Credit Union of Texas Wylie TX | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Credit Union Of Texas, your trusted financial partner located at 2580 W Fm 544, Wylie, TX 75098. Since our establishment in 1931, we have proudly served our community, growing to a membership of over 165,000 individuals who count on us for reliable banking solutions. With total assets exceeding $2.66 billion, we are committed to providing exceptional services that cater to your personal and business financial needs. At Credit Union Of Texas, we believe in the power of community and strive to make a positive impact on the lives of our members. Whether you're looking for auto loans, mortgages, or everyday banking services, we offer a range of products designed to help you achieve your financial goals. Our dedicated team, led by CEO Eric Pointer and Board President Troy Mathieu, is here to support you every step of the way. While members can visit us at our branch in Wylie, official correspondence should be sent to our mailing address at 8131 LBJ Fwy Suite 500, Dallas, TX 75251. We invite you to reach out by phone at 214-818-3231 or explore more about our offerings online at cutx.org. Join us today and experience the commitment of a credit union that puts its members first!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we recognize the importance of digital solutions. Our commitment to innovation includes offering online and mobile banking services so you can manage your finances conveniently from anywhere. With features like electronic signatures and person-to-person payment options, we ensure that banking with us is easy and efficient. We also prioritize accessibility with ADA-compliant facilities and offer ATM availability for quick cash withdrawals when needed. While we do not currently provide drive-thru banking or shared service centers at this location, our focus remains on enhancing member experience through direct engagement and tailored services. As we look toward the future, we invite you to join us at Credit Union Of Texas. Experience firsthand how we can help you achieve your financial dreams while making a positive impact in the community. For inquiries or assistance, feel free to call us at (214) 818-3231 during our operating hours: Monday - Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Become a part of something bigger where your financial success is our mission!

Mission Statement

Our mission at Credit Union Of Texas is clear: We are dedicated to providing exceptional financial services while fostering strong community ties. We believe in empowering our members through accessible banking options and personalized service. Whether it's helping you secure an auto loan, offering a rewarding credit card, or providing mortgage solutions tailored to your needs, we're here to support you every step of the way. We also understand that being part of a community means giving back. Over the years, we have engaged in various outreach programs aimed at uplifting those around us. We strive to create partnerships that strengthen our local community, ensuring that as we grow, so do the opportunities for everyone. While members can visit us at 2580 W Fm 544 Wylie Tx 75098, official correspondence should be sent to 8131 LBJ Fwy Suite 500, Dallas, TX 75251 if you need assistance from our headquarters.

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about our services, feel free to give us a call at 214-818-3231. We look forward to welcoming you at our Wylie branch soon!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 10:00 AM to 2:00 PM. This flexibility allows you to choose a time that works best for you whether it's during your lunch break or on the weekend.

Parking and Accessibility

We understand how important it is to have easy access to your financial institution. Our branch offers ample parking with ADA-compliant features to ensure everyone can visit comfortably. Whether you are coming in for a quick transaction or need assistance with your accounts, our friendly staff is here to help.

Services Offered

At Credit Union Of Texas, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM services ensure you can access cash anytime you need it.

Member Eligibility

At Credit Union Of Texas, we believe that becoming a member means joining a caring community that supports your financial well-being. If you live, work, or go to school in certain areas of Texas, you may be eligible to join us. We welcome individuals who meet our simple eligibility criteria, which you can find detailed on our website. Whether you're looking for personal banking services or loans, being a member opens the door to a variety of benefits designed to help you succeed. Joining is easy! To start your journey with us, just visit our account opening page at http://www.cutx.org/credit-cards/application. If you have any questions or need assistance, feel free to give us a call at (214) 818-3231. We're here for you and excited to help you take this important step toward a brighter financial future at Credit Union Of Texas, located conveniently at 2580 W Fm 544 Wylie Tx 75098.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,465,961, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services offer businesses the tools they need to accept payments effortlessly. Imagine running your café and being able to process credit card transactions on-the-go or managing your retail store's sales seamlessly all thanks to our tailored services that fit your unique needs. Let Credit Union Of Texas be your partner in achieving business success. With us at your side, you can focus on what matters most growing your enterprise. Visit us at 2580 W Fm 544 Wylie Tx 75098, Wylie, TX, or call us at (214) 818-3231 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For small business owners in Wylie, we offer comprehensive business banking services that include merchant services and business loans. We know how crucial it is for businesses to have access to reliable financial support. Our team is committed to helping local entrepreneurs thrive by providing personalized solutions suited for their unique challenges.

