Crosspoint Credit Union Hamden CT | Affordable Vehicle Loans & Checking

Introduction

Welcome to Crosspoint, your trusted financial partner located at 105 Sanford St, Hamden, CT 06514. Since our establishment in 1936, we have been committed to serving our community with dedication and care. Our credit union is proud to support over 10,306 members, providing them with reliable banking solutions tailored to their needs. At Crosspoint, we understand that every dollar counts. That's why we manage a solid portfolio with total assets of $153,906,423 and total deposits reaching $10,064,560. Our financial strength is evident through our net worth of $16,553,782 and cash on hand amounting to $1,098,668. We are here to help you achieve your financial goals, whether it's securing a loan or saving for the future our total loans and leases stand at 5,036. Our leadership team is dedicated to ensuring that you receive top-notch service. Led by CEO Darlene White and Board President Warren Petroskey, we strive to create a welcoming environment where you feel valued as part of our family. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 105 Sanford St, Hamden, CT 06514. Feel free to reach out to us at (203) 288-1695 during our operating hours: Monday through Wednesday from 8 AM to 4 PM, Thursday and Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 PM. We invite you to explore what Crosspoint has to offer by visiting our website at crosspointfcu.org. Join us as we continue building a stronger community together!

Branch History & Mission

Welcome to Crosspoint, a cornerstone of financial support in Hamden, CT. Since our establishment in 1936, we have proudly served our community, growing alongside our members and adapting to their needs over the decades. With a strong commitment to enhancing the lives of those we serve, Crosspoint has expanded its offerings and membership base, now supporting over 10,000 members with total assets exceeding $153 million. Our branch is conveniently located at 105 Sanford St, Hamden, CT 06514. This central location allows us to be easily accessible to all members of the community. For official correspondence, you can reach us at the same address or send mail to 105 Sanford St, Hamden, CT 6514. At Crosspoint, our mission is clear: we aim to provide exceptional financial services while uplifting our community. We understand that banking is about more than just transactions; it's about building relationships and fostering growth. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We are also proud to offer online and mobile banking for added convenience. We embrace technology as part of our commitment to serving you better. Our digital advancements ensure that you can manage your finances anytime and anywhere through features like online banking and mobile payments. Additionally, we prioritize accessibility by maintaining ADA compliance across our facilities. Crosspoint believes in giving back to the community that supports us. Through partnerships and outreach programs, we strive to make a positive impact on local organizations and initiatives. Our team actively participates in various events throughout the year to help those in need within our neighborhoods. For your convenience, we provide ATM access and drive-thru banking options for quick transactions. Our lobby hours are designed with your busy schedule in mind: Monday through Wednesday from 8 AM to 4 PM, Thursday and Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 PM. Join us at Crosspoint today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community focused on shared success. If you're ready to take the next step towards a brighter financial future or have any questions for our dedicated team, feel free to call us at 203-288-1695 or visit our website at crosspointfcu.org. Welcome aboard!

Branch Location & Accessibility

Operating Hours

At Crosspoint, we understand that life gets busy. That's why we offer flexible hours to accommodate your schedule. You can visit us Monday through Wednesday from 8 AM to 4 PM, Thursday and Friday from 8 AM to 5 PM, and even Saturday mornings from 9 AM to 12 PM. Whether you're stopping by during lunch or on the weekend, we're here for you!

Services Offered

We take pride in providing a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for quick transactions such as deposits and withdrawals without leaving your vehicle, while our ATM is available for cash withdrawals and balance checks anytime. Our team is dedicated to offering exceptional service and support. If you have questions or need assistance with any of our services, don't hesitate to call us at (203) 288-1695. We invite you to come by and experience the welcoming atmosphere at Crosspoint. We look forward to serving you!

Member Eligibility

Joining the Crosspoint community is not just about banking; it's about becoming part of a supportive family that truly cares for its members. At Crosspoint, we welcome anyone who lives, works, worships, or attends school in the Hamden area. If you're looking for a place that offers more than just standard financial services, you'll find a home here. Not only will you gain access to personalized financial solutions and excellent member benefits, but you'll also enjoy being part of an organization that prioritizes your needs. The process to become a member is straightforward and friendly. Simply visit us at our branch located at 105 Sanford St, Hamden, CT 06514, or give us a call at 203-288-1695 for assistance. For more specific details on eligibility criteria, feel free to check out our resource page here. Ready to start your journey with us? You can open your account easily online by following this link: Account Opening. We look forward to welcoming you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $657,473, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify how you accept payments. Imagine running your business smoothly with quick transactions that enhance customer satisfaction. Our solutions help you focus on what matters most growing your business. Located at 105 Sanford St Hamden Ct 06514 in Hamden, CT, we're here to partner with you on your journey. For more information, call us at (203) 288-1695 or visit us online at https://crosspointfcu.org/ . Let's build a thriving future together!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM and cash withdrawal services are readily available to ensure you have access to your money when you need it most. Plus, take advantage of our basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. At Crosspoint, we're here to support your financial journey every step of the way. If you're ready to explore these services further or have any questions, don't hesitate to reach out! You can give us a call at (203) 288-1695 or visit us at our branch during regular hours. We look forward to serving you!

Business Banking Solutions

For local businesses, we understand the importance of having reliable financial support. That's why we provide comprehensive business banking services, including merchant services and business loans that can help you thrive in today's competitive marketplace.

Convenient Digital Banking

In this digital age, convenience is key. With our robust online and mobile banking features, you can manage your finances from anywhere. Whether it's checking balances, transferring funds, or paying bills through our user-friendly app or website, we've made it easy for you to stay on top of your financial health.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards come with benefits that can help you earn points on everyday purchases, making it easier for you to enjoy the things you love while managing your spending effectively.

Personal Banking

When it comes to personal banking, we offer a variety of options. Our checking and savings accounts are tailored to fit different lifestyles, whether you need everyday access or are looking to grow your savings over time. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you get behind the wheel quickly and affordably. For those looking to invest in real estate, our mortgage loans and refinancing services provide competitive rates and flexible terms. And if life throws unexpected expenses your way, our personal loans and debt consolidation solutions can offer relief by simplifying your payments into one manageable monthly bill.

Digital & Online Banking

Accessibility and Ease of Use

Managing your accounts has never been simpler. Whether you're looking to pay bills or check your balance, our user-friendly interface ensures that everything is just a few taps away. Plus, if you need assistance or have questions, our dedicated team is always ready to help. In summary, Crosspoint offers comprehensive digital banking solutions that empower you to manage your finances easily and securely. Explore all these features today by visiting https://crosspointfcu.org/ and take full advantage of modern banking conveniences!

Key Services

With just a few clicks at https://crosspointfcu.org/ , you can access your accounts, view transactions, and make payments without any hassle. Our mobile application makes it even easier to bank on the go. You can check your balance, transfer money, and even make person-to-person transfers with ease. If you're someone who prefers to keep things digital, you'll appreciate our e-statements feature, which allows you to receive your account statements online no more paper clutter! Security is a top priority for us. We use electronic signature authorization, ensuring that your transactions are safe and secure. You can also take advantage of mobile payments, making it easy to pay for purchases directly from your smartphone.

Financial Strength

Dedicated Team Ready to Assist You

We also take pride in having 29 full-time employees and 4 part-time employees ready to serve you with a knowledgeable and committed team. Our staff is here to guide you through every step of your financial journey.

Expanding Member Base

Total Share and Deposit Accounts: 22,343, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to deliver exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crosspoint is your trusted partner. Visit us at 105 Sanford St Hamden Ct 06514 or call (203) 288-1695 to learn more about how we can help you achieve your financial goals.

Innovative Banking Tools

With $15,588,634 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continually improve our offerings while safeguarding your assets.

Member-Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment is to reinvest these resources back into our community.

Operational Efficiency

Our efforts are reflected in our operational efficiency with a reported net income of $0. This reflects our ability to manage resources effectively while delivering quality services to you, our valued member.

Secure Savings Options

Members' savings are secured through $22,570,435 in share certificates and $33,900,051 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings and work diligently to provide you with options that maximize your returns.

Strong Capital Foundation

Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength allows us to support your financial needs with confidence.

Supporting Your Goals

We understand that everyone has different financial goals. With $618 in used auto loans and $66,097,068 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to purchase a vehicle or finance other significant expenses, we've got you covered.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,177,350 in used vehicle loans and $2,562,821 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $657,473 provide the capital needed to grow and expand your operations. We understand the importance of having access to funds when opportunities arise, and our dedicated team is ready to assist you with tailored solutions. If you're considering refinancing any existing loans or want more information on eligibility options, please don't hesitate to reach out. Our knowledgeable staff at Crosspoint, located at 105 Sanford St Hamden Ct 06514, Hamden, CT 06514, is ready to help you navigate all your borrowing needs. For any inquiries or assistance, feel free to contact us at (203) 288-1695 during our operating hours: M-W 8-4, Th 8-5, F 8-5, and S 9-12. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Crosspoint, we are dedicated to supporting our members with reliable financial services tailored just for them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,807,882, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing your day-to-day finances can be challenging, but our unsecured credit card loans are here to help. With a total of $2,625,075 in loans available, we provide flexible terms that allow you to take control of your spending without added stress.

Loan Aggregator

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Ensuring Accurate Comparisons

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