Credit Union One Shelby Township MI | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Union One, your trusted financial partner in the heart of Shelby Township, MI. Located at 55600 Van Dyke Ave, our branch has been serving the community since 1938. With over 111,230 members and a commitment to providing personalized service, we strive to meet the unique financial needs of our community. At Credit Union One, we pride ourselves on our robust financial foundation, boasting total assets of $1,700,529,332 and total deposits reaching $148,257,392. Our experienced team is dedicated to helping you achieve your financial goals through a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking options. Led by our CEO Gary Moody and Board President Guadalupe Lara, we ensure that every member feels valued and supported. Our friendly staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 51111 Van Dyke, Shelby Township, MI 48316. We invite you to explore our website at www.cuone.org for more information about our services or feel free to reach out via phone at 586-254-5560. Join us today and experience the Credit Union One difference where your financial well-being is our top priority!

Branch History & Mission

Join Us Today!

As we continue to grow and evolve, we invite you to become a part of our journey. Experience the benefits of being a member at Credit Union One where your financial success is our priority! Whether you're looking for a new checking account or seeking advice on loans, our dedicated team is here to assist you every step of the way. Feel free to reach out at 586-254-5560 or visit us online at www.cuone.org to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Our Journey

Located at 55600 Van Dyke Ave, our branch has been an integral part of the Shelby Township community for decades. Over the years, we have adapted to meet the evolving needs of our members while maintaining the core values that define us. As we moved into the digital age, we embraced technology to offer online banking services, mobile payments, and e-statements all designed to make banking more accessible and convenient for everyone. While members can visit us at 55600 Van Dyke Ave Shelby Township Mi 48316, official correspondence should be sent to our mailing address at 51111 Van Dyke, Shelby Township, MI 48316. Our facility features both ATM access and a drive-thru service to ensure that your banking experience is efficient and hassle-free.

Our Mission

Our mission is simple yet powerful: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality financial products whether it's personal loans, auto financing, or business banking solutions. By prioritizing member needs and offering personalized support, we strive to create an environment where every member feels valued and understood. We are also deeply committed to community outreach and engagement. Through various partnerships and initiatives, we work tirelessly to give back to the neighborhoods we serve. From financial literacy workshops to sponsoring local events, Credit Union One aims to make a positive impact beyond just banking.

Branch Location & Accessibility

Convenient Access

At Credit Union One, we understand that accessibility matters. Our branch features ample parking for your convenience, and it is designed with ADA compliance to ensure everyone can enjoy our services comfortably. Whether you prefer to visit us in person or need quick access to funds via our ATM, we've got you covered. Plus, our drive-thru banking allows you to complete simple transactions without leaving your vehicle.

Let’s Connect!

Have questions or need assistance? Don't hesitate to give us a call at 586-254-5560. We're eager to help you navigate your financial journey and provide personalized service that fits your lifestyle. Come by today and discover how Credit Union One can make banking easier for you!

Operating Hours and Services

We're here to serve you during convenient hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. This flexibility means you can find time in your busy schedule to come see us! Our services are tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, mortgage options, or even credit cards with rewards. If you're a member of a partner credit union, take advantage of our shared services for easy deposits and withdrawals. While members can visit us at 55600 Van Dyke Ave Shelby Township Mi 48316, official correspondence should be sent to our mailing address at 51111 Van Dyke Ave, Shelby Township, MI 48316.

Member Eligibility

Becoming a member of Credit Union One is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in the communities we serve, you're already eligible to join us! This means that whether you're from Shelby Township or nearby areas, we welcome you with open arms. By choosing Credit Union One, you'll not only gain access to a variety of personalized banking services but also benefit from our commitment to helping our members thrive financially. To find out more about the eligibility criteria, feel free to visit our detailed page at http://WWW.CUONE.ORG/about/membership-eligibility . Once you're ready to become part of our community, opening an account is easy! Just head over to our account opening page here: https://app.consumer.meridianlink.com/apply.aspx?lenderref=cu1120221&list=ccheplvlst . If you have any questions or need assistance, don't hesitate to call us at (586) 254-5560. We're here for you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $218 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,414,991, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments effortlessly while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to process payments quickly and securely. This means happier customers and more efficient operations right here in Shelby Township, MI. Explore how Credit Union One can help your business thrive today! Visit us at 55600 Van Dyke Ave Shelby Township Mi 48316 or give us a call at (586) 254-5560. Together, let's build a brighter future for your business.

