Credit Union of Texas Irving TX | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Union Of Texas at our Valley Ranch Branch, located conveniently at 6911 N Macarthur Blvd, Irving, TX 75039. Since our establishment in 1931, we have proudly served a growing community of over 165,391 members. At Credit Union Of Texas, we believe in building lasting relationships with our members through trust and commitment. Our branch is more than just a place to manage your finances; it's a hub for financial growth and support. With total assets exceeding $2.66 billion, we offer a range of services designed to meet your personal and business banking needs. Whether you're looking for an auto loan, mortgage refinancing, or simply want to open a checking account, we're here to guide you every step of the way. While members can visit us at the address above, official correspondence should be sent to the same location: 6911 N MacArthur Blvd, Irving, TX 75039-2464. We understand that convenience matters, which is why we offer online and mobile banking services, along with access to ATMs for easy cash withdrawals. Under the leadership of our dedicated CEO, Eric Pointer, and Board President Troy Mathieu, our team of over 540 employees works tirelessly to ensure you receive exceptional service tailored to your unique needs. Our financial strength is reflected in our impressive figures: total loans amounting to 92,197, net worth at $218,668,832, and cash in hand totaling $29,069,553. At Credit Union Of Texas, we are committed not just to your financial well-being but also to making a positive impact in our community. Join us today and discover how we can help you achieve your financial goals. Feel free to call us at 214-818-3231 during our lobby hours (Monday-Friday 9:00 AM - 6:00 PM; Saturday 10:00 AM - 2:00 PM) or visit us online at cutx.org for more information. We look forward to serving you!

Branch History & Mission

At Credit Union Of Texas, we believe in the power of community and the importance of building lasting relationships. Since our establishment in 1931, we have proudly served the residents of Irving, TX, and beyond from our branch located at 6911 N Macarthur Blvd. Our journey began with a simple mission: to provide affordable financial services that empower our members and support their dreams. Over the decades, Credit Union Of Texas has evolved significantly, growing from a small organization into a robust financial institution with total assets reaching an impressive $2,660,904,285. We now serve over 165,391 members who trust us for their banking needs. Each milestone we achieve reflects our commitment to providing exceptional service and innovative solutions tailored to our community's needs. Our mission is clear: we aim to enhance the lives of our members by offering a range of financial products and services that include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We strive not only to be your trusted financial partner but also to contribute positively to the communities we serve through outreach programs and partnerships. While members can visit us at our branch address in Irving, official correspondence should be sent to our mailing address: 6911 N MacArthur Blvd, Irