CROSSROADS FINANCIAL FEDERAL CREDIT UNION

Welcome to Crossroads Financial in Winchester, Indiana! Located at 151 N Middle School Rd, our branch has proudly served the community since 1950, fostering a culture of trust and support for our members. With a strong commitment to improving the financial well-being of our nearly 8,978 members, we provide an array of services tailored to meet your needs from personal banking to business solutions. At Crossroads Financial, we're not just about numbers; we're about people. Our total assets amount to an impressive $88,976,169, and we maintain a solid net worth of $11,608,203. This financial strength allows us to offer competitive rates on loans and deposits, helping you achieve your dreams. We currently hold $3,937,684 in deposits and have facilitated over 3,242 loans and leases for our members. Our team is led by dedicated professionals like CEO Donald Gillespie and Board President Joday Auker, who are both deeply invested in the success of our community. With a full-time staff of 19 employees, we're here to ensure that you receive personalized service every time you walk through our doors or connect with us online. While members can visit us at our branch location in Winchester, official correspondence should be sent to our mailing address: 151 N Middle School RD, Winchester, IN 47394-8102. We invite you to explore our various offerings such as checking and savings accounts, auto loans, mortgage options, and much more! For any inquiries or assistance, feel free to reach out at 765-584-7200 or visit our website at Crossroads Financial. We look forward to helping you navigate your financial journey!

Welcome to Crossroads Financial, a cornerstone of the Winchester community since 1950. Located at 151 N Middle School Rd, Winchester, IN 47394, our branch has proudly served our members for over seven decades. With a legacy built on trust and commitment, we have grown alongside our community, amassing a membership of nearly 9,000 individuals who rely on us for their financial needs. Our journey began with a mission to provide accessible and affordable financial services to all members. Over the years, we have expanded our offerings and enhanced our capabilities while maintaining our core values. Today, Crossroads Financial boasts total assets of $88,976,169 and continues to thrive as a vital resource for personal banking, auto loans, mortgages, credit cards, and business banking solutions. We strive to make banking easy and convenient by providing features like online banking and mobile access. At Crossroads Financial, we believe in not just serving our members but uplifting our community as well. Our mission is to empower individuals through comprehensive financial education and support. Whether it's helping families secure their first home or providing small businesses with the resources they need to grow, we are dedicated to making a positive impact in every life we touch. While members can visit us at 151 N Middle School Rd Winchester In 47394, official correspondence should be sent to 151 N Middle School RD, Winchester, IN 47394-8102. Our operating hours are designed for your convenience: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 8:30 AM to 12:00 PM. We also offer ATM services and drive-thru banking for quick transactions. As we look towards the future, Crossroads Financial remains committed to innovation while staying true to our roots. We prioritize ADA compliance and customer-centric initiatives that enhance your banking experience. Our partnerships with local organizations allow us to reach out further into the community and provide essential support. Join us today and experience the benefits of being part of something bigger than just a bank become part of a community-focused credit union that cares about you. Whether you're looking for personal finance advice or need assistance with loans, our dedicated team is here to help you navigate your financial journey with confidence. For more information or to become a member, visit us online at Crossroads Financial or call us at (765) 584-7200. Together, let's build a brighter financial future!

Becoming a member of Crossroads Financial is like joining a warm, welcoming family where your financial needs are truly understood. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We believe in making banking accessible for everyone, so whether you're looking to save for the future or need a loan to get started on a new adventure, we've got you covered. To find out more about the specific eligibility criteria, feel free to check out our detailed page at http://www.crossroadsfcu.org/about-us/become-a-member . Opening an account with us is straightforward and inviting. You can start your journey by visiting our website for account opening details at https://bsdcapi.onlinecu.com/crossroadsfcu/loanapplications/crossroadsfcu%20hb%20index.html ?docid=2 or give us a call at (765) 584-7200. We're here to help you every step of the way and can't wait to welcome you into our community at 151 N Middle School Rd Winchester In 47394!

At Crossroads Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health, ensuring that your savings and investments are in safe hands. With a net worth of $11,608,203, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,629,565 in share certificates and $4,268,006 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,176,426 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,530,000 in used auto loans and a total of $41,960,510 in loans and leases. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 17,620, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crossroads Financial is your trusted partner. Visit us at 151 N Middle School Rd Winchester IN 47394 or call 765-584-7200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*