Credit Union of Texas Little Elm TX | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Credit Union Of Texas, your trusted financial partner since 1931! Located at 1900 Walker Ln, Little Elm, TX 75068, we proudly serve a growing community of over 165,000 members. With total assets of $2,660,904,285 and total deposits amounting to $60,699,904, we are dedicated to providing reliable financial solutions tailored to meet your needs. At Credit Union Of Texas, we understand the importance of community. Our commitment goes beyond just banking; it's about building lasting relationships and helping you achieve your financial goals. Whether you're looking for auto loans or personal banking services, our range of offerings is designed with you in mind. Under the leadership of our CEO, Eric Pointer, and Board President Troy Mathieu, we have fostered an environment where members feel valued and secure. Our team is here to support you with a wealth of experience our staff consists of over 540 dedicated employees ready to assist you every step of the way. We invite you to explore our services at Credit Union Of Texas, where you can access everything from checking accounts to business loans all with the convenience of online and mobile banking. While you can visit us at our branch address for your banking needs, please note that official correspondence should be sent to our mailing address: 1900 Walker Ln, Little Elm, TX 75068-6924. Join us today and discover how we can help you thrive financially! For more information or assistance, don't hesitate to call us at (212) 818-3231. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Engagement

We are more than just a financial institution; we are a vital part of the Little Elm community. Through various outreach initiatives and partnerships with local organizations, we actively contribute to the well-being of our neighbors. From supporting local events to providing educational workshops on financial literacy, we are committed to making a positive impact.

Mission Statement

Our mission at Credit Union Of Texas is simple yet impactful: We aim to provide exceptional financial products and services while fostering a supportive community environment. We believe in helping our members thrive through personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Every day, we work hard to ensure that our services are accessible and beneficial for all members. While members can visit us at 1900 Walker Ln, official correspondence should be sent to 1900 Walker Ln, Little Elm, TX 75068-6924 if necessary.

Our Evolution

Since opening our doors, we have continuously evolved to meet the changing needs of our members. As a member-focused credit union, we strive to provide not just financial services but also support and resources that empower individuals and families to achieve their goals. Our total assets have grown significantly over the years, now standing at an impressive $2.66 billion. This growth reflects our dedication to responsible lending and smart financial management.

Technology and Accessibility

Recognizing the importance of convenience in today's fast-paced world, we've embraced digital advancements that enhance our member experience. With online banking and mobile payment options available, managing your finances has never been easier. We ensure that all our facilities comply with ADA standards because everyone deserves access to quality financial services. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Credit Union Of Texas where your membership means more than just banking; it means being part of a caring community dedicated to your success. Visit us or call us at 212-818-3231 today!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. Whether you're visiting us for personal banking or business needs, you'll find ADA-compliant features like ramps and wide doorways that ensure everyone can enter with ease. Plus, parking is readily available to make your visit even more comfortable.

Operating Hours

At Credit Union Of Texas, we value your time. Our doors are open Monday through Friday from 7:30 AM to 3:30 PM. We invite you to stop by during these hours when our friendly staff is ready to assist you with any questions or services you may need.

Services Offered

We're here to help with a variety of financial needs! Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing options, or credit cards with rewards, we've got you covered. While we currently do not have ATM services or drive-thru banking available at this location, our team is dedicated to providing personalized assistance inside the branch. If you're interested in learning more about what we offer or need assistance with your banking needs, don't hesitate to call us at 212-818-3231. We look forward to welcoming you at Credit Union Of Texas come see how we can help make your banking experience better!

Member Eligibility

At Credit Union Of Texas, we believe that everyone deserves a place in our supportive community. Joining us is easy! If you live, work, or go to school in the area, you're likely eligible for membership. We welcome individuals and families who are looking for a financial partner that truly cares about their well-being. By becoming a member, you'll gain access to a wide range of benefits, including competitive rates on loans, personalized banking services, and financial education resources designed just for you. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed informati. Once you're ready to take the next step towards membership, opening an account is simple! You can start the process by visiting us online at http://www.cutx.org/credit-cards/application or give us a call at (212) 818-3231. We're here to help you every step of the way at our Little Elm branch located at 1900 Walker Ln Little Elm Tx 75068. Welcome aboard!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,465,961, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having efficient merchant services is vital for any business. Our solutions simplify payment processing, enabling you to focus on what really matters growing your business. From card processing to online payment options, we make it easy for you to serve your customers effectively. Visit us at 1900 Walker Ln Little Elm Tx 75068 in Little Elm, TX, or give us a call at (212) 818-3231 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Support

For our members who own businesses, we provide comprehensive business banking services, including merchant services and business loans. We're committed to helping you grow your business by offering resources tailored specifically for entrepreneurs.

