Credit Union West Peoria AZ | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Credit Union West, your trusted financial partner located at 6777 W Cactus Rd, Peoria, AZ 85381. Established in 1951, we have proudly served our community for over seven decades, building strong relationships and helping our members achieve their financial goals. With a robust membership base of 93,370 individuals, we are committed to providing personalized banking services tailored to meet your needs. At Credit Union West, we understand the importance of community impact. Our total assets stand at an impressive $1,262,629,577, showcasing our financial strength and ability to support our members effectively. Whether you're looking for auto loans, mortgages, or savings accounts, we offer a variety of products designed to empower you financially. Currently, we have funded 55,203 loans and leases and hold deposits totaling $66,377,706, ensuring that your money is safe and accessible. Our dedicated team of 225 employees, led by CEO Karen Roch and Board President Gary Larberg, is here to assist you every step of the way. We take pride in our friendly service and commitment to transparency in all our operations. If you have any questions or need assistance with your accounts, don't hesitate to reach out! You can contact us at 602-631-3200. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 7600, Glendale, AZ 85306. Join us today and experience the difference that a member-focused credit union can make in your life! For more information about our services or to explore membership benefits, visit us online at Credit Union West. We look forward to serving you!

Branch History & Mission

Welcome to Credit Union West, where we have been serving the Peoria community since 1951. Located at 6777 W Cactus Rd, Peoria, AZ 85381, our branch has grown alongside its members, building a legacy of trust and financial empowerment. Over the years, we have expanded our offerings and facilities to better meet the needs of our growing membership, which now stands at an impressive 93,370. At Credit Union West, our mission is clear: to provide exceptional financial services while fostering a strong sense of community support. We believe that banking should be more than just transactions; it should be about building relationships. Our dedicated team is committed to helping you achieve your financial goals through personalized service and innovative solutions. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we are proud to offer modern conveniences like online and mobile banking. We also ensure accessibility for all by adhering to ADA compliance standards. With an array of services tailored to both personal and business needs, we strive to make banking easy and accessible for everyone in our community. As part of our commitment to community outreach, we actively engage in partnerships with local organizations. We believe that by working together, we can make a positive impact in the lives of those around us. Whether it's through financial education initiatives or local sponsorships, Credit Union West is dedicated to supporting the Peoria area. For your convenience, we offer ATM services and drive-thru banking options for quick transactions. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM for drive-thru service. While members can visit us at 6777 W Cactus Rd Peoria Az 85381, official correspondence should be sent to PO Box 7600, Glendale, AZ 85306 if needed. If you have any questions or want more information about becoming a member, feel free to give us a call at (602) 631-3200. Join us today at Credit Union West! Experience the difference that comes with being part of a credit union that truly cares about its members and community. Visit us online at Credit Union West for more details on membership benefits and services!

Branch Location & Accessibility

A Range of Services at Your Fingertips

As a member of Credit Union West, you'll have access to a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Enjoy the added benefit of ATM access for quick cash withdrawals or balance checks whenever you need it. Come visit us today and discover how Credit Union West can support your financial journey! We look forward to welcoming you into our community-focused branch where your needs come first.

Convenient Access and Services

At Credit Union West, we prioritize your convenience. Our branch features ample parking for your ease, and it's designed with accessibility in mind, ensuring everyone can visit us comfortably. If you prefer to bank from your vehicle, our drive-thru service offers a quick way to handle deposits and withdrawals without leaving your car. While members can visit us at 6777 W Cactus Rd, official correspondence should be sent to PO Box 7600, Glendale, AZ 85306. Our friendly team is ready to assist you during our operating hours: Monday through Tuesday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Thursday through Friday from 9 AM to 5 PM. We also welcome you on Saturdays from 9 AM until 1 PM. Feel free to call us at 602-631-3200 if you have any questions or need assistance!

Member Eligibility

At Credit Union West, we believe that becoming a member is like joining a close-knit community where everyone looks out for each other. If you live, work, worship, or go to school in the areas we serve, you're already on your way to enjoying the benefits of membership! Whether you're seeking financial guidance or simply looking for a place that values your needs, our doors are open to you. To explore the specific eligibility requirements and make sure you meet them, feel free to visit our detailed page at http://www.cuwest.org/about/membership-benefits . Joining us is straightforward and welcoming. Once you're eligible, opening an account is easy and can be done with just a quick call to us at (602) 631-3200 or by visiting our branch located at 6777 W Cactus Rd Peoria Az 85381. We can't wait to welcome you into our family at Credit Union West!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services empower you to accept payments seamlessly, whether in-store or online. This means faster transactions and satisfied customers, giving you more time to focus on what you do best growing your business. Visit us at 6777 W Cactus Rd Peoria Az 85381 or call us at (602) 631-3200 to learn how we can help your business thrive!

Tailored Loan Options

Imagine having access to funds that allow you to expand your operations, purchase new equipment, or manage cash flow effectively. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $198,960, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services are readily available for quick access to your funds. Plus, our basic drive-thru banking allows for hassle-free deposits and withdrawals without leaving your vehicle a perfect solution when you're short on time. With all these services wrapped up in one place, we strive to make your banking experience not just efficient but enjoyable too. If you're ready to explore how we can assist you further or have questions about any of our offerings, don't hesitate to contact us or stop by! At Credit Union West, we're here for you every step of the way toward achieving your financial goals. Visit us online at Credit Union West for more information!

Business Banking

For our business members, we offer comprehensive Business Banking services including merchant services and business loans designed to help your enterprise thrive. Whether you're starting a new venture or expanding an existing one, we are here to support your journey.

Credit Cards and Rewards

Enhance your purchasing power with our Credit Cards with Rewards program. Not only do you get the convenience of credit, but you also earn rewards on your spending perfect for those who enjoy getting something back from their purchases!

Online and Mobile Banking

In today's fast-paced world, managing finances on-the-go is essential. Our robust Online & Mobile Banking features allow you to handle transactions anytime, anywhere. From checking balances and making transfers to paying bills right from your smartphone, we prioritize making banking as easy as possible.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options cater to your everyday financial activities. Imagine having easy access to your funds while enjoying competitive interest rates. We also offer Auto Loans & Vehicle Financing, making it simple for you to drive away in the car you love without breaking the bank. If home ownership is on your mind, our Mortgage Loans & Refinancing services provide tailored solutions that fit your financial situation. You can trust us to guide you through the process, ensuring you feel confident every step of the way. For those unexpected expenses, our Personal Loans & Debt Consolidation options help manage your finances effectively.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This means you can complete transactions securely without needing to visit a branch. Plus, our e-statements provide an eco-friendly way to keep track of your finances without the clutter of paper. For those who prefer managing their accounts through their mobile devices, our user-friendly mobile application is available for download. It's packed with functionalities like mobile payments and person-to-person transfers, making it easy to send money to friends or family instantly. Imagine splitting a dinner bill or sending a gift just a few taps on your phone!

Security and Accessibility

Your security is our top priority. We implement robust measures to ensure that your personal information remains safe while you enjoy the convenience of online banking. With easy navigation and real-time account management at your fingertips, keeping track of your finances has never been simpler. Join us at Credit Union West for an enhanced banking experience where technology meets personal service. Visit us today and discover how our digital offerings can make managing your money easier than ever!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 156,104, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union West is your trusted partner. Visit us at 6777 W Cactus Rd Peoria Az 85381 or call (602) 631-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $119,555,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We offer $12,249 in used auto loans and $1,023,775,594 in total loans and leases, supporting your financial goals across various sectors. Our $10,438,335 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 214 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $356,418,560 in share certificates and $257,140,792 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,584,236, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $137,496,855, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,087 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those looking for additional credit options, we provide various credit lines totaling $202,571,845, ensuring you have access to funds when needed. If you're interested in refinancing any of your existing loans or checking eligibility for our loan products, feel free to reach out. Our knowledgeable staff is available at 602-631-3200 during business hours: Mon-Tue 9 am - 5 pm; Wed 10 am - 5 pm; Thu-Fri 9 am - 5 pm; Sat 9 am - 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Credit Union West, we're committed to providing transparent financial solutions that empower our members every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $298,834,668 in used vehicle loans and $191,577,701 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier than ever for you to drive away in the car you want.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $157,997,335, making buying or refinancing simple. We know how important it is to find the right home loan for your needs. Our team is ready to guide you through the process and answer any questions you may have.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $41,780,139 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need without tying up your savings.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh features no sponsored listings; lenders are not prioritized based on paid promotions, which allows users to see unbiased results. With real-time rate comparisons, borrowers can access up-to-date loan rates from multiple institutions, helping them make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CREDIT UNION WEST CREDIT UNION