CROSS VALLEY FEDERAL CREDIT UNION

Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to affordable financial solutions and support. Our offerings include personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Each service is designed with you in mind whether you're looking to save for the future or grow your business. Cross Valley is not just about numbers; it's about people. Our dedicated team of professionals is here to guide you through every step of your financial journey. We embrace digital advancements like online banking and mobile applications while ensuring ADA compliance so that all members can enjoy seamless access to their accounts. In addition to providing top-notch financial services, we actively participate in community outreach efforts. Our partnerships with local organizations help us give back and support initiatives that matter most to our members. We understand the importance of being involved in the community we serve. While you can find us at 640 Baltimore Dr Wilkes Barre Pa 18702, please note that any official correspondence should be sent to 640 Baltimore Dr, Wilkes Barre, PA 18702-7943. Join us at Cross Valley today! Experience how we combine modern banking with a personal touch designed just for you. Call us at (800) 548-2849 or visit our website at Cross Valley to learn more about becoming a member and the services we offer. Together, let's build a brighter financial future!

At Cross Valley, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. Plus, we offer ample parking space so you can easily find a spot when you come by.

Ready to experience the convenience of Cross Valley? We'd love to hear from you! Give us a call at (800) 548-2849 or stop by during our operating hours. Our friendly team is eager to assist you with any questions or services you may need. Come see how we can help you achieve your financial goals today!

We understand that life can be busy, which is why our doors are open during convenient hours. You can visit us Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays until 5:30 PM. If weekends work better for you, drop by on Saturdays from 9:00 AM to 1:00 PM. We want to make banking as easy as possible!

At Cross Valley, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for those on the go! Additionally, our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at 640 Baltimore Dr Wilkes Barre Pa 18702, official correspondence should be sent to 640 Baltimore Dr, Wilkes Barre, PA 18702-7943.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,419,243, we continue to drive economic growth by financing new and expanding businesses.

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to mobile payments, we provide the tools that make accepting payments easy and efficient. Located at 640 Baltimore Dr Wilkes Barre Pa 18702 in Wilkes Barre, PA, we invite you to discover how Cross Valley can help your business thrive. For more information or to get started, call us at (800) 548-2849 today!

If you're running a business or planning to start one, we've got you covered with our business banking services. From merchant services that simplify transactions to tailored business loans, we're dedicated to supporting local entrepreneurs in achieving their dreams.

In today's fast-paced world, convenience is key. Our online and mobile banking features let you manage your accounts anytime, anywhere. With just a few clicks, you can check balances, transfer funds, or pay bills without visiting the branch. Additionally, our ATM services ensure you have access to cash whenever needed.

For those who prefer quick transactions without stepping inside the branch, we offer basic drive-thru banking for deposits and withdrawals as well as ATM access for balance checks and cash withdrawals. This way, your banking experience is as smooth and hassle-free as possible. At Cross Valley, we understand that each member has unique financial goals and challenges. That's why we're here ready to assist you with personalized service and expert guidance. If you're interested in learning more about any of our services or wish to open an account, don't hesitate to reach out! Give us a call at (800) 548-2849, or visit us online at Main Office. We're excited to help you take control of your financial future!

For those looking to purchase a home or refinance an existing mortgage, we offer comprehensive mortgage loans that can help you secure the best possible deal. Our mortgage specialists are here to guide you through every step of the process, making homeownership within reach.

When it comes to personal banking, we offer various options that can help you manage your finances effectively. Our checking and savings accounts are designed for flexibility, allowing you to save for future goals while enjoying easy access to your funds. Whether you're budgeting for a family vacation or setting aside money for emergencies, our accounts cater to your needs.

Life can be unpredictable, and sometimes you need extra cash quickly. That's where our personal loans and debt consolidation services come into play. We aim to provide solutions that ease financial burdens. Plus, our credit cards with rewards allow you to earn benefits on everyday purchases while managing expenses wisely.

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple to drive off in your dream vehicle without breaking the bank. We provide competitive rates and flexible terms, ensuring you find a plan that fits your budget perfectly.

Our online banking service provides 24/7 access, allowing you to view your accounts, pay bills, and transfer funds anytime you want. Whether it's early in the morning or late at night, you can manage your finances without any hassle. Plus, with our electronic signature authorization, signing documents is quick and secure no need to visit a branch. For those who prefer going paperless, we offer e-statements that let you track your transactions while helping the environment. You'll receive notifications when your statements are ready, making it easier than ever to stay updated on your account activity. If you're always on the move, you'll love our mobile application. It's designed for convenience and gives you access to all the features you need. From checking balances to making person-to-person transfers, everything is just a tap away. Although we currently do not support mobile payments directly through the app, our commitment to enhancing our digital services means we're always exploring new features.

Your security is our top priority. We use advanced encryption technology to protect your personal information and ensure that all transactions are safe. Additionally, if you ever have questions or need assistance, our dedicated team is just a phone call away at (800) 548-2849. Experience the ease of banking with Cross Valley's digital services today! Sign up for online banking at https://www.crossvalleyfcu.org/ and enjoy managing your finances like never before.

Total Share and Deposit Accounts: 35,009, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, demonstrating our commitment to providing you with the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cross Valley is your trusted partner. Visit us at 640 Baltimore Dr Wilkes Barre Pa 18702 or call (800) 548-2849 to learn more about how we can help you achieve your financial goals.

With $20,266,555 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $2,215 in used auto loans and $106,119,106 in total loans and leases.

Members' savings are secured through $17,502,659 in share certificates and $43,973,285 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 44 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With a net worth of $20,339,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $837 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $35,473,267 in used vehicle loans and $17,211,370 in new vehicle loans already helping members get on the road, you can trust us to support your journey towards vehicle ownership.

For business owners, our outstanding commercial loans totaling $1,419,243 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we're here to help you succeed.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,286,974, make buying or refinancing simple. We aim to provide you with clear options and guidance throughout the process so that you can feel confident in your decision.

We also offer refinancing options for many of our loan products. If you're interested in lower monthly payments or consolidating debt into one manageable payment plan, ask about our eligibility requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cross Valley, we believe that everyone deserves access to reliable financial solutions tailored to their needs. Visit us today or explore more about our offerings online!

For those looking for flexibility in managing expenses, we also offer unsecured credit card loans. Currently, we have $0 in unsecured credit card loans available. This means there's potential for future offerings as we continue to enhance our services.

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means that all loan options presented are not only legitimate but also up-to-date, giving you confidence in your choices.