Crosspoint Credit Union New Haven CT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Crosspoint, your trusted community credit union located at 200 Orange St, New Haven, CT 06510. Established in 1936, we have proudly served over 10,306 members with a commitment to providing financial solutions tailored for our community. With total assets exceeding $153 million and a robust membership base, we are dedicated to helping you achieve your financial goals. At Crosspoint, we believe in putting our members first. Our experienced team of 33 employees, led by CEO Darlene White and Board President Warren Petroskey, is here to offer personalized service that meets your unique needs. Whether you're looking for checking accounts, auto loans, or business banking services, our range of products is designed with you in mind. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 200 Orange St, New Haven, CT 6510. Our location is easy to access during our lobby hours from Monday to Friday, 9 AM to 4 PM. With total deposits of over $10 million and a net worth of around $16 million, you can trust that your money is safe with us. We are proud to support local businesses with competitive loan offerings and strive to foster economic growth within our community. Visit us today or give us a call at 203-946-8700 to learn more about how Crosspoint can help you thrive financially. Join us on this journey toward financial empowerment and discover what it means to be part of a member-focused credit union! For more information about our services or to get started online, check out our website at Crosspoint FCU.

Branch History & Mission

Community Engagement

Community engagement is at the heart of what we do at Crosspoint. We actively participate in various outreach programs aimed at supporting local initiatives and businesses. By partnering with schools, charities, and organizations within New Haven, we aim to give back and strengthen the fabric of our community. While members can visit us at 200 Orange St, official correspondence should be sent to 200 Orange St, New Haven, CT 6510 if needed. Our operating hours are Monday through Friday from 9 AM to 4 PM, making it convenient for you to stop by or reach us by phone at 203-946-8700.

Looking Ahead

As technology evolves, so do we. At Crosspoint, we offer modern conveniences such as online banking and mobile payments to enhance your banking experience while ensuring ADA compliance for accessibility. We invite you to become part of our legacy. Join Crosspoint today and discover how we can help you on your financial journey. Experience the benefits that come with being a valued member of our cooperative family! For more information about membership or services offered, please visit us online at Crosspoint FCU.

Our Mission

The mission of Crosspoint is simple yet powerful: to empower our members through comprehensive financial solutions while fostering a sense of belonging and support. We strive to provide personal banking services that include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards tailored to meet individual needs. We believe that being a financial institution goes beyond transactions; it's about building relationships. Our dedicated team is here to guide you every step of the way, ensuring that you feel confident in your financial decisions. Whether you're looking to buy your first home or need assistance with debt consolidation, we are committed to helping you achieve your goals.

Branch Location & Accessibility

Convenient Access for Everyone

At our branch, we prioritize accessibility for all members. Our facility meets ADA compliance standards, ensuring that everyone can enjoy our services comfortably. Parking is readily available nearby, making it easy for you to stop by whether you're running errands or just need to chat with one of our friendly team members.

Friendly Operating Hours

We know your time is valuable, which is why our lobby is open Monday through Friday from 9 AM to 4 PM. These hours allow you to visit us during your lunch break or after work. If you have questions or need assistance outside of these hours, feel free to call us at 203-946-8700 we're here to help!

Services Tailored Just for You

While visiting, take advantage of our wide range of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Although we currently don't have ATM facilities or drive-thru services, our dedicated staff is ready to assist you with any transactions or questions you may have during your visit. If you're looking for a credit union that cares about its members and the community, look no further than Crosspoint. While you can always reach us at 200 Orange St for in-person visits, please note that official correspondence should be sent to the same address as well. We invite you to come by and discover how we can help you achieve your financial goals. Your journey toward better banking starts here!

Member Eligibility

At Crosspoint, we believe that everyone deserves a chance to be part of a supportive and friendly financial community. Becoming a member is easy and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We pride ourselves on being inclusive and look forward to helping you take control of your financial future. For those curious about specific eligibility details, we encourage you to check out our resource page at https://apps-wffcu.ns3web.com/nsjoin/ . Once you confirm your eligibility, opening an account is just as straightforward. Our team is ready to assist you every step of the way, ensuring the process is smooth and hassle-free. You can find all the information you need to get started at https://apps-wffcu.ns3web.com/nsloan . If you have any questions or would like to talk to someone directly, feel free to call us at (203) 946-8700. Join us at Crosspoint located at 200 Orange St New Haven Ct 06510, and experience the many benefits of being part of our credit union family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $657,473, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Alongside our loan options, we offer merchant services that simplify transactions for business owners. Imagine easily accepting payments from customers through multiple channels whether it's in-store or online. This convenience not only enhances customer satisfaction but also helps streamline your operations. Come visit us at 200 Orange St New Haven Ct 06510 or call us at (203) 946-8700 to learn how our business banking and commercial services can help your company thrive!

Comprehensive List Of Services

Business Banking

For small business owners, we understand that managing cash flow is crucial. Our business banking services, including merchant services and business loans, are designed to support your growth. With us, you can focus on what matters most running your business effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. Check balances, transfer funds, and pay bills right from your smartphone or computer. Additionally, we provide secure ATM and cash withdrawal services so you can access your funds whenever needed. At Crosspoint, we pride ourselves on being more than just a financial institution; we're a community partner committed to serving you. If you have any questions about our services or how we can assist you further, don't hesitate to reach out! You can contact us at (203) 946-8700 during our lobby hours from Monday to Friday, 9 AM to 4 PM. We invite you to visit us today or explore more about our offerings online at 200 Orange St. Your financial success is our priority!

Personal Banking

For individuals and families, we offer personal banking services that make managing your finances simple and effective. You can open checking and savings accounts designed for everyday needs, ensuring easy access to your money while earning interest. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are competitive and flexible. We also provide mortgage loans and refinancing solutions, helping you achieve your dream home without the financial stress. If life throws unexpected expenses your way, our personal loans and debt consolidation options can help you regain control over your finances. Plus, with our credit cards with rewards, you can earn points on your everyday purchases, making it even easier to save for that special treat.

Digital & Online Banking

Effortless Transactions

Need to send money to friends or family? Our person-to-person transfers let you do just that with ease no cash needed! Just a few taps on your device, and the money is on its way. With all these features combined, managing your finances has never been more straightforward. Experience the freedom of banking at Crosspoint, where convenience meets security in every transaction. Join us today and take control of your financial journey!

Key Features of Our Online Banking

Visit us at https://crosspointfcu.org/ to explore our user-friendly online banking platform. You can easily manage your finances from the comfort of your home or on the go. Our 24/7 online banking services mean you never have to wait for business hours to check your balance, transfer funds, or pay bills. Security is our top priority. We use advanced technology to keep your personal information safe. Plus, with electronic signature authorization available, you can complete transactions securely without needing to visit a branch.

Stay Informed and Connected

We also offer e-statements, so you can receive your account statements electronically no more paper clutter! This feature not only helps the environment but also makes it easier for you to track your finances. If you're out shopping or dining, our mobile payments feature allows you to pay with just a tap on your phone. It's quick and easy, making everyday purchases hassle-free. You can download our mobile application to manage your accounts directly from your smartphone.

Financial Strength

A Growing Community

We're proud to report total share accounts of 22,343, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $334,461, further illustrating our capacity to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crosspoint is your trusted partner. Visit us at 200 Orange St New Haven Ct 06510 or call (203) 946-8700 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $15,588,634 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand the importance of supporting your financial goals; that's why we have $618 in used auto loans and $66,097,068 in total loans and leases available for our members.

Member-Centric Savings Options

Members' savings are secured through $22,570,435 in share certificates and $33,900,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $16,553,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,177,350 in used vehicle loans and $2,562,821 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is here to guide you through the process.

Commercial Loans

For business owners looking to expand or strengthen their operations, our outstanding commercial loans totaling $657,473 provide the capital needed to grow and succeed. At Crosspoint, we pride ourselves on our commitment to our members' financial well-being. We encourage you to explore our loan products further by visiting our website at crosspointfcu.org or contacting us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Credit Lines

Our total credit lines stand at an impressive $39,380,071, offering flexibility and support when you need it most. Whether it's for unexpected expenses or planned purchases, having access to a credit line can make all the difference.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,807,882, make buying or refinancing simple. We provide tailored solutions to fit your budget and needs. If you're considering refinancing your existing mortgage, we can help determine eligibility and explore your options.

Unsecured Credit Card Loans

Managing finances effectively is crucial for many members. We also offer flexible terms on unsecured credit card loans, with a total of $2,625,075 in loans available. These cards are designed to provide convenience and peace of mind as you manage your day-to-day expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each listing reflects current rates and terms, allowing for easy side-by-side comparisons.

CROSSPOINT FEDERAL CREDIT UNION