Connect With Us

Located at 2580 W Fm 544 Wylie Tx 75098, we're proud to serve the community of Wylie with dedication and integrity. If you have questions about any of our services or would like more information on how we can assist you with your financial goals, don't hesitate to reach out! Call us at (214) 818-3231 during our operating hours: Monday - Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Join us at Credit Union Of Texas where we're committed to providing personalized service every step of the way! Visit us online at Wylie today!

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. Whether you need to make a quick ATM withdrawal or send money to a friend using person-to-person payments, we've got you covered with user-friendly technology.

Loans for Every Need

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. They provide quick access to cash when you need it most, allowing you to cover emergencies or consolidate existing debt into one manageable payment. Additionally, if you're planning a big purchase or want to earn rewards on everyday spending, our credit cards are an excellent choice. They come with attractive rewards programs that can turn regular purchases into exciting benefits.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that allow you to manage your money easily and effectively. Imagine having a checking account that offers low fees and convenient access through online and mobile banking. You can check your balance or transfer funds from anywhere with just a few taps on your smartphone. If you're considering buying a car, our auto loans and vehicle financing options make it easier than ever to hit the road in style. With competitive rates and flexible terms, you'll find an option that fits your budget. For those looking to invest in real estate, we offer mortgage loans and refinancing options designed to help you secure the best possible rate.

Digital & Online Banking

Key Features

One of the standout features is our Mobile Application, allowing you to manage your accounts right from your smartphone. You can deposit checks, view transaction history, and even make Person-to-Person Transfers with ease. Need to send money to a friend? Just a few taps on your mobile app, and it's done! For those who prefer going paperless, we offer E-Statements Availability, letting you receive your monthly statements electronically saving trees and keeping your information secure. And if you're ever in a hurry, our Electronic Signature Authorization allows you to sign documents digitally without the need for printing or mailing.

Security & Accessibility

Your security is our top priority. All transactions are protected with advanced encryption technology, ensuring that your personal information remains safe while you bank online. With features like Mobile Payments, making purchases has never been easier or safer. At Credit Union Of Texas, we're committed to providing accessible banking solutions that fit into your busy life. Whether you're at home or on the go, our digital services empower you to manage your money effectively and securely so you can focus on what truly matters.

Financial Strength

Commitment to Growth

With $147,771,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $42,558 in used auto loans and $2,074,106,562 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 297,592, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Texas is your trusted partner. Visit us at 2580 W Fm 544 Wylie Tx 75098 or call (214) 818-3231 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $891,514,778 in share certificates and $93,096,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,461,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $231,292 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 499 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $218,668,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $782,680,564 in used vehicle loans and $153,236,825 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle is an important decision; that's why our team is ready to assist you with competitive rates and flexible terms.

Business Financing

For business owners, our outstanding commercial loans totaling $120,465,961 provide the capital needed to grow and expand. Whether you're starting a new venture or improving an existing one, we have tailored options to help your business thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $320,060,106. Our knowledgeable staff can guide you through the process, ensuring that you understand all available options and help determine what fits best for your budget.

Refinancing Options

If you're considering refinancing any of your current loans or want to explore eligibility options for our products, our team is here to help. We're committed to making the refinancing process straightforward and beneficial for you. At Credit Union Of Texas, we prioritize transparency and accessibility. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out to us today at 214-818-3231 during our operating hours Monday to Friday from 9:00 AM - 6:00 PM and Saturday from 10:00 AM - 2:00 PM and let us help you take the next step toward reaching your financial dreams!

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $36,635,967 in loans helping members manage their finances effectively. This is a great option if you're looking to consolidate debt or simply have a safety net for unexpected expenses.

Loan Aggregator

Accurate Loan Comparisons

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CREDIT UNION OF TEXAS CREDIT UNION - Wylie, TX

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