Crossroads Credit Union Goessel KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Crossroads, your trusted financial partner located at 217 E Main St, Goessel, KS 67053. Since our establishment in 1950, we have proudly served our community with a commitment to providing personalized financial solutions tailored to meet the unique needs of our members. With over 1,069 members and total assets exceeding $11,126,618, we are dedicated to fostering financial growth and stability in the lives of those we serve. At Crossroads, we understand that banking is not just about numbers; it's about building relationships. That's why our team, led by our CEO Kelly Schrag and Board President Zane Unrau, works tirelessly to create an environment where you feel valued and supported. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we are here to help you navigate your financial journey. While you can visit us at our branch for all your banking needs, if you need to send us official correspondence, please use our mailing address: PO Box 67, Goessel, KS 67053-8800. With total deposits of $2,064,967 and a net worth of $2,245,974, Crossroads is a strong and stable credit union ready to assist you. We also pride ourselves on offering various services including online banking and personal loans. Our doors are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM for your convenience. We invite you to explore how we can support your financial goals. Call us today at (620) 367-2285 or visit our website at Crossroads Credit Union to learn more about how we can serve you better!

Branch History & Mission

Join Us Today!

As we look ahead, we invite you to be part of the Crossroads family. Experience the benefits of membership personalized service tailored to your unique needs and an unwavering commitment to supporting your financial journey. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way. Call us at (620) 367-2285 or visit us online at Crossroads Credit Union today! Together, let's create a brighter financial future for you and our community.

Our Evolution

Located at 217 E Main St, Goessel, KS 67053, our branch has become more than just a financial institution; it's a place where friendships are built and communities thrive. As we reflect on our history, we celebrate key milestones that have shaped who we are today. From offering basic savings accounts to expanding our services to include auto loans, mortgages, and business banking solutions, we have always aimed to meet the evolving needs of our members. Our physical location is complemented by our commitment to digital advancements. We provide online banking options and person-to-person payment services that make managing finances easier for everyone. While we currently do not have ATM facilities available on-site, our drive-thru service ensures quick access for deposits and withdrawals during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM.

Our Mission

At Crossroads, our mission is clear: to empower individuals and families through accessible financial services while fostering a strong sense of community. We believe in supporting not just the financial well-being of our members but also their personal growth. Our team is dedicated to providing friendly service with a focus on helping members achieve their goals whether that's buying a new car or starting a small business. While members can visit us at 217 E Main St Goessel Ks 67053, official correspondence should be sent to PO Box 67, Goessel, KS 67053-8800. This ensures that all inquiries are handled promptly by our dedicated staff. We take pride in being ADA compliant and ensuring that everyone can comfortably access our services. Additionally, we actively participate in community outreach efforts and partnerships that strengthen local initiatives.

Branch Location & Accessibility

Banking Made Simple

At Crossroads, we offer a range of services tailored to fit your financial needs from personal banking and auto loans to mortgage refinancing and business banking solutions. While we currently do not have ATM facilities on-site, our drive-thru service covers basic transactions like deposits and withdrawals efficiently. While members can visit us at 217 E Main St, official correspondence should be sent to PO Box 67 in Goessel, KS. We look forward to welcoming you into our branch soon! Come by or reach out today; we're here to help you achieve your financial goals.

Convenient Access

Situated on Main Street, our branch is easy to find, just a stone's throw away from local favorites like the Goessel Community Library and the charming downtown area. Parking is readily available right outside our doors, ensuring that you can get in and out with ease. We also offer drive-thru banking services for those who prefer to handle their banking from the comfort of their vehicle.

Welcoming Environment

Our branch is fully equipped to meet your needs, including ADA-compliant features to ensure everyone can access our services comfortably. With operating hours from Monday through Friday, 9 AM to 5 PM and Saturday from 9 AM to 12 PM, we strive to be here when you need us most. If you have any questions or require assistance, don't hesitate to give us a call at 620-367-2285.

