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand, our team is here to support your business needs.

Convenient Access Anytime

We understand the importance of accessibility in today's fast-paced world. That's why we offer online and mobile banking features that let you pay bills, transfer funds, and check balances with just a few taps on your device. If you prefer face-to-face service, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Financial Assistance When You Need It

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation services. These financial tools can help you navigate tough times or manage expenses more effectively. Plus, with credit cards that offer rewards, you can earn benefits while making everyday purchases.

Get Started Today!

If you're ready to take advantage of these comprehensive services at Cs, don't hesitate to reach out! Call us at (828) 241-6196 or visit us at 6519 Comm Scope Rd Catawba Nc 28609 in Catawba, NC during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking options that allow you to manage your money anytime, anywhere. You can also take advantage of our competitive auto loans and vehicle financing solutions, making it easier for you to get behind the wheel of your dream car. For those considering homeownership, our mortgage loans and refinancing options provide flexible terms to help you achieve your goals.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services available at https://www.csnccreditunion.org/, you can check balances, transfer funds, and pay bills without stepping foot in the branch. Our online banking is not only convenient but also secure, giving you peace of mind as you manage your finances. Plus, with the option for e-statements, you can go green by reducing paper clutter while still keeping track of your account history easily.

Mobile Application and Features

For those who prefer managing their finances on the go, our mobile application makes it even easier. You can download the app to access all your banking needs right from your phone. Whether you're making person-to-person transfers or checking account balances, everything is just a few taps away. While we currently do not offer mobile payments, our app provides essential features that keep your banking experience smooth.

Security and Accessibility

At Cs, security is our top priority. We use advanced technology to protect your information, ensuring that every transaction is safe and secure. Additionally, our electronic signature authorization feature streamlines processes for you while maintaining this security standard. In summary, Cs provides a robust suite of digital banking tools that make it easy to manage your money on your terms. Enjoy the freedom of banking anytime with our comprehensive online services!

Financial Strength

At Cs, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, having a strong financial foundation is crucial for your peace of mind. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $5,464,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,502,776 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,370,114 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $326 in used auto loans and $15,369,360 in total loans and leases. Our operational efficiency is reflected in our $34,189, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to service is further highlighted by our total share accounts of 5,424, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cs is your trusted partner. Visit us at 6519 Comm Scope Rd Catawba Nc 28609 or call (828) 241-6196 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Cs, we understand that financial needs vary greatly from person to person. Whether you're looking to purchase a vehicle, buy your first home, or manage everyday expenses, our diverse range of loan products is designed to help you achieve your goals. With over 2,018 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular if you're thinking about buying a new car, our rates are some of the best around. We have already issued $4,868,869 in used vehicle loans and $2,589,554 in new vehicle loans, allowing many members to hit the road with confidence. For those considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,396,912. This makes both buying and refinancing straightforward and accessible. We also offer flexible unsecured credit card loans, with a total of $184,568 in loans helping members manage their finances effectively. This option provides a great way to handle unexpected expenses or consolidate debt without tying up your savings. If you're interested in expanding your business, we currently have outstanding commercial loans totaling $0, ensuring that entrepreneurs have access to capital when they need it most. At Cs, we know that refinancing can often be beneficial for our members. If you're considering this option or want to explore eligibility for any of our loan products, please reach out to us at (828) 241-6196 or visit us at our branch located at 6519 Comm Scope Rd Catawba Nc 28609 in Catawba, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to guide you through your lending journey every step of the way.

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers, reflecting the most current and reliable information available.

CS CREDIT UNION - Catawba, NC

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