Comprehensive List Of Services

Business Banking Services

We also cater to local businesses with our comprehensive business banking services. From merchant services that help streamline transactions to business loans designed to fuel growth, we understand the importance of supporting our community's entrepreneurs.

Convenient Access Points

To ensure you have easy access to your funds when needed, we provide various ATM services and cash withdrawal options. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle, making transactions simple and efficient. Additionally, members of partner credit unions can enjoy basic shared branch transactions at our location for deposits and withdrawals. With 24/7 access through ATMs and a commitment to excellent service during lobby hours Monday through Friday we strive to meet all your banking needs.

Credit Cards with Rewards

For everyday purchases or special occasions, our credit cards with rewards program lets you earn points on every dollar spent. This way, you can enjoy the benefits while managing your expenses effectively.

Get Started Today!

At Credit Union One in Shelby Township, we are here to serve you with care and professionalism. If you're ready to explore how our services can benefit you or if you have any questions about opening an account or applying for a loan, don't hesitate to call us at 586-254-5560 or visit us online at www.cuone.org. Join us today and take the first step toward achieving your financial goals!

Mortgage and Personal Loans

If you're considering buying a home or refinancing an existing mortgage, look no further. We offer flexible mortgage loans and refinancing solutions that align with your financial goals. For those needing extra cash for personal projects or consolidating debt, our personal loans can provide the support you need without the hassle.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. You can easily manage your funds through our online and mobile banking options, which allow you to check balances, transfer money, and pay bills right from your smartphone or computer. Additionally, if you're planning to buy a car, our auto loans and vehicle financing options come with competitive rates that make owning your dream vehicle more accessible than ever.

Digital & Online Banking

Key Features

Our online banking services allow you to view your account balances, transfer funds, and pay bills all from the comfort of your own device. You can also sign documents electronically with our electronic signature authorization feature, making it easier than ever to complete transactions without the hassle of printing and mailing. For those who prefer paperless options, we offer e-statements, allowing you to access your financial information whenever you need it while helping the environment at the same time. You'll receive timely updates and notifications about your account activity directly through our mobile application, which is available for download on both Android and iOS devices.

Real-Time Management

Managing your money has never been easier! With features like person-to-person transfers, you can send money to friends or family instantly no cash or checks required. Plus, if you're someone who enjoys using mobile payment systems, you'll be happy to know that we support mobile payments, providing you with a fast and secure way to make purchases directly from your phone. We prioritize your security with robust measures in place to protect your personal information while providing user-friendly interfaces that make navigation simple for everyone. Enjoy real-time account management anytime, anywhere because at Credit Union One, we're here to help you manage your finances with ease and confidence!

Financial Strength

A Trusted Partner for Your Financial Future

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 160,753, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union One is your trusted partner. Visit us at 55600 Van Dyke Ave Shelby Township Mi 48316 or call (586) 254-5560 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation

With $144,155,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $18,170 in used auto loans and $1,185,823,031 in total loans and leases support our members' financial goals across various sectors.

Member Savings and Growth Opportunities

Members' savings are secured through $278,902,334 in share certificates and $306,964,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 317 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Health

With a net worth of $175,340,962, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,029 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing options or want to know about eligibility requirements, feel free to visit our website or contact us directly. At Credit Union One, we prioritize transparency and strive to make the borrowing process as seamless as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial well-being is important to us, and we look forward to helping you take the next step toward achieving your goals.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $273,403,455 in used vehicle loans and $76,372,005 in new vehicle loans already helping members get on the road. We strive to make the process straightforward and stress-free so you can focus on enjoying your new ride.

Business Loans

For business owners, our outstanding commercial loans totaling $131,414,991 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to providing personalized solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,063,058, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, our knowledgeable staff will guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $22,418,002 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Call to Action

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Ensuring Accurate Loan Comparisons

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CREDIT UNION ONE CREDIT UNION - Shelby Township, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans