Credit Union of Texas Mesquite TX | Low Mortgage Rates & Auto Loans

Introduction

At Credit Union Of Texas, we believe in putting our members first. Located at 1020 Gross Rd, Mesquite, TX 75149, our Mesquite Branch has been a trusted financial partner since 1931. With a strong commitment to serving our community, we proudly support over 165,391 members and manage total assets of $2,660,904,285. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant solutions, we have you covered. While members can visit us at our branch for friendly service and expert advice, please note that official correspondence should be sent to the same address. Our dedicated team of 540 employees, led by CEO Eric Pointer and Board President Troy Mathieu, is here to help you navigate your financial journey with confidence. We are proud to report that our total deposits amount to $60,699,904, with cash reserves of $29,069,553 available to meet your needs. We also offer a variety of loan options with a total of 92,197 loans and leases granted to date. As your local credit union, we aim to provide not just financial products but also genuine community support and involvement. Join us in experiencing the difference of member-focused banking! For more information on our services or to speak with one of our representatives, please call us at 214-818-3231. We look forward to welcoming you into the Credit Union Of Texas family!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Credit Union Of Texas emphasizes digital accessibility with features like online banking and mobile payments. Our commitment to ADA compliance ensures that all members can easily access our services without barriers. Our branch also offers convenient amenities such as ATM availability and drive-thru banking services for quick transactions. With operating hours designed to accommodate busy schedules Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM it's easier than ever for our members to manage their finances.

Join Us!

We invite you to be part of something bigger at Credit Union Of Texas. Experience the difference of being a member of a community-focused credit union where your needs come first. To learn more about what we offer or become a member today, give us a call at 214-818-3231 or visit us online at cutx.org. Together, let's build a stronger financial future!

Our Mission

The mission of Credit Union Of Texas is simple yet powerful: to provide exceptional financial services while fostering strong community connections. We aim to empower our members with the tools they need to achieve their financial goals through personalized banking experiences. This includes offering a range of products such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. In addition to providing top-notch financial services, we are deeply committed to supporting our local community through various outreach programs and partnerships. Whether it's sponsoring events or volunteering for local initiatives, we believe that giving back is an essential part of who we are.

Branch Location & Accessibility

Welcome to the Credit Union Of Texas, located at 1020 Gross Rd, Mesquite, TX 75149. Our Mesquite Branch is here to serve you with friendly, convenient banking options right in your neighborhood. Whether you're a long-time member or considering joining us, our branch is designed with your needs in mind. Situated near popular spots in Mesquite, you'll find us easily accessible. Just a short drive from the bustling town center and close to local landmarks, our location makes it simple for you to stop by for all your banking needs. We also offer ample parking and ADA-compliant features to ensure everyone can access our services comfortably. Our branch is open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturday from 10:00 AM to 2:00 PM. If you prefer to use our drive-thru service, we have you covered! Drive-thru hours are available on Mondays and Fridays from 8:00 AM to 6:00 PM, and Tuesday through Thursday from 9:00 AM to 6:00 PM, making it easy for you to handle transactions without leaving your vehicle. At Credit Union Of Texas, we pride ourselves on providing various services tailored for every member. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got what you need. Plus, if you're looking for quick cash withdrawals or balance checks, our ATM is available for your convenience. While members can visit us at 1020 Gross Rd, official correspondence should be sent to 1020 Gross Rd, Mesquite, TX 75149-2167. We're always ready to assist you with any inquiries or help you might need. Feel free to reach out at 214-818-3231 if you have any questions or want more information about our services. We look forward to welcoming you at the Credit Union Of Texas in Mesquite!

Member Eligibility

Joining the Credit Union Of Texas community is like becoming part of a family that truly cares about your financial wellbeing. If you live, work, or worship in the Mesquite area, you're already on your way to membership! Our friendly team at 1020 Gross Rd, Mesquite, TX 75149 is excited to welcome you. We believe in inclusivity and aim to make banking a personal experience for everyone. To learn more about the specific eligibility criteria, feel free to check out this resource. Once you're ready to become a member, opening an account is a breeze! Just visit our website at this link or give us a call at 214-818-3231 for any questions you might have. We can't wait to help you start your journey with us and provide you with all the benefits that come from being part of the Credit Union Of Texas family!

Business Banking & Commercial Services

At Credit Union Of Texas, we understand that every business has unique challenges and goals. That's why we offer tailored business banking and commercial services designed to fuel your growth and success. Whether you're a startup seeking initial funding or an established company looking to expand, our commercial loan options are here to support you. Imagine needing a boost to purchase new equipment or hire additional staff. With our commitment to supporting businesses, we've funded over $118 in commercial loans for our members, helping them scale and thrive. We also support the broader community with $52 in non-member commercial loans, ensuring flexible financing solutions are available for all. Our outstanding commercial loan portfolio of $120,465,961 reflects our dedication to driving economic growth in Mesquite, TX. We're not just about loans; we also provide essential merchant services that simplify transactions, making it easier for you to manage payments and grow your customer base. Join us at Credit Union Of Texas, located at 1020 Gross Rd Mesquite Tx 75149, and discover how our business banking and commercial services can help turn your aspirations into reality. For more information, call us at (214) 818-3231 or visit our website at https://www.cutx.org/ .

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored specifically for entrepreneurs like you. We know how vital it is to have reliable banking solutions when running a business, and we're here to support you every step of the way.

Convenient Access Options

At Credit Union Of Texas, we also recognize the importance of convenience in today's fast-paced world. Our ATM & Cash Withdrawal Services allow you easy access to your funds whenever you need them. With basic drive-thru banking available for deposits and withdrawals, as well as simple transactions, managing your money has never been easier.

Get Started Today!

With so many services designed for both personal and business needs, we invite you to explore what Mesquite Branch has to offer. Feel free to reach out at (214) 818-3231 if you have any questions or need assistance getting started. Visit us during our lobby hours from Monday through Friday between 9:00 AM - 6:00 PM or on Saturday from 10:00 AM - 2:00 PM. Let us help you achieve your financial dreams with ease! Visit us today!

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options that include checking and savings accounts designed for everyday use. You can easily access your funds and keep track of your spending with our user-friendly online and mobile banking platforms. Imagine being able to check your balance or transfer money to a friend from the comfort of your home or on the go it's all possible with our digital features. When it comes to financing, Auto Loans & Vehicle Financing are available to help you get behind the wheel of your dream car without breaking the bank. Our competitive rates make it easier than ever to drive away happy. Additionally, if you're considering purchasing a home, our Mortgage Loans & Refinancing options provide flexible solutions that fit various budgets and lifestyles. For those unexpected expenses or plans that require a little extra cash, our Personal Loans & Debt Consolidation services can help you manage your financial goals more effectively. Plus, don't forget about our rewarding Credit Cards, which come with benefits designed to enhance your purchasing power while earning rewards along the way.

Digital & Online Banking

Always Here for You

With the assurance of security protocols in place, you can trust that your information is safe while using our digital services. We're committed to providing real-time account management so that you always have control over your finances. At Credit Union Of Texas, we're here to support your financial journey every step of the way. Explore the full range of our digital banking options today by visiting https://www.cutx.org/ !

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application brings all these features right to your fingertips. You can enjoy mobile payments for quick transactions and even person-to-person transfers, making it easy to send money to friends and family instantly. Whether you're at home or out and about, managing your finances has never been more accessible.

User-Friendly Features

Our online banking platform is not only secure but also incredibly user-friendly. You can easily access e-statements whenever you need them, helping you stay organized without the hassle of paper clutter. Plus, with electronic signature authorization available, signing important documents is quick and straightforward no need for printing or mailing.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $5,106,738, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 499 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 297,592, showing a strong and growing member base that trusts us with their finances. Our commitment to you is built on a foundation of trust, transparency, and support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Texas is your trusted partner. Visit us at 1020 Gross Rd Mesquite Tx 75149 or call (214) 818-3231 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $891,514,778 in share certificates and $93,096,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,461,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for You

With $147,771,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $42,558 in used auto loans and $2,074,106,562 in total loans and leases, we support your financial goals across various sectors.

Solid Foundation

With a net worth of $218,668,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $842 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $782,680,564 in used vehicle loans and $153,236,825 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new ride or a reliable used vehicle, our flexible terms can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $120,465,961 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to assist you with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $320,060,106, make buying or refinancing simple. We are here to guide you through each step of the process, ensuring that you find a plan that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing your existing loans, we offer competitive rates and flexible terms that could save you money in the long run. Whether it's an auto loan or a mortgage, our experts can help determine if refinancing makes sense for your situation. At Credit Union Of Texas, we're committed to providing personalized service and finding the right financing solutions for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Contact us today at (214) 818-3231 or visit us at 1020 Gross Rd Mesquite Tx 75149 in Mesquite, TX to learn more about how we can help you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $36,635,967 in loans helping members manage their finances effectively. These cards are designed for convenience and can help you build your credit while enjoying rewards for your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results to our users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed financial decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent, giving users confidence in the information they receive.

CREDIT UNION OF TEXAS CREDIT UNION