CREDIT UNION ONE CREDIT UNION

Welcome to Credit Union One, your trusted financial partner since 1938! Located at 400 E 9 Mile Rd, Ferndale, MI 48220, we pride ourselves on being more than just a credit union; we are a vibrant part of the community. With over 111,230 members and total assets exceeding $1.7 billion, we are dedicated to providing exceptional services tailored to meet your unique needs. At Credit Union One, our commitment goes beyond numbers. We understand that each member's financial journey is important. That's why we offer a comprehensive range of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. With total deposits of $148,257,392 and a robust loan portfolio of 58,604 loans and leases, we ensure that our resources are aligned with your aspirations. Under the leadership of our CEO, Gary Moody, and Board President, Guadalupe Lara, we focus on fostering strong relationships within the community while maintaining our financial stability. Our net worth stands at an impressive $175,340,962, allowing us to continuously support our members with confidence. While you can easily visit us at our Ferndale location for all your banking needs, please note that any official correspondence should be sent to our mailing address: 400 E. Nine Mile Road, Ferndale, MI 48220-1774. If you're ready to take the next step in your financial journey or simply have questions about how we can help you achieve your goals, don't hesitate to reach out! Give us a call at 248-398-1210 or explore our website at www.cuone.org. Join us in making a difference in your community your financial future starts here!

At Credit Union One, we believe that everyone deserves the chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. Our membership is designed for individuals who seek personalized service and a range of financial products tailored to fit their needs. Whether you're looking for checking accounts, loans, or just friendly advice, our team is here for you. To get started on your journey with us, visit our website at http://WWW.CUONE.ORG/about/membership-eligibility for more detailed information about eligibility criteria. We're excited to help you open an account easily; simply check out this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=cu1120221&list=ccheplvlst . If you have any questions or need assistance, don't hesitate to call us at (248) 398-1210. Join Credit Union One today and experience the difference a supportive community can make!

At Credit Union One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economy, having a reliable partner for your financial needs is essential. That's why we are proud to share insights into our financial strength, reassuring you of our commitment to serving you effectively. With a net worth of $175,340,962, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1029 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $278,902,334 in share certificates and $306,964,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $144,155,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $18,170 in used auto loans and an impressive $1,185,823,031 in total loans and leases ready to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 317 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 160,753, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union One is your trusted partner. Visit us at 400 E 9 Mile Rd Ferndale Mi 48220 or call 248-398-1210 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.