CROSSPOINT FEDERAL CREDIT UNION - Branford, CT

Welcome to Crosspoint in Branford, where we believe in building strong financial foundations for our community. Established in 1936, our credit union has proudly served 10,306 members, helping them achieve their financial goals with personalized service and a commitment to excellence. Located at 249 W Main St, Branford, CT 06405, we are dedicated to ensuring that your banking experience is straightforward and rewarding. At Crosspoint, our total assets of $153,906,423 demonstrate our stability and reliability. With total deposits reaching $10,064,560, we prioritize safeguarding your funds while offering competitive loan options tailored to your needs. Whether you're interested in auto loans or personal financing, our total loans portfolio includes 5,036 loans designed to support a variety of financial aspirations. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Darlene White and Board President Warren Petroskey, we aim to provide exceptional service to every member who walks through our doors. Our friendly staff of 33 employees is here to assist you with any questions or concerns. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 249 W Main St, Branford, CT 06405. We invite you to explore what Crosspoint has to offer by visiting our website at crosspointfcu.org or giving us a call at 203-786-6410. Experience the difference that a member-focused credit union can make in your financial journey!

Welcome to Crosspoint, a cornerstone of the Branford community since our doors opened in 1936. Nestled at 249 W Main St, Branford, CT 06405, our branch has been dedicated to serving our members with compassion and commitment for over 80 years. With a total membership of 10,306 and assets exceeding $153,906,423, we have grown alongside the families and businesses we serve, building a legacy based on trust and support. Our mission is clear: to provide accessible financial services while fostering a spirit of community involvement. We believe that banking should be more than just transactions; it should empower individuals and strengthen neighborhoods. Whether it's through our personal banking options like checking accounts, auto loans, or credit cards with rewards, or by supporting local initiatives and events, we strive to make a positive impact every day. Over the years, Crosspoint has embraced advancements in technology to enhance our services. We offer online and mobile banking, allowing members to manage their finances conveniently from anywhere. Our ATM availability ensures that cash access is always within reach, while our drive-thru service provides quick solutions for those on the go. As part of our commitment to accessibility, we ensure our facilities are ADA compliant, welcoming all members of our community. We take pride in not just being a bank but also being a place where everyone feels valued and included. While you can visit us at 249 W Main St, please note that official correspondence should be directed to the same address as our mailing address is identical: 249 W Main St, Branford, CT 06405. For any inquiries or assistance, feel free to reach out at (203) 786-6410. At Crosspoint, we are more than just your financial institution; we are your neighbors dedicated to your success. Join us today and experience the difference of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future!

Joining the community at Crosspoint is more than just opening an account; it's about becoming part of a supportive network that truly cares about your financial well-being. If you're interested in becoming a member, you'll find that eligibility is quite straightforward. Residents, workers, or those who have a family connection to the Branford area can easily qualify. Whether you live in Branford or nearby, we welcome you with open arms! For the most current and detailed criteria, check out our eligibility page at https://apps-wffcu.ns3web.com/nsjoin/ . Getting started is simple! Just head over to our account opening page at https://apps-wffcu.ns3web.com/nsloan , where you'll find everything you need to begin your membership journey. If you have any questions or need assistance, don't hesitate to reach out to us at (203) 786-6410. We're here to help you take this exciting step towards better financial opportunities right here at Crosspoint, located at 249 W Main St Branford Ct 06405. Welcome aboard!

At Crosspoint, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our strong financial position reflects our commitment to providing you with reliable services and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $16,553,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,570,435 in share certificates and $33,900,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further highlighted by our $15,588,634 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $618 in used auto loans and $66,097,068 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $334,461 reflect the trust placed in us by our members. The Total Share Accounts of 22,343 further show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crosspoint is your trusted partner. Visit us at 249 W Main St Branford Ct 06405 or call (203) 786-6410 to learn more about how we can help you achieve your financial goals.