Credit Union of Texas Rockwall TX | Top Checking & Auto Loans

Introduction

Welcome to Credit Union Of Texas at 2914 Ridge Rd, Rockwall, TX 75032! Since our establishment in 1931, we've dedicated ourselves to serving our community with trust and reliability. With over 165,000 members and total assets of $2,660,904,285, we are committed to providing exceptional financial services tailored to meet your needs. At our Rockwall branch, we're proud of the personal relationships we build with each member. Our team of 540 employees, led by CEO Eric Pointer and Board President Troy Mathieu, is here to ensure you receive the best possible experience. Whether you're looking for a new auto loan from our total loans portfolio of 92,197 or seeking advice on savings plans backed by our total deposits of $60,699,904, we have the resources and expertise to help you succeed. While members can visit us at the Rockwall location for banking services, official correspondence should be sent to the same address: 2914 Ridge Rd, Rockwall, TX 75032. Our friendly staff is ready to assist you during lobby hours from 9:00 AM to 6:00 PM on weekdays and from 10:00 AM to 2:00 PM on Saturdays. Join us in making a positive impact in our community as we work together towards financial wellness. For any inquiries or assistance, feel free to call us at 214-818-3231. We invite you to explore our website at cutx.org for more information about our services and how we can support your financial journey!

Branch History & Mission

At Credit Union Of Texas, we take pride in our rich history and unwavering commitment to serving the community. Founded in 1931, our branch has been a cornerstone of financial support for residents in Rockwall, TX, and surrounding areas for over nine decades. Our address at 2914 Ridge Rd, Rockwall, TX 75032, places us right at the heart of the community, easily accessible for all your banking needs. Over the years, we have seen tremendous growth. Today, we proudly serve more than 165,000 members and manage total assets amounting to an impressive $2,660,904,285. This growth reflects not only our dedication to providing excellent financial services but also our continuous efforts to adapt and innovate in a changing world. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a spirit of community support and collaboration. We believe that everyone deserves access to affordable banking solutions that help them achieve their financial goals. Whether you are looking for personal banking options like checking and savings accounts or seeking financing for a new vehicle or home, we are here to guide you every step of the way. While members can visit us at our branch location on Ridge Rd, official correspondence should be sent to the same address as our mailing address: 2914 Ridge Rd, Rockwall, TX 75032. We encourage visitors to drop by during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM or take advantage of our convenient drive-thru services. At Credit Union Of Texas, we are also committed to ensuring accessibility for all. With ADA-compliant facilities and digital advancements like online banking and mobile payments, we aim to provide a banking experience that meets the needs of every member. Moreover, our partnerships with local organizations allow us to engage in meaningful outreach efforts within the Rockwall community. We believe in giving back and supporting initiatives that uplift those around us. We invite you to join us at Credit Union Of Texas. Experience firsthand how we can help you with your financial journey while being a part of a caring community that values each member's success. Call us today at 214-818-3231 or visit our website at cutx.org to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. You'll find ample parking available, with designated spots for those needing extra assistance. The entrance is equipped with ramps to ensure everyone can access our services comfortably.

Contact Us

Have questions? Feel free to reach out at 214-818-3231. We're here to provide support and guidance whenever you need it. While members can visit us at 2914 Ridge Rd, official correspondence should be sent to the same address. We invite you to come by and experience the welcoming atmosphere of Credit Union Of Texas in Rockwall! Your financial goals are important to us, and we're excited to assist you every step of the way.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours to serve you better. Visit us Monday through Friday from 9:00 AM to 6:00 PM or on Saturday from 10:00 AM to 2:00 PM. If you're in need of quick transactions, our drive-thru service is also open during these hours, making it easy for you to bank on the go.

Services Offered

Whether you're looking to open a new checking account, apply for an auto loan, or need assistance with online banking, our friendly team is here to help. We offer a variety of services including personal loans, credit cards with rewards, and business banking solutions tailored to meet your needs.

Member Eligibility

Joining the Credit Union Of Texas means becoming part of a caring community that values your financial well-being. If you're looking to become a member, you'll find that the process is designed to be simple and welcoming. Generally, membership is open to anyone who lives, works, worships, or attends school in Rockwall County. This inclusive approach ensures that more people can benefit from our personalized services and competitive rates. To get started on your journey with us, visit our branch at 2914 Ridge Rd, Rockwall, TX 75032, or give us a call at 214-818-3231 for any questions. For detailed eligibility criteria and updates, please check out our resource page. When you're ready to open an account, you can easily do so online by visiting http://www.cutx.org/credit-cards/application. We can't wait to welcome you into our Credit Union Of Texas family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner to streamline your transactions. Our merchant services help you accept payments easily, whether online or in-store, allowing you to focus on what you do best running your business. With tools that simplify payment processing, we help you enhance customer satisfaction while improving your cash flow. Located at 2914 Ridge Rd Rockwall Tx 75032 in Rockwall, TX, we're here to support your business goals. Connect with us today at (214) 818-3231 to learn how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,465,961, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Support

Our friendly staff is available during our lobby hours from Monday through Friday, 9:00 AM - 6:00 PM, and Saturday from 10:00 AM - 2:00 PM. You can also reach us at (214) 818-3231 if you have any questions or need assistance with any of our services. At Credit Union Of Texas, we're committed to being more than just a financial institution; we're your partner in achieving financial success. Whether you're opening an account or seeking advice on loans, we're here for you. Ready to take the next step? Visit us today or explore more about our services online at Rockwall. Your financial future starts here!

Business Banking Services

For our business members, we understand that managing finances can be challenging. That's why we offer comprehensive business banking services including merchant services and various types of business loans designed to suit businesses of all sizes. Whether it's funding for new equipment or cash flow management, we've got your business covered.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why Credit Union Of Texas provides robust online and mobile banking options. You can manage your accounts anytime, anywhere with just a few taps on your smartphone or clicks on your computer. From making payments to checking balances, everything is at your fingertips. Additionally, we have an extensive network of ATMs for easy access to cash withdrawals and balance checks without any hassle. If you prefer in-person transactions, our basic drive-thru banking allows you to conduct deposits and withdrawals quickly.

Personal Banking Solutions

We offer various personal banking options to ensure your everyday banking is as simple and effective as possible. Our checking and savings accounts are designed for flexibility, helping you save for that special occasion or keep track of daily expenses. If you're in the market for a vehicle, our auto loans and vehicle financing can get you behind the wheel without breaking the bank. Perhaps you're thinking about buying a home? Our mortgage loans and refinancing options provide competitive rates and terms to make homeownership attainable. In times when unexpected expenses arise, our personal loans and debt consolidation services can help ease your financial burden. Plus, don't forget to check out our credit cards with rewards, which allow you to earn while you spend perfect for those who love getting something back from their purchases!

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.cutx.org/, managing your accounts has never been easier. You can check balances, pay bills, and transfer funds all from the comfort of your home or while on the go. Our user-friendly interface makes it simple for everyone to navigate their accounts without any hassle.

Eco-Friendly E-Statements

In addition to being convenient, opting for e-statements helps reduce paper waste an excellent choice for environmentally conscious members! You'll receive all the important account information you need directly in your inbox without cluttering up your space. At Credit Union Of Texas, we strive to empower our members through accessible financial tools that enhance everyday banking experiences. Join us today and discover how easy managing your money can be!

Secure and Efficient Transactions

Security is a top priority at Credit Union Of Texas. We provide electronic signature authorization for secure document signing, ensuring that your transactions are safe and straightforward. You can rest easy knowing that your personal information is protected every step of the way.

Stay Connected with Mobile Banking

Take your banking experience a step further with our mobile application. Available for download on both Android and iOS devices, this app allows you to manage your finances right from your smartphone. Whether you're making person-to-person transfers or checking your e-statements, everything is just a tap away. Plus, our mobile payments feature lets you pay quickly and securely using your phone perfect for those busy days when time is tight.

Financial Strength

At Credit Union Of Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength continues to provide reassurance and confidence in our ability to serve you. With a net worth of $218,668,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $891,514,778 in share certificates and $93,096,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,461,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $147,771,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $42,558 in used auto loans and $2,074,106,562 in total loans and leases. Our operational efficiency is reflected in our $231,292, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 499 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 297,592, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Texas is your trusted partner. Visit us at 2914 Ridge Rd Rockwall Tx 75032 or call (214) 818-3231 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $120,465,961 provide the capital needed to grow and expand. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our team is ready to assist you in finding the best financial solution. You can contact us at (214) 818-3231 or visit us at 2914 Ridge Rd Rockwall Tx 75032 during our operating hours: Monday - Friday from 9:00 AM - 6:00 PM and Saturday from 10:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $782,680,564 in used vehicle loans and $153,236,825 in new vehicle loans already helping members get on the road. We provide financing options tailored to your specific needs, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $320,060,106, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be a challenge. That's why we also offer flexible terms on unsecured credit card loans, with a total of $36,635,967 in loans helping members manage their finances effectively. Enjoy the convenience of using credit while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all comparisons are rooted in accurate data, allowing consumers to make well-informed decisions.

CREDIT UNION OF TEXAS CREDIT UNION - Rockwall, TX

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