Credit Union One Oklahoma City OK | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Union One Of Oklahoma, your trusted financial partner located at 3330 N Lincoln Blvd, Oklahoma City, OK 73105. Since our establishment in 1949, we have proudly served our community with a commitment to providing personalized banking solutions that meet the diverse needs of our members. With a total membership of over 4,154 and assets exceeding $41.8 million, we strive to foster financial wellness for every individual who walks through our doors. At Credit Union One Of Oklahoma, we understand that every member's journey is unique. Whether you are looking for a reliable checking account, an auto loan to help you get on the road, or support for your small business, our dedicated team is here to assist you every step of the way. Our CEO, Tyrel McCain, along with Board President Fred Smith, lead a talented group of 12 employees who are passionate about making banking accessible and straightforward. While members can visit us at our branch location, official correspondence should be sent to PO Box 53005, Oklahoma City, OK 73152. We invite you to explore our range of services tailored just for you whether it's online banking, personal loans, or credit cards with rewards. With total deposits amounting to $3.7 million and a net worth of over $5.8 million, we are well-equipped to help you achieve your financial goals. As we continue to grow and adapt to the needs of our community, we remain committed to making a positive impact right here in Oklahoma City. We encourage you to reach out with any questions or simply stop by our branch during lobby hours from 9:00 AM to 5:00 PM on weekdays. Experience the Credit Union One Of Oklahoma difference today! Call us at 405-557-0167 or visit us online at cuoneok.org for more information. Your financial future starts here!

Branch History & Mission

Community Commitment

Beyond providing financial products, we actively engage in community outreach initiatives that make a difference. Through partnerships with local organizations and participation in events, we strive to uplift those around us. Our commitment extends beyond mere transactions; we aim to build a stronger Oklahoma City together.

Join Us Today!

As we look ahead, Credit Union One Of Oklahoma remains dedicated to innovation and customer-centric solutions. With operating hours from 9:00 AM to 5:00 PM for lobby services and extended drive-thru hours from 7:30 AM to 5:30 PM, we're here when you need us most. We invite you to become part of our growing family. Experience the benefits of membership firsthand by visiting us or checking out more details online at our website. Let's work together towards a brighter financial future!

Our Evolution

From our humble beginnings at 3330 N Lincoln Blvd, we have expanded our offerings to meet the diverse needs of our members. The journey has seen us adapt and embrace change while staying true to our mission. We've built lasting relationships within the community, ensuring that our services are accessible to everyone. Our location is conveniently situated near local landmarks, making it easy for members to visit us and take advantage of our services.

Our Mission

At the heart of Credit Union One Of Oklahoma is our mission: to provide exceptional financial services that empower our members while fostering community growth. We believe that everyone deserves access to affordable financial solutions, whether it's personal banking, auto loans, or mortgage refinancing. Our approach centers on treating each member with care and respect, ensuring they feel valued and supported throughout their financial journey. While members can visit us at 3330 N Lincoln Blvd, official correspondence should be sent to PO Box 53005, Oklahoma City, OK 73152 if necessary. We encourage all community members to explore what we offer from basic drive-thru banking and ATM access to advanced online banking services.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we offer convenient operating hours: our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. For those who prefer quick transactions, our drive-thru service operates even earlier from 7:30 AM to 5:30 PM on weekdays.

Services Offered

At Credit Union One Of Oklahoma, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, you'll find everything under one roof. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need it. Feel free to call us at 405-557-0167 if you have any questions or would like more information about how we can assist you. We invite you to come visit us and experience our commitment to exceptional service firsthand!

Member Eligibility

At Credit Union One Of Oklahoma, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is simple! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We welcome individuals from diverse backgrounds who are looking for financial services tailored to their needs. As a member, you'll enjoy personalized banking options, competitive rates on loans and savings accounts, and access to resources designed to help you achieve your financial goals. To get started on your journey with us at Credit Union One Of Oklahoma, just visit our website for more detailed eligibility criteria at http://www.cuoneok.org/resources/disclosures/membership-disclosure . When you're ready to open an account, the process is straightforward check out our easy account opening steps here: https://online.cuoneok.org/enroll . If you have any questions or need assistance, feel free to give us a call at (405) 557-0167. We can't wait to welcome you into our community!

Business Banking & Commercial Services

At Credit Union One Of Oklahoma, we understand that running a business comes with its own unique challenges and opportunities. That's why we are dedicated to providing tailored business banking solutions that help your enterprise thrive. Our commercial loan options are designed to support your growth, whether you're launching a startup, expanding operations, or investing in new equipment. Imagine securing the funding you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services that simplify transactions for your customers. Whether it's processing payments quickly or managing cash flow efficiently, our services are designed to make your day-to-day operations smoother. Visit us at 3330 N Lincoln Blvd Oklahoma City Ok 73105 in Oklahoma City, OK, or call us at (405) 557-0167 to discover how we can partner together for your business's success!

Comprehensive List Of Services

Convenient Online Services

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts from anywhere. With just a few clicks, you can check balances, transfer funds, or pay bills without needing to visit the branch. Additionally, our ATM and cash withdrawal services ensure that accessing your funds is easy anytime you need them. With basic drive-thru banking available for simple transactions like deposits and withdrawals, we prioritize making banking as straightforward as possible for our members.

Credit Cards and Business Banking

At Credit Union One Of Oklahoma, we also offer credit cards with rewards programs that allow you to earn points on your purchases. Whether you're using them for everyday expenses or planning a vacation, these rewards can add up quickly! For small business owners, our business banking services, including merchant services and business loans, are designed to support your growth. We understand the unique challenges of running a business and are here to provide the financial backing you need.

Get Started Today!

We invite you to visit us at 3330 N Lincoln Blvd Oklahoma City Ok 73105 or give us a call at (405) 557-0167 if you have any questions about our services or how we can assist you in achieving your financial goals. At Credit Union One Of Oklahoma, we believe in empowering our members through accessible financial solutions tailored just for them. Let us help you take the next step towards financial success!

Personal Banking Solutions

When it comes to personal banking, Credit Union One Of Oklahoma has you covered. Our checking and savings accounts are designed to help you manage your money effectively while earning interest on your savings. Whether you're budgeting for everyday expenses or saving for a special occasion, our accounts provide the flexibility you need. If you're considering purchasing a vehicle, look no further than our auto loans and vehicle financing options. We offer competitive rates that make it easier for you to drive away in your dream car. Plus, our mortgage loans and refinancing services can help you secure a home at an affordable rate, making homeownership a reality. For those times when unexpected expenses arise, our personal loans and debt consolidation options can provide quick relief. We work with you to create a repayment plan that fits within your budget, helping you regain control over your finances.

Digital & Online Banking

E-Statements and Real-Time Management

Say goodbye to paper clutter! Enjoy the ease of e-statements that provide a secure way to view your account statements online. This not only helps you stay organized but also contributes to a more sustainable environment. You can access your statements anytime without having to wait for them in the mail.

Mobile Banking Made Easy

For those who prefer managing their finances on their smartphones, our mobile application makes banking a breeze. Whether you're checking your balance or making person-to-person transfers, everything is just a tap away. Unfortunately, we currently do not support mobile payments; however, our app is constantly being updated to improve your experience.

Your Financial Hub

At Credit Union One Of Oklahoma, we prioritize user-friendly features that enhance your banking experience. From real-time account management to easy navigation, our digital services are tailored with you in mind. No matter where life takes you, you'll always have secure access to your finances. Embrace the future of banking with us and discover how easy managing your money can be! Join us at Credit Union One Of Oklahoma today and take full advantage of our digital offerings.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 6,402, showing a strong and growing member base that trusts us with their finances. This growth underscores our commitment to being a reliable partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union One Of Oklahoma is your trusted partner. Visit us at 3330 N Lincoln Blvd Oklahoma City Ok 73105 or call 405-557-0167 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $1,483,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,982 in used auto loans and $30,839,237 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $4,988,497 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees dedicated to providing exceptional service while ensuring our branches are always ready to assist you.

Strong Financial Health

With a net worth of $5,823,085, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1386 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,833,216 in used vehicle loans and $6,900,255 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, our team can help you navigate your options.

Credit Lines and Unsecured Loans

For those who need flexibility in their finances, we provide credit lines totaling $3,500,000 that can be accessed as needed. Additionally, our unsecured credit card loans amounting to $896,081 give members more control over their spending without the need for collateral. We also offer various flexible terms on these loans to help you manage your finances effectively. Whether you're planning for a large purchase or just need some extra cash flow during the month, our loan products are crafted with your convenience in mind. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of our loan offerings or want to learn more about refinancing options available at Credit Union One Of Oklahoma, don't hesitate to reach out! You can contact us at 405-557-0167, and our friendly staff will be happy to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,184,632, allowing you to take that important step towards owning your home. If you're looking to refinance an existing mortgage or explore eligibility options for a new one, our experts are here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. Each lender listed on LendMesh has been vetted for legitimacy, providing users with reliable information to guide their choices.

CREDIT UNION ONE OF OKLAHOMA CREDIT UNION - Oklahoma City, OK