Credit Union West Prescott Valley AZ | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Credit Union West, your trusted financial partner located at 3650 N Glassford Hill Rd, Prescott Valley, AZ 86314. Established in 1951, we've been serving our community for over seven decades, providing essential banking services that empower our 93,370 members to achieve their financial goals. With total assets exceeding $1.26 billion and deposits amounting to $66,377,706, we are proud of the stability and support we offer to our members. At Credit Union West, we understand that every member's journey is unique. That's why we provide a variety of services tailored to your needs, including personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking options. Our commitment to excellent service is reflected in our friendly staff and dedicated leadership team, including CEO Karen Roch and Board President Gary Larberg. While you can visit us at our Prescott Valley branch for all your banking needs, please note that official correspondence should be directed to our mailing address at PO Box 7600, Glendale, AZ 85312 if it's different from our branch location. We invite you to explore the many ways we can assist you in building a brighter financial future. Whether you're interested in applying for a loan or need help with your account, don't hesitate to reach out by calling us at 928-778-7156. Discover how Credit Union West can make a difference in your life today!

Branch History & Mission

A Commitment to Community

Our commitment extends beyond banking; it encompasses a dedication to enhancing the quality of life in Prescott Valley. We are involved in numerous community outreach programs aimed at promoting financial literacy and supporting local charities. By partnering with local organizations and events, we ensure that we're not just a bank but a vital part of the Prescott Valley community fabric. With an experienced team ready to assist you during our operating hours Monday through Tuesday and Thursday through Friday from 9 AM to 5 PM, and Wednesday from 10 AM to 5 PM we invite you to experience the friendly atmosphere that sets us apart.

Join Us Today!

Whether you're looking for personal banking solutions or business services, Credit Union West is here for you. Join us today and discover how we can help you reach your financial aspirations while contributing positively to our beloved community. For more information about membership benefits or account opening procedures, feel free to visit our website or call us at 928-778-7156. Together, let's build a brighter future!

Our Journey

Since our inception, Credit Union West has grown from a small credit union into a vibrant institution that serves over 93,000 members. With total assets exceeding $1.26 billion, we have become a trusted partner for individuals and families seeking reliable financial solutions. Throughout our history, we have continually adapted to meet the changing needs of our community while maintaining our commitment to excellent member service. In addition to traditional banking services such as checking and savings accounts, we offer auto loans, mortgages, personal loans, and business banking solutions. Our digital advancements make banking easier than ever with online banking and mobile payment options available to all members. We are proud to provide ADA-compliant services ensuring everyone can access our offerings comfortably.

Our Mission

At Credit Union West, our mission is straightforward: we strive to empower our members through personalized financial services while actively supporting the community we serve. We believe that when our members succeed, so does our community. This belief drives us to engage in various outreach efforts that uplift local organizations and initiatives. While you can visit us at 3650 N Glassford Hill Rd for all your banking needs, please note that official correspondence should be directed to our mailing address at PO Box 7600, Glendale, AZ 85312.

Branch Location & Accessibility

Welcome to Credit Union West, your trusted financial partner located at 3650 N Glassford Hill Rd in beautiful Prescott Valley, AZ. Our branch is conveniently situated near local landmarks, making it easy for you to drop by and meet our friendly staff. Whether you're stopping in for personal banking or exploring loan options, we're here to serve you. At Credit Union West, we prioritize accessibility. Our branch features ADA-compliant facilities, ensuring everyone can comfortably access our services. Plus, with ample parking available right outside the entrance, visiting us is hassle-free. We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us Monday through Tuesday and Thursday through Friday from 9 AM to 5 PM, and on Wednesdays from 10 AM to 5 PM. If you prefer a quick transaction, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. For those on the go, we provide ATM access right here at our Prescott Valley location. This means you can easily withdraw cash or check your balance anytime you need it. While members can visit us at our branch address, official correspondence should be sent to PO Box 7600 in Glendale if needed. If you have any questions or need assistance, feel free to give us a call at 928-778-7156. We invite you to come by and experience the welcoming atmosphere at Credit Union West where your financial needs are our top priority!

Member Eligibility

Becoming a member of Credit Union West is like opening the door to a warm and welcoming community that prioritizes your financial well-being. If you live, work, or worship in the Prescott Valley area, you're already on the right track to join us! We also extend membership opportunities to family members of existing members, making it easy for you to share the benefits with your loved ones. At Credit Union West, we offer a range of services designed with you in mind everything from personal banking and auto loans to business services that help you thrive. To get started, simply visit our website at http://www.cuwest.org/about/membership-benefits for detailed information about membership eligibility. If you're ready to open an account or have any questions, don't hesitate to reach out at (928) 778-7156. Our friendly team is here to guide you through the process and ensure your experience is as smooth as possible. Join us today at 3650 N Glassford Hill Rd Prescott Valley Az 86314, and become part of a credit union that truly cares!

