Credit Union West Surprise AZ | Best Auto Loans & ATM Services

Introduction

Welcome to Credit Union West, your trusted partner in financial well-being, located at 16765 N Litchfield Rd, Surprise, AZ 85374. Since our establishment in 1951, we have proudly served our community with a commitment to providing exceptional service and reliable financial products. With a total membership of over 93,370, we strive to meet the unique needs of each member who walks through our doors. At Credit Union West, we believe that everyone deserves access to affordable financial solutions. Our total assets amount to an impressive $1,262,629,577, reflecting our strength and stability in the industry. We manage $66,377,706 in deposits and have granted a total of 55,203 loans to help our members achieve their dreams whether it's buying a new car or financing a home. We are proud of our leadership team, including CEO Karen Roch and Board President Gary Larberg, who guide us with vision and integrity. Our dedicated staff of 225 employees is always ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and more. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 7600, Glendale, AZ 85312. Whether you need help with everyday banking or planning for the future, we're here for you every step of the way. Don't hesitate to reach out by calling us at 602-631-3200 or visiting our website at cuwest.org for more information about how we can serve you better. Join us as we continue to make a positive impact in our community!

Branch History & Mission

Community Engagement

Over the years, Credit Union West has embraced its role as a pillar of the community through various outreach initiatives and partnerships. We believe in giving back by supporting local events and charities that enrich the lives of residents in Surprise. This commitment extends beyond finance; we aim to uplift every aspect of community life. As technology evolves, so do we. Our digital advancements ensure that members can bank online or via mobile apps easily while maintaining ADA compliance for accessibility. These features reflect our focus on creating user-friendly experiences tailored to meet diverse needs. We invite you to join us at Credit Union West! Experience firsthand how we blend financial expertise with heartfelt service tailored just for you. Together, let's work towards achieving your dreams and enhancing the community we cherish so much. For more information about membership benefits or to get started today, visit us online at Credit Union West or call us at 602-631-3200!

Our Mission

At the heart of Credit Union West is our mission: to empower our members with quality financial products and services while fostering a spirit of community support. We understand that banking is more than just transactions; it's about helping individuals and families achieve their financial goals. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to offer solutions that make a real difference in the lives of those we serve. Our operating hours are designed to accommodate busy schedules. We welcome you Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM at our drive-thru service. With an ATM available for your convenience and basic drive-thru banking services offered as well, we ensure that accessing your funds is simple and straightforward.

Branch Location & Accessibility

Accessibility Features

At Credit Union West, we pride ourselves on being accessible to all members. Our branch features ADA-compliant facilities with ramps for easy access. Parking is available right outside the door, ensuring a hassle-free visit. Whether you're coming in for a quick transaction or a more detailed discussion about your financial future, you'll find our space welcoming and accommodating.

Operating Hours

We know that life can be busy, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Tuesday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Thursday through Friday from 9 AM to 5 PM. For those who prefer the drive-thru option, we're also open on Saturdays from 9 AM to 1 PM. If you have questions or need assistance outside of these hours, feel free to give us a call at 602-631-3200.

Services Offered

At Credit Union West, we offer a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our team is here to guide you every step of the way. Plus, with ATM access available at our location and basic drive-thru services for deposits and withdrawals, managing your money has never been easier.

Visit Us Today!

We invite you to visit Credit Union West in Surprise! Whether you're looking for straightforward banking services or need expert advice on loans and financing options, we're here for you. Feel free to stop by during our operating hours or reach out via phone if you have any questions. We look forward to serving you!