Member Eligibility

At Crossroads, we believe that becoming a member is more than just opening an account; it's about joining a community that cares. If you're looking to become part of our family, the process is simple and welcoming! You can qualify for membership if you live, work, worship, or attend school in our local area. This means that many individuals and families can easily join us at Crossroads located at 217 E Main St Goessel Ks 67053. We encourage everyone to check out the detailed eligibility criteria on our website for the most up-to-date information. Once you find that you're eligible, opening an account with us is straightforward and quick. Simply visit our account opening page at http://www.crossroadscreditunion.com/documents/loan-application.aspx to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (620) 367-2285. We're excited to welcome you into our community where your financial well-being matters!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,378,675, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly, whether in-store or online. This not only enhances customer satisfaction but also boosts your sales potential. Our services include everything from credit card processing to point-of-sale systems that are easy to use and reliable. Located at 217 E Main St Goessel Ks 67053 in Goessel, KS, we invite you to visit us or call (620) 367-2285. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing services can help turn that dream into reality. With competitive rates and flexible terms, we make purchasing or refinancing your vehicle straightforward and stress-free.

Business Banking Solutions

For entrepreneurs and business owners, we have dedicated Business Banking services that include Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our support can help drive your success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms, allowing you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer.

Credit Cards with Rewards

Our Credit Cards with Rewards offer more than just purchasing power; they give you the chance to earn rewards on everyday purchases. Whether it's cash back or travel points, these cards are an excellent addition to your wallet.

Drive-Thru Banking Services

For those who prefer face-to-face interactions but want quick service, our Basic Drive-Thru Banking is available for deposits, withdrawals, and simple transactions. It's just another way we strive to make banking easy and accessible for all our members. We invite you to explore how each of these services can benefit you personally at Primary. For more information or if you have any questions about specific offerings, don't hesitate to reach out! Call us at (620) 367-2285, or visit us in person at our branch located at 217 E Main St Goessel Ks 67053. Let's work together towards achieving your financial goals!

Home Financing Options

When it comes to owning a home, our Mortgage Loans & Refinancing options are designed with your needs in mind. Whether you're buying your first home or looking to refinance an existing mortgage, our team will guide you through every step of the process.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our personal banking options are tailored for you. We offer Checking & Savings Accounts that make it easy to save and spend wisely. Whether you're saving for a vacation or managing monthly expenses, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide the financial flexibility you need to tackle those challenges head-on. We work with you to find the best solution for your unique situation.

Digital & Online Banking

Key Features

One of the standout features is our Person-to-Person Transfers, which allows you to send money directly to friends or family quickly and securely. No more fumbling with cash or checks just enter their information and send! For those who prefer paperless statements, we offer E-Statements. This service gives you an eco-friendly way to keep track of your finances while enhancing security by reducing the chances of documents getting lost in the mail. While we currently do not have a mobile application or mobile payments feature, our online banking is fully optimized for mobile use. You can easily log in from your smartphone's web browser, making it simple to check your accounts on the move.

Security and Accessibility

At Crossroads, security is paramount. While we do not offer electronic signature authorization at this time, rest assured that your online transactions are protected with industry-standard encryption. We strive to create a safe environment for all your financial activities. In summary, our digital and online banking services provide you with the flexibility to manage your finances when it suits you best. Embrace the ease of banking with Crossroads today!

Financial Strength

Dedicated Team at Your Service

We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,828, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crossroads is your trusted partner. Visit us at 217 E Main St Goessel Ks 67053 or call (620) 367-2285 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Your savings are secured through $1,874,086 in share certificates and $1,279,950 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $2,245,974, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $2,245,974 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $236 in used auto loans and $7,456,230 in total loans and leases; this supports our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,078,419 in used vehicle loans and $247,243 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our dedicated team is here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $1,378,675 provide the capital needed to grow and expand. We believe in supporting local businesses and fostering economic development within our community.

Credit Lines

In addition to our other offerings, we provide credit lines totaling $460,000, ensuring that you have access to funds when you need them most. This flexibility can be vital for managing cash flow or unexpected expenses. If you're considering refinancing options or want more information about eligibility requirements for any of our loan products, don't hesitate to reach out. Our knowledgeable staff at Crossroads is ready to assist you with any questions you may have. Located at 217 E Main St Goessel Ks 67053, feel free to call us at 620-367-2285 during our lobby hours from Monday through Friday (9 AM - 5 PM) and Saturday (9 AM - 12 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Crossroads can help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are constantly working to expand our offerings for future homeowners.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans issued, our focus remains on providing members with effective solutions for managing their finances.

Loan Aggregator

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CROSSROADS CREDIT UNION - Goessel, KS

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