Business Banking & Commercial Services

Merchant Services That Make Sense

We provide practical merchant services that help you manage transactions effortlessly. Imagine having the ability to accept payments quickly and securely, allowing you to focus on what really matters growing your business. Our solutions are here to simplify your payment processes and enhance customer satisfaction. Located at 3650 N Glassford Hill Rd, Prescott Valley, AZ 86314, we're ready to partner with you on your business journey. For more information about our offerings or to discuss how we can help your business thrive, give us a call at 928-778-7156. Let's work together to achieve your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $198,960, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? With our competitive auto loans and vehicle financing options, driving away in that dream vehicle is within reach. We understand that purchasing a car is a significant commitment, which is why our team is here to guide you through the process, helping you find the best rates tailored to fit your budget.

Business Banking

For our business members, we offer tailored solutions like merchant services and business loans. Running a business comes with its own set of challenges; let us take some of the weight off your shoulders with financial products designed to help you thrive.

Convenience at Your Fingertips

At Credit Union West, we know convenience matters. That's why we provide ATM access for quick cash withdrawals and basic transactions right when you need them. Plus, enjoy the ease of drive-thru banking for deposits and simple transactions without leaving your vehicle. We invite you to visit us or give us a call at 928-778-7156 to learn more about how we can support your financial journey. Join us today at Credit Union West in Prescott Valley where community meets convenience!

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards! Whether it's cashback on groceries or points towards travel, our credit cards are designed to reward you for spending wisely.

Mortgage Loans & Refinancing

Homeownership is a journey we're excited to support you on. Our mortgage loans are designed for first-time buyers and seasoned homeowners alike. If you're considering refinancing, our specialists will work with you to explore options that can lower your monthly payments or help you tap into your home's equity.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking options are tailored for you. Our checking and savings accounts come with features that make managing your money easy and efficient. Imagine having instant access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even deposit checks right from your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. When it does, our personal loans can provide the relief you need. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we're here to offer flexible terms and competitive rates.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.cuwest.org/, you can check your account balance, pay bills, and transfer money whenever it suits you. No more rushing to the bank before closing time; everything you need is just a click away. Plus, with our mobile application, you can manage your finances right from your smartphone, making it even more convenient.

Enhanced Security and Features

Your security is our top priority. We provide electronic signature authorization to help ensure that your transactions are safe and verified. Our e-statements feature allows you to receive your statements digitally, reducing paper waste while keeping your financial information secure. You'll also appreciate our person-to-person transfer option, which lets you send money to friends or family quickly and easily no cash or checks needed!

Stay in Control of Your Finances

Whether you're shopping at a local store or dining out with friends, take advantage of our mobile payments feature for quick and easy transactions. Just use your phone to pay it's fast and secure! With these digital tools, you have complete control over your finances in real-time. At Credit Union West, we're committed to providing accessible and user-friendly banking solutions that meet your needs. Experience the convenience of modern banking today!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 156,104, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union West is your trusted partner. Visit us at 3650 N Glassford Hill Rd Prescott Valley Az 86314 or call (928) 778-7156 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $356,418,560 in share certificates and $257,140,792 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,584,236, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,542,463 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 214 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $119,555,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,249 in used auto loans and $1,023,775,594 in total loans and leases.

Solid Financial Health

With a net worth of $137,496,855, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $298,834,668 in used vehicle loans and $191,577,701 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $198,960 provide the capital needed to grow and expand. We're here to support local businesses with financing solutions that fit their unique needs. We take pride in our ability to assist members through various financial stages. If you're unsure about your eligibility for any of our loan products or need guidance on refinancing options, feel free to reach out. You can contact us at 928-778-7156 for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can work for you by visiting us online at Credit Union West or stop by our branch today!

Credit Lines and Unsecured Credit Card Loans

For those looking for additional financial flexibility, we offer credit lines totaling $202,571,845 and unsecured credit card loans amounting to $41,780,139. These products are designed to help you manage unexpected expenses or consolidate debt effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,997,335, make buying or refinancing simple. We also provide refinancing options for existing mortgages to help you secure better terms and lower payments.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effectively LendMesh serves its users in finding suitable loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent, allowing users to trust the information they receive.

CREDIT UNION WEST CREDIT UNION - Prescott Valley, AZ

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Prescott Valley, AZ (86314)

Introduction

Branch History & Mission

A Commitment to Community

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenience at Your Fingertips

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Easy Access Anytime, Anywhere

Enhanced Security and Features

Stay in Control of Your Finances

Financial Strength

Growing Trust

Member-Centric Savings

Operational Efficiency

Reinvesting in Your Future

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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