Crossroads Financial Credit Union Portland IN | Best Auto Loans & Business Banking

Introduction

Welcome to Crossroads Financial, your trusted partner in financial well-being since 1950! Located at 1102 W Votaw St, Portland, IN 47371, we are committed to serving our community and providing tailored financial solutions that meet your unique needs. With a strong foundation built over the years, we proudly support 8,978 members and manage $88,976,169 in assets, ensuring that we have the resources to help you achieve your financial goals. At Crossroads Financial, we understand the importance of personal connections and community support. Our dedicated team of 26 employees, led by CEO Donald Gillespie and Board President Joday Auker, is here to provide you with personalized service. We offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Whether you're looking to buy a new vehicle or start a business, we have the right options for you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 806, Portland, IN 47371. We encourage you to explore our website at crossroadsfcu.org for more information on how we can assist you. As part of our commitment to transparency and trustworthiness, we're proud to report that our total deposits amount to $3,937,684, with a net worth of $11,608,203. With cash in hand totaling $1,405,441, we're well-equipped to support our members' financial journeys. Join us today and experience firsthand how Crossroads Financial stands as a reliable pillar in the community. Whether you're looking for loans or simply need advice on managing your finances better, don't hesitate to reach out. Call us at (260) 726-2142 or visit us during our operating hours Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 7:30 AM to 5:00 PM, and Saturday from 8:00 AM to 12:00 PM. We look forward to welcoming you into our family!

Branch History & Mission

Welcome to Crossroads Financial, a community-focused credit union with a proud history rooted in service and growth. Established in 1950, our branch has become a cornerstone of financial support for the residents of Portland, IN. Located at 1102 W Votaw St, we are conveniently situated near key local landmarks, making us easily accessible for all your banking needs. Over the years, Crossroads Financial has evolved significantly. From our humble beginnings to becoming a trusted financial partner for nearly 9,000 members, our journey reflects our commitment to fostering strong community ties. With total assets amounting to an impressive $88,976,169, we are proud to offer a range of services that cater to both individuals and businesses alike. At Crossroads Financial, our mission is simple yet profound: to empower our members through accessible financial services while supporting the community that supports us. We believe in building lasting relationships based on trust and mutual respect. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and business banking services. We also emphasize convenience with features like online banking and mobile applications. We take pride in being adaptable and responsive to the needs of our members. Our operating hours are designed for your convenience Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 7:30 AM to 5:00 PM, and Saturday from 8:00 AM to 12:00 PM. Additionally, we provide both ATM access and drive-thru banking options for quick transactions. While members can visit us at 1102 W Votaw St Portland In 47371, official correspondence should be sent to 1102 W Votaw ST, Portland, IN 47371. This ensures that all communications reach us promptly. Our commitment extends beyond just financial services; we actively participate in community outreach efforts that aim to uplift those around us. By forming partnerships with local organizations and sponsoring events, we strive to make a positive impact where it matters most. Join us at Crossroads Financial and experience the benefits of being part of a credit union dedicated not only to your financial well-being but also to the prosperity of our community. Let us help you navigate your financial journey with confidence! For more information or assistance, feel free to contact us at (260) 726-2142 or visit our website at Crossroads Financial. Your future starts here!

Branch Location & Accessibility

Convenient Access and Parking

We understand how important convenience is when it comes to banking. Our location offers ample parking, so you can visit us without any hassle. Plus, our branch is designed with accessibility in mind, ensuring that everyone can access our services comfortably. Whether you're stopping by for a quick transaction or exploring our full range of financial services, you'll find it easy to navigate our facilities.

Operating Hours That Fit Your Schedule

At Crossroads Financial, we value your time. That's why we offer flexible operating hours tailored to fit your busy schedule. Visit us Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 7:30 AM to 5:00 PM, and Saturday from 8:00 AM to 12:00 PM. Whether you need assistance with personal banking, auto loans, or anything else, we're here when you need us.

Reach Out Today!

Ready to take the next step? We invite you to visit us at Crossroads Financial or give us a call at 260-726-2142. Our friendly staff is eager to assist you with any questions or concerns you may have. Experience personalized banking like never before come see us today!

Services Offered

Our dedicated team provides a variety of financial services designed just for you. From checking and savings accounts to auto loans and mortgages, we aim to meet all your banking needs under one roof. If you're looking for quick access to cash, our ATM is available right outside for your convenience. And if you prefer a more traditional approach, our drive-thru service allows for fast deposits and withdrawals without leaving your vehicle. While members can visit us at 1102 W Votaw St for all their banking needs, official correspondence should be sent to our mailing address at PO Box 806, Portland, IN 47371.

Member Eligibility

At Crossroads Financial, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Jay County, Indiana, you're already eligible to join us. We also extend membership to your family members, so they can enjoy our range of services too. By choosing Crossroads Financial, you gain access to a variety of financial products designed with your needs in mind, from competitive savings accounts to affordable loans. To get started on your journey with us, just visit our website at www.crossroadsfcu.org for detailed eligibility criteria and information on how to open an account. If you have any questions, feel free to give us a call at (260) 726-2142. We can't wait to welcome you into the Crossroads Financial family at our branch located at 1102 W Votaw St Portland In 47371!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $10,603,483, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment solutions is essential. Our merchant services simplify transactions so you can focus on what you do best running your business. Imagine accepting payments seamlessly from your customers while managing your cash flow effortlessly. With us, it's possible. Come visit us at 1102 W Votaw St Portland In 47371 in Portland, IN, or give us a call at (260) 726-2142 to learn how we can support your business goals!

Comprehensive List Of Services

Access When You Need It

Need cash on the go? With our ATM services, you can easily withdraw cash or check your balance without stepping into the branch. And if you're on the road but want to handle a quick transaction, our drive-thru banking allows for simple deposits and withdrawals without leaving your vehicle. At Crossroads Financial, located at 1102 W Votaw St Portland In 47371, we pride ourselves on being more than just a financial institution; we're part of your community. If you're interested in learning more about how we can assist you with any of these services or have questions about opening an account, don't hesitate to reach out! Give us a call at (260) 726-2142 or visit us online at Main Office. Let us help you navigate your financial journey with ease!

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why Crossroads Financial offers robust online and mobile banking options that let you manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a click away.

Help When You Need It Most

Life can throw unexpected challenges your way, and when it does, our personal loans and debt consolidation services are here to help you regain control. Plus, with credit cards that offer rewards, you can earn while you spend on things you already buy.

Personal Banking Made Simple

We understand that everyone has unique financial needs. That's why we offer personal banking options such as checking and savings accounts designed to fit your lifestyle. For those looking to finance their dream car, our auto loans provide competitive rates and flexible terms. Planning to buy a home? Our mortgage loans and refinancing options help make home ownership achievable.

Supporting Local Businesses

For local entrepreneurs, we provide business banking solutions including merchant services and business loans. We aim to empower small businesses in our community by offering the tools needed for growth and success.

Digital & Online Banking

Key Features

You can enjoy the benefit of e-statements with our service, making it simple to keep track of your financial activity without cluttering your mailbox. If you need to send money to friends or family, our person-to-person transfer feature makes it quick and easy. Just a few clicks are all it takes! For those who prefer using their mobile devices, our mobile application offers all the essential features right at your fingertips. While we currently do not support mobile payments, you can still access everything you need through our app.

Security and Accessibility

We prioritize your security with every transaction you make online. Although we don't offer electronic signature authorization at this time, rest assured that our systems are built with robust security measures to protect your personal information. Overall, Crossroads Financial is committed to providing you with accessible and efficient banking solutions that fit seamlessly into your lifestyle. Enjoy real-time account management and experience peace of mind knowing that your finances are just a click away!

Financial Strength

At Crossroads Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, reassuring you of our commitment to serving your needs. With a net worth of $11,608,203, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,629,565 in share certificates and $4,268,006 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,176,426 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,053 in used auto loans and $41,960,510 in total loans and leases. Our operational efficiency is reflected in our $544,541, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 17,620, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crossroads Financial is your trusted partner. Visit us at 1102 W Votaw St Portland In 47371 or call (260) 726-2142 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,656,156 in used vehicle loans and $1,395,117 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit your budget and lifestyle.

Credit Lines

If you need access to funds for various expenses or emergencies, our credit lines totaling $4,830,000 are available to give you peace of mind when unexpected costs arise. For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $10,603,483 are designed to support your entrepreneurial journey. At Crossroads Financial, we believe that everyone deserves access to affordable financing solutions. If you're interested in refinancing or would like to learn about eligibility options for any of our loan products, please don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or explore more on our website: Crossroads Financial. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,691,356, make buying or refinancing simple. We work with you to find the right mortgage solution that meets your specific needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $690,752 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs to suit your spending habits.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By connecting users with verified financial institutions, LendMesh guarantees that all listed loan options are legitimate and trustworthy.

CROSSROADS FINANCIAL FEDERAL CREDIT UNION - Portland, IN

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