Crosspoint Credit Union New Haven CT | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At Crosspoint, we believe that everyone deserves a financial partner they can trust. Located at 501 Crescent St, New Haven, CT 06515, our branch has been serving the community since 1936. With over 10,306 members and total assets reaching $153,906,423, we are dedicated to providing personalized banking solutions that cater to your unique needs. Our commitment goes beyond numbers; it's about creating a welcoming environment where you feel valued. Under the leadership of CEO Darlene White and Board President Warren Petroskey, we strive to maintain a strong financial foundation while delivering exceptional service. Our total deposits of $10,064,560 and net worth of $16,553,782 reflect our solid position in the community. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 105 Sanford St, Hamden, CT 6514. We understand that convenience matters, which is why we offer various services including personal banking accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking to buy a new car or save for your future, Crosspoint is here to support you every step of the way. With a total of 5,036 loans and leases issued and ample cash in hand amounting to $1,098,668, we have the resources to help make your financial goals a reality. We invite you to join our growing family! For more information or assistance, feel free to call us at 203-392-9900 or visit our website at Crosspoint FCU. Together, let's build a brighter financial future!

Branch History & Mission

Looking Ahead

In an age where digital solutions are vital, Crosspoint has not only kept pace but has also integrated user-friendly online and mobile banking features for your convenience. Enjoy easy access to your accounts from anywhere while benefiting from secure ATM services available at our location. As we look ahead to the future, we invite you to join us on this journey. Experience the benefits of becoming a member at Crosspoint where your financial goals become ours too. For more information or to open an account today, please reach out at 203-392-9900 or visit us online at crosspointfcu.org. Join Crosspoint and discover how we can help you achieve your financial dreams!

Our Mission

At Crosspoint, our mission goes beyond just banking; it's about building strong relationships and fostering a sense of belonging within our community. We aim to empower individuals through accessible financial education and support. Whether it's offering personal loans or guiding you through mortgage options, we're here every step of the way. We also believe in giving back. Our partnerships with local organizations reflect our commitment to improving lives beyond finances. By investing in community outreach efforts, we strive to make a meaningful impact right here in New Haven.

Our Story

Crosspoint began with a simple yet powerful mission: to enhance the financial well-being of our members. From our humble beginnings, we have continuously evolved to meet the changing needs of our community. We understand that life can throw unexpected challenges your way; that's why we strive to offer personalized banking solutions that help you navigate those hurdles effectively. As we celebrate decades of service, we've embraced modern advancements while remaining deeply rooted in our community values. Our operating hours are designed for your convenience join us on Mondays, Thursdays, and Fridays from 10:30 AM to 2:30 PM. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 105 Sanford St, Hamden, CT 6514.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We provide ample parking for our members, including designated spaces for those who need them. Our facility is ADA compliant, ensuring that everyone can easily access our services. Whether you're coming in for a quick transaction or need assistance with your accounts, our friendly staff is ready to help.

Get in Touch!

If you have any questions or want to learn more about how Crosspoint can serve you better, don't hesitate to give us a call at 203-392-9900. We look forward to welcoming you into our branch and helping you achieve your financial goals! Come see us soon!

Operating Hours and Services

We know that life can get busy, so we offer convenient lobby hours on Monday, Thursday, and Friday from 10:30 AM to 2:30 PM. Feel free to stop by during these times we're here to assist you with personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and more. If you prefer digital banking options, we also offer online and mobile banking for your convenience. For those who may need cash on the go, we have an ATM available right outside the branch. Unfortunately, we do not currently offer drive-thru service; however, our team is always eager to assist you inside.

Member Eligibility

At Crosspoint, we believe that becoming a member means joining a caring community that supports your financial journey. We welcome anyone who lives, works, or attends school in New Haven County to apply for membership. Whether you're looking for personal banking options, auto loans, or just a place where you can feel valued, our doors are open to you. The eligibility criteria are straightforward and friendly just check out more details at https://apps-wffcu.ns3web.com/nsjoin/ . Joining is easy! You can start the process online by visiting our account opening page at https://apps-wffcu.ns3web.com/nsloan or give us a call at (203) 392-9900 if you have any questions. We're excited to help you take this step toward better financial health right here at Crosspoint, located at 501 Crescent St New Haven Ct 06515. Join us today and experience the benefits of being part of our community!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to secure the funding you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $657,473, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer merchant services that make transactions smooth and efficient. Imagine having a reliable partner for payment processing that allows you to focus on what matters most running your business. Our services ensure that you can accept payments easily, helping you improve cash flow and customer satisfaction. Located at 501 Crescent St New Haven Ct 06515 in New Haven, CT, we invite you to visit us or give us a call at (203) 392-9900. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing make it simple to get behind the wheel of your new ride. We offer competitive rates that can help turn your dream of owning a car into reality. Plus, our flexible repayment plans mean you can choose what works best for your budget.

Business Banking

For entrepreneurs and small business owners, we offer robust business banking services, including merchant services and business loans. We recognize how hard you've worked to build your business, and we're here to help it grow with financial products designed specifically for businesses like yours.

Credit Cards with Rewards

Consider enhancing your spending power with our credit cards with rewards. Every purchase brings you closer to earning cash back or travel perks making everyday spending work for you!

Digital Banking Convenience

In today's fast-paced world, we ensure that banking is convenient and accessible through our online and mobile banking platforms. Whether you're checking your balance on the go or making payments from home, managing your finances has never been easier. Additionally, enjoy easy access to cash through our ATM services, allowing for withdrawals and balance checks whenever you need them. At Crosspoint, we're committed to providing comprehensive financial solutions that meet the diverse needs of our members. If you want to learn more about any of these services or if you're ready to get started today, feel free to reach out at (203) 392-9900 or visit us at http://www.crosspointfcu.org . We're excited to partner with you on your financial journey!

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, our mortgage loans provide excellent options tailored to fit various needs. Picture yourself stepping into your new home with confidence, knowing you've secured a great rate with support from our experienced staff.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine easily managing your daily expenses while saving for that dream vacation or a rainy day. With us, you can set up automatic transfers to grow your savings effortlessly.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide relief and peace of mind. We understand that life happens, and having access to funds when needed can make all the difference.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, managing your accounts has never been easier. Whether you're checking your balance or transferring funds, everything can be done securely from the comfort of your home or on the go. Simply visit us at https://crosspointfcu.org/ to get started.

Enhanced Security

We prioritize your security. With features like electronic signature authorization, you can sign important documents safely online without the need for physical paperwork. This not only saves time but also provides peace of mind knowing that your information is protected.

Mobile Payments Made Simple

If you're always on the move, our mobile payments feature allows you to make purchases directly from your phone. Say goodbye to fumbling for cash or cards; with just a few clicks, you can complete transactions wherever you are. At Crosspoint, we're committed to making banking as straightforward and secure as possible. Explore our digital services today and experience a new level of convenience!

User-Friendly Features

Our mobile application lets you access your accounts right from your smartphone. You can make person-to-person transfers quickly and easily, so sending money to friends or family is just a few taps away. Plus, if you prefer electronic documents, our e-statements ensure you can keep track of your finances without the clutter of paper statements.

Financial Strength

Growing Member Base

Our commitment to serving you is further shown through our total share accounts of 22,343, indicating a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $334,461, reflecting our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crosspoint is your trusted partner. Visit us at 501 Crescent St New Haven Ct 06515 or call (203) 392-9900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $22,570,435 in share certificates and $33,900,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $15,588,634 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $618 in used auto loans and $66,097,068 in total loans and leases.

Strong Financial Health

With a net worth of $16,553,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,177,350 in used vehicle loans and $2,562,821 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles. Plus, if you're interested in refinancing your existing auto loan, we can guide you through that process too.

Business Loans

For business owners looking to expand or invest in growth opportunities, our outstanding commercial loans totaling $657,473 provide the capital needed to succeed. We understand the unique challenges faced by businesses and are committed to offering tailored solutions that work for you. At Crosspoint, we're dedicated to providing accessible financial services that fit your needs. If you're considering applying for any of our loan products or exploring eligibility options, please feel free to reach out at 203-392-9900 or visit us at 501 Crescent St New Haven CT 06515. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!

Credit Lines and Unsecured Loans

For those seeking additional financial flexibility, we offer credit lines totaling $39,380,071 and flexible terms on unsecured credit card loans. With a total of $2,625,075 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing that funds are available when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,807,882, make buying or refinancing simple. We're here to help you navigate the complexities of home financing with clear information and personalized service.

Loan Aggregator

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