Credit Union One Farmington MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Credit Union One, your trusted financial partner located at 31716 Grand River Ave, Farmington, MI 48336. Since our establishment in 1938, we've been dedicated to serving our community with a commitment that goes beyond banking. With over 111,230 members and assets totaling $1,700,529,332, we pride ourselves on fostering strong relationships and providing tailored financial solutions. At Credit Union One, we understand that every member's journey is unique. That's why we offer a wide range of services designed to meet your personal and business needs, including checking and savings accounts, auto loans, mortgages, and business banking options. Our total deposits stand at an impressive $148,257,392, which reflects the trust our members place in us. Under the leadership of our CEO, Gary Moody, and Board President Guadalupe Lara, we strive to maintain an environment where you feel valued and supported. Our dedicated team of 336 employees is here to help you navigate your financial path with confidence. While members can visit us at our branch location for face-to-face service or enjoy the convenience of online banking through our website www.cuone.org, official correspondence should be sent to 31716 Grand River Avenue, Farmington, MI 48336 if different from our branch address. We invite you to discover how Credit Union One can enhance your financial well-being. Whether you're looking for a new loan or need assistance with an existing account, don't hesitate to reach out. Call us today at 248-474-7100 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Your journey toward financial success starts here!

Branch History & Mission

Join Us

As we look to the future, we invite you to be part of our story. Whether you're looking to open an account or need assistance with your finances, we're here for you. Experience the benefits of membership at Credit Union One where your goals matter most. If you're ready to take the next step towards achieving your financial dreams, visit us at Credit Union One or call us at 248-474-7100 today!

Our Evolution

Since opening our doors, Credit Union One has continuously evolved to meet the changing demands of our members. With a current total asset base of $1.7 billion, we have made significant strides in providing valuable financial solutions. We are proud to offer a range of services from personal banking like checking and savings accounts to auto loans and mortgage financing. Our commitment to innovation is evident in our digital advancements, including mobile banking and online account management. Our location is easily accessible, situated near key landmarks that make it convenient for our members. Whether you are visiting us for a quick transaction or seeking comprehensive financial advice, we ensure that your experience is seamless.

Our Mission Statement

At Credit Union One, our mission is clear: we strive to empower our members by providing exceptional financial services while fostering community growth. We believe in supporting not just individual financial wellness but also enhancing the well-being of the communities we serve. This commitment drives us to engage in various outreach initiatives and partnerships aimed at uplifting those around us. We take pride in being ADA compliant and customer-centric. Our drive-thru service and ATM availability ensure that accessing your funds is straightforward and hassle-free. We also feature shared service center transactions for added convenience.

Branch Location & Accessibility

Accessibility and Parking

At Credit Union One, we prioritize making banking easy for everyone. Our location offers ample parking, ensuring that you can park with ease when you visit us. Plus, our branch is designed to be ADA compliant with ramps and accessible entrances, so everyone can feel welcome here.

Convenient Banking Hours

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Friday until 6:00 p.m. Need to stop by on Saturday? Our drive-thru service is available from 9:00 a.m. to 1:00 p.m., giving you even more opportunities to manage your finances at your convenience.

Get in Touch!

Whether you're looking to open an account or need assistance with an existing one, our friendly team is here to help! Feel free to give us a call at 248-474-7100 or stop by our branch today. We look forward to welcoming you into the Credit Union One family!

Services Tailored for You

Credit Union One offers a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have you covered. For those on the go, our ATM is readily available for cash withdrawals and balance checks whenever you need it. We also provide drive-thru banking for simple transactions like deposits and withdrawals. If you're a member of another credit union, don't worry! We participate in shared services, allowing you to access basic transactions with ease.

Member Eligibility

Becoming a member of Credit Union One is like joining a welcoming family that truly cares about your financial well-being. To be eligible, you need to meet certain criteria, which can vary based on your location and specific circumstances. Generally, if you live, work, or worship in the communities we serve, you're likely to qualify! This means that whether you're looking for a friendly place to open a checking account or seeking support with loans, Credit Union One is here for you. For a detailed look at our eligibility requirements, feel free to check out our membership eligibility page. Once you've confirmed that you're eligible, opening an account is simple and straightforward! You can start the process online or give us a call at (248) 474-7100 if you have any questions. We're excited to help you take this step towards becoming part of our community at Credit Union One, located at 31716 Grand River Ave Farmington Mi 48336. Join us today and experience all the benefits we offer as your trusted financial partner!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $218 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,414,991, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies transactions for your customers. Our merchant services allow you to accept payments easily, whether it's through card swipes or online sales. This not only enhances customer satisfaction but also helps streamline your operations, letting you focus on what matters most growing your business. Located at 31716 Grand River Ave Farmington Mi 48336 in Farmington, MI, we invite you to explore how our dedicated team can assist you in achieving your business goals. Reach out today at (248) 474-7100 to learn more!

Comprehensive List Of Services

Accessible Banking for All

For those who may need assistance or prefer face-to-face interactions, we're proud to offer basic shared branch transactions for members of partner credit unions. This means you can perform simple transactions like deposits and withdrawals even when you're away from home.

Business Banking Support

For entrepreneurs and business owners in the community, we offer comprehensive Business Banking solutions. Our Merchant Services & Business Loans support local businesses by providing necessary funding and tools to thrive in today's market.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features, allowing you to access your accounts anytime and anywhere. With options like ATM & Cash Withdrawal Services, managing your money has never been easier. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Financial Solutions for Everyone

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We offer options that allow you to consolidate debt into manageable payments, giving you peace of mind. And if you want to earn while spending, check out our Credit Cards with Rewards, which let you enjoy perks just for using your card.

Get Started Today!

If you're ready to explore what Credit Union One can do for you, don't hesitate to reach out! Call us at 248-474-7100 or visit us at our branch in Farmington. We look forward to helping you with all your financial needs!

Personal Banking Made Easy

We understand that managing your money can be challenging, which is why our personal banking services are designed with you in mind. You can open Checking & Savings Accounts that offer competitive interest rates and features that make banking straightforward. When you're ready to make a significant purchase, our Auto Loans & Vehicle Financing options provide flexible terms to help you get behind the wheel without the stress. If homeownership is your goal, consider our Mortgage Loans & Refinancing programs that can save you money over time.

Digital & Online Banking

Key Services

Our online banking platform makes it easy to manage your finances with just a few clicks. Whether you want to check your balance, transfer funds, or pay bills, everything is available at your fingertips. Plus, you can enjoy the convenience of e-statements, allowing you to keep track of your transactions without cluttering up your mailbox. Need to send money to a friend? Our person-to-person transfer feature simplifies this process just enter their details and the amount, and you're done! For added convenience, our mobile application allows you to handle all these tasks right from your smartphone, making banking on-the-go a breeze.

Security & Accessibility

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are protected. Our user-friendly interface means you don't need to be tech-savvy to navigate through our services. Everything is designed with you in mind. Whether you're using mobile payments or accessing our full suite of online banking services, you can feel confident knowing that managing your money has never been easier or more secure. Discover how Credit Union One can support your financial journey today!

Financial Strength

Commitment to Member Service

With $144,155,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $18,170 in used auto loans and $1,185,823,031 in total loans and leases show our commitment to supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 317 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 160,753, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has in Credit Union One, making it clear that together we are building a secure future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union One is your trusted partner. Visit us at 31716 Grand River Ave Farmington Mi 48336 or call (248) 474-7100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Options

Members' savings are secured through $278,902,334 in share certificates and $306,964,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $175,340,962, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,029 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $27,340,345 in used vehicle loans and $76,372,005 in new vehicle loans already helping members get on the road, we're committed to providing financing that fits your budget and lifestyle. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that can make your car-buying experience straightforward and affordable.

Commercial Loans

For business owners in our community, we provide outstanding commercial loans totaling $131,414,991. These loans offer vital capital needed for growth and expansion, ensuring that local businesses can thrive and succeed.

Credit Cards and Lines of Credit

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $22,418,002 in loans helping members manage their finances effectively. This option provides an easy way to handle purchases while maintaining control over your budget. For those looking for additional flexibility, our total credit lines amount to $336,887,193, which can be an excellent resource for unexpected expenses or larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $207,063,058, making buying or refinancing simple. We're here to guide you through the process, ensuring you understand all your options. Our team is dedicated to helping you find the best fit for your financial situation.

Refinancing Options

If you're considering refinancing existing loans or want to learn more about eligibility options for any of our products, we encourage you to reach out. Our team is ready to assist you in exploring how refinancing could benefit your financial situation. At Credit Union One in Farmington, MI, we pride ourselves on supporting our members with reliable loan offerings tailored to their unique needs. For inquiries or assistance regarding our loan products and services available Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. please call us at 248-474-7100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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CREDIT UNION ONE CREDIT UNION - Farmington, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Accessibility and Parking

Convenient Banking Hours

Get in Touch!

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Accessible Banking for All

Business Banking Support

Digital Convenience at Your Fingertips

Financial Solutions for Everyone

Get Started Today!

Personal Banking Made Easy

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Commitment to Member Service

Growing Membership Base

Secure Savings Options

Strong Capital Foundation

Loan Offering

Auto Loans

Commercial Loans

Credit Cards and Lines of Credit

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

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