Member Eligibility

At Credit Union West, we believe that everyone deserves the chance to be part of a welcoming community that supports their financial journey. Becoming a member is simple! If you live, work, or worship in the areas we serve, you can join our family. We're here for individuals who seek a friendly place to manage their money and access valuable services tailored to your needs. The benefits of membership at Credit Union West go beyond just banking; you'll find personalized support and a range of financial products designed with your goals in mind. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.cuwest.org/about/membership-benefits . When you're ready to open an account, the process is easy and straightforward. Just give us a call at (602) 631-3200, and our team will guide you through every step. We're excited to welcome you to Credit Union West, located at 16765 N Litchfield Rd Surprise Az 85374!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $198,960, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the tools to streamline your payment processes, making it easier for customers to do business with you. Our merchant services provide just that, allowing you to accept payments efficiently and securely. This means more satisfied customers and quicker transactions, freeing up your time to focus on what matters most growing your business. If you're ready to explore how Credit Union West can help your business thrive, stop by our branch located at 16765 N Litchfield Rd Surprise Az 85374 or give us a call at (602) 631-3200. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM and cash withdrawal services ensure that you can access funds without hassle. Plus, our drive-thru banking allows for basic transactions like deposits and withdrawals without leaving your vehicle perfect for those busy days! At Credit Union West, we're committed to making banking easy and accessible for everyone in Surprise and beyond. If you have questions about any of our services or want to learn more about how we can assist you financially, don't hesitate to reach out at 602-631-3200. Join us today and experience the friendly service that sets Credit Union West apart! Visit us online at cuwest.org for more information on membership benefits or stop by our branch we're here to help you achieve your financial goals!

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans tailored to help you grow your business. Having the right financial tools can make all the difference when running a company.

Credit and Rewards

We know that credit is an important aspect of financial health. That's why we offer credit cards with rewards, allowing you to earn points on purchases that can be redeemed for exciting benefits. Whether it's cash back or travel rewards, there's something for everyone.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

Our personal banking offerings are designed with you in mind. We provide checking and savings accounts that help you manage your daily finances efficiently. Imagine having a safe place for your money while earning interest on your savings! If you're thinking about buying a new car, our auto loans and vehicle financing options make it simple and straightforward to get behind the wheel of your dream vehicle. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans offer competitive rates and flexible terms. And if life throws unexpected expenses your way, our personal loans can help ease the burden with options for debt consolidation.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! With e-statements available at Credit Union West, you can view and manage your financial statements securely online. This feature not only helps the environment but also allows you to access your information whenever you need it. For those on the go, our mobile payments feature makes it easy to make purchases directly from your smartphone. You can even use our mobile application to manage your accounts effortlessly. Just download it to stay connected with your finances right in your pocket!

Person-to-Person Transfers

Need to send money quickly? Our person-to-person transfers allow you to send funds to friends and family without any hassle. It's a simple and efficient way to share expenses or help out someone in need. At Credit Union West, we prioritize making banking accessible and straightforward for all our members. Explore our digital banking options today and experience how easy managing your finances can be!

Financial Strength

Growing Member Base

Total Share Accounts at 156,104 show a strong and growing member base that trusts us with their finances. This trust is supported by our net shares standing at $0 available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union West is your trusted partner. Visit us at 16765 N Litchfield Rd Surprise Az 85374 or call 602-631-3200 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $119,555,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,249 in used auto loans and a robust total of $1,023,775,594 in loans and leases.

Member-Centric Savings Options

Members' savings are secured through $356,418,560 in share certificates and $257,140,792 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,584,236, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $10,438,335 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 214 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $137,496,855, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more comprehensive solutions, our total credit lines stand at $202,571,845, providing you with access to funds when you need them most. If you're interested in refinancing options or want to check your eligibility for any of our loan products, please visit our website at Credit Union West for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter your financial journey whether it's purchasing a vehicle or securing a mortgage Credit Union West is here to assist you with personalized service and expert guidance. Reach out today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $298,834,668 in used vehicle loans and $191,577,701 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,997,335, make buying or refinancing simple. We're committed to helping you find the right mortgage solution tailored to your unique situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $41,780,139 in loans helping members manage their finances effectively. Our credit cards come with rewards that allow you to earn while you spend.

Loan Aggregator

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Disclaimer

Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to regulatory standards ensures fair and transparent offers for users seeking loans. Each listing you see is backed by verified data, so you can trust that you're making informed choices.

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