Cash Withdrawal Services

While we don't have ATMs at this location, we ensure that cash withdrawal services are available through other means so you can access your funds without hassle. If you're ready to take control of your financial future or have any questions about our services, please don't hesitate to reach out! Call us at (212) 818-3231 or visit us at our branch in Little Elm. Discover how Credit Union Of Texas can be your trusted partner in achieving your financial goals today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Credit Union Of Texas offers robust online and mobile banking options. You can easily check your balance, transfer funds, and pay bills right from your smartphone or computer making banking simple and accessible anytime, anywhere.

Getting Personal with Loans

Sometimes, life throws unexpected expenses your way. Our personal loans and debt consolidation services can help you navigate these challenges. With straightforward applications and quick approvals, we ensure that you get the financial relief you need without unnecessary stress.

Home Financing Made Easy

Buying a home is one of the biggest decisions you'll ever make, and at Credit Union Of Texas, we want to make that process as smooth as possible. Our mortgage loans and refinancing options come with personalized service and guidance every step of the way. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have solutions that fit your needs.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a dream vacation, our personal banking options are designed with you in mind. We offer various checking and savings accounts that can help you manage your finances efficiently. If you're looking to buy a new car, consider our auto loans and vehicle financing, which provide competitive rates and flexible terms to suit your budget.

Rewarding Credit Options

We also understand the importance of credit in today's world. Our credit cards with rewards offer great benefits for everyday purchases, allowing you to earn points while managing your spending effectively.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform allows you to view your account balances, transfer funds, and pay bills without stepping foot in a branch. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Plus, our mobile application gives you access to all these features right from your smartphone.

Mobile Payments Made Easy

If you're always on the go, you'll appreciate our mobile payments feature. It lets you make purchases quickly and securely with just a tap on your phone. Whether you're grabbing coffee or shopping for groceries, managing payments has never been easier. At Credit Union Of Texas, we are committed to providing accessible and user-friendly digital banking solutions. Join us today and experience the convenience of real-time account management tailored to meet your needs!

Security Meets Simplicity

We prioritize your security with electronic signature authorization for transactions, ensuring that your sensitive information is protected every step of the way. We also provide e-statements for easy access to your account statements without the clutter of paper. You can rest easy knowing that your financial activities are secure and easily manageable.

Financial Strength

A Trusted Partner

Total Share Accounts: 297,592, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Texas is your trusted partner. Visit us at 1900 Walker Ln Little Elm Tx 75068 or call (212) 818-3231 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $147,771,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $42,558 in used auto loans and $2,074,106,562 in total loans and leases. Our operational efficiency is reflected in our $231,292, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 499 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Focused on Member Savings

Members' savings are secured through $891,514,778 in share certificates and $93,096,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,461,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $218,668,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $782,680,564 in used vehicle loans and $153,236,825 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or purchasing a reliable used car, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $120,465,961 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique challenges and provide tailored solutions. Whether you're considering refinancing an existing loan or exploring eligibility options for one of our products, our team is ready to assist you. At Credit Union Of Texas, we prioritize your financial well-being and are committed to providing support every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or would like more information about our loan offerings, feel free to contact us at (212) 818-3231 or visit us at 1900 Walker Ln Little Elm Tx 75068 in Little Elm, TX. Your journey towards financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $320,060,106, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process and find the right solution for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $36,635,967 in loans helping members manage their finances effectively. Our credit cards come with various features designed to fit your lifestyle and spending habits.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for consumers. By working exclusively with verified financial institutions, LendMesh guarantees that users are presented with reliable data that reflects current market conditions.

CREDIT UNION OF TEXAS CREDIT UNION - Little Elm, TX

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