Credit Union of Vermont Rutland VT | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Credit Union Of Vermont, your trusted partner in financial well-being since 1958. Located at 2 S Main St, Rutland, VT 05701, we are committed to supporting our community and members with a range of personalized banking services. With a total membership of 3,421 and assets exceeding $77 million, we pride ourselves on being more than just a financial institution; we're your neighbor dedicated to helping you achieve your financial goals. At Credit Union Of Vermont, we understand that every member's journey is unique. That's why we offer tailored solutions including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. As of now, our total loans amount to 2,635, and our deposits stand at an impressive $11,447,530. Our focus on member satisfaction has led to a net worth of $10,585,048, ensuring stability and trust in every interaction. Led by our CEO Bryan Kent and Board President Sherri Mckirryher, our team of 8 employees is here to assist you from 8:00 AM to 5:00 PM EST on weekdays. Whether you're looking for advice or ready to apply for a loan, feel free to reach out at 802-773-0027 or visit our website at cuvermont.coop for more information. While members can visit us at our Rutland branch for in-person assistance, official correspondence should be sent to the same address listed above. We invite you to experience the difference that a community-focused credit union can make in your financial life. Come see how we can help you thrive!

Branch History & Mission

Our Mission

The mission of Credit Union Of Vermont is simple yet impactful: to empower our members by providing personalized financial services while fostering a spirit of community support. We believe in putting people before profit and strive to create an environment where everyone feels valued and included. Our offerings range from personal banking like checking and savings accounts to loans for vehicles and mortgages. We also provide business banking solutions tailored to meet the needs of local entrepreneurs. As we continue to evolve with the times, we remain dedicated to enhancing our digital services. Members can enjoy online and mobile banking conveniences that make managing finances easier than ever. With features like e-statements and person-to-person payment options, we ensure that your banking experience is efficient and user-friendly. We are not just about transactions; we're deeply committed to community outreach as well. Through partnerships with local organizations and initiatives aimed at supporting economic growth in Rutland, we aim to make a positive impact in people's lives beyond just financial assistance. Our team works diligently during operating hours from 8:00 AM to 5:00 PM EST, Monday through Friday. Although we do not offer drive-thru service at this location, we do provide ATM access for quick withdrawals and balance checks. As we look toward the future, we invite you to join us on this journey. Experience firsthand what it means to be part of a credit union that truly cares about its members and their community. Visit us today or check out our website at cuvermont.coop for more information on how you can become a member of the Credit Union Of Vermont family!

Branch Location & Accessibility

Contact Us

Feel free to give us a call at 802-773-0027 if you have any questions or need more information about our services. We look forward to welcoming you into our branch and helping you achieve your financial goals! Come visit us today!

Convenient Access and Surroundings

Our branch is situated near popular landmarks that make it a familiar spot for many locals. You can easily swing by while visiting nearby shops or enjoying a day out in the community. We offer ample parking spaces right outside our doors, ensuring that your visit is hassle-free. Plus, our location is ADA compliant, providing ramps and accessibility features to accommodate everyone.

Operating Hours and Services

We're open Monday through Friday from 8:00 AM to 5:00 PM, making it convenient for you to drop in before or after work. Whether you need help with opening checking and savings accounts, applying for an auto loan, or managing your mortgage needs, our team is ready to assist you every step of the way. While we currently do not have a drive-thru service, we do offer ATM availability for quick cash withdrawals and balance checks. If you need to send us any official correspondence, please note that while members can visit us at our physical location, mail can be directed to the same address: 2 S Main St, Rutland, VT 05701-4262.

Member Eligibility

Becoming a member of Credit Union Of Vermont feels like joining a caring family that supports your financial journey. If you're looking to be part of a community-focused credit union, you'll find that eligibility is quite accessible. To join us, you simply need to live, work, or worship in the Rutland area or have a family member who's already a member. This means that whether you're just starting out on your financial path or are well-established, there's a place for you here. Plus, being a member at Credit Union Of Vermont comes with great benefits like lower loan rates and personalized service designed to meet your unique needs. Getting started is easy! You can find more details about eligibility on our website at . When you're ready to open an account, just visit us in person at 2 S Main St Rutland Vt 05701, or you can apply online by following this link: https://www.cuvermont.coop/loanapply . If you have any questions along the way, don't hesitate to call us at (802) 773-0027. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $135,092, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business without the hassle of payment processing. Our merchant services provide seamless solutions that allow you to accept payments effortlessly, whether online or in-person. This means you can focus on what you do best serving your customers while we handle the rest. Located at 2 S Main St Rutland Vt 05701 in Rutland, VT, we're here to support you every step of the way. Reach out today at (802) 773-0027 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM Services

Need cash? No problem! With basic ATM access available at various locations, withdrawing cash or checking balances is quick and hassle-free. At Credit Union Of Vermont, we're more than just a financial institution; we're part of your community. Our friendly staff is always ready to answer questions and help you find the right solutions for your unique situation. If you're ready to explore how we can assist you further or if you'd like to open an account today, feel free to call us at 802-773-0027 or visit us online at cuvermont.coop. Let's work together towards achieving your financial dreams!

Auto Loans and Vehicle Financing

When it's time to hit the road in a new vehicle, our auto loans provide competitive rates and flexible terms. Whether you're buying a new car or refinancing an existing loan, we're here to guide you through every step of the process. Picture driving away in your dream car without the stress of complicated financing.

Business Banking Services

If you're an entrepreneur or own a small business, we offer business banking services including merchant services and business loans. We understand that running a business comes with its challenges, and we're committed to providing solutions that support your growth.

Mortgage Loans and Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. If you're looking to buy your first home or refinance an existing mortgage for better terms, our dedicated team is ready to assist you. We know that finding the right mortgage can be overwhelming; that's why we simplify the process so you can focus on creating memories in your new space.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. You can make transfers, pay bills, and even deposit checks from the comfort of your home or on the go.

Personal Banking Solutions

Our personal banking options make it easy for you to manage your day-to-day finances. We offer checking and savings accounts that come with features designed for convenience. Imagine being able to easily track your spending online or through our mobile app, making banking simpler than ever. You can also take advantage of our credit cards with rewards, allowing you to earn points while making everyday purchases.

Personal Loans and Debt Consolidation

For those times when unexpected expenses arise or when you're looking to consolidate debt into manageable payments, our personal loans are here for you. Think about how easier it would be to tackle multiple bills with one simple payment each month.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your account balances, pay bills, and transfer funds all from the comfort of your own home. Our user-friendly interface makes it simple to navigate your options. If you prefer to manage your accounts on your mobile device, you'll be happy to know that we have a mobile application available for download. This app gives you instant access to all the features you need right at your fingertips. We also make staying organized easy with e-statements. Instead of waiting for paper statements in the mail, you can view them online whenever you want this not only helps you track your finances but also contributes to a more sustainable environment by reducing paper waste.

Security and Convenience

Your security is a top priority for us. With features like person-to-person transfers, sending money to friends or family is quick and straightforward. Just a few taps on your screen and you're done! While we currently do not offer electronic signature authorization or mobile payments, rest assured that each transaction is safeguarded with high-level encryption. At Credit Union Of Vermont, we're committed to providing accessible and reliable digital banking solutions that fit into your lifestyle. Whether you're using our online banking portal or our dedicated mobile app, managing your money has never been easier or more secure!

Financial Strength

Growing Trust

With a total of 7,828 share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Vermont is your trusted partner. Visit us at 2 S Main St Rutland Vt 05701 or call (802) 773-0027 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $9,085,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also robust; with $561 in used auto loans and $45,173,751 in total loans and leases, we support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $23,142,638 in share certificates and $9,818,608 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $10,585,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,367 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $8,813,003 in used vehicle loans and $4,187,207 in new vehicle loans, helping many members get on the road with confidence. If you're considering refinancing your current auto loan or exploring eligibility options, our team is here to assist you every step of the way.

Credit Lines and Commercial Loans

For those needing additional flexibility in managing cash flow, our credit lines total $2,463,356, allowing you to access funds as needed. Additionally, for business owners looking to grow and expand their operations, our outstanding commercial loans total $135,092, providing the capital necessary for success. If you're interested in any of these loan products or would like more information on refinancing options and eligibility criteria, please reach out to us at (802) 773-0027 or visit us at our branch located at 2 S Main St Rutland Vt 05701 in Rutland, VT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to serving our community and ensuring that our members have access to resources that support their financial well-being.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $7,311,033. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have flexible solutions tailored just for you.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $899,963 in loans helping members manage their finances effectively. These cards come with various features designed to enhance your spending power while providing convenience and security.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from reputable lenders ensures that users receive fair and transparent offers, allowing for informed decision-making.

CREDIT UNION OF VERMONT CREDIT UNION - Rutland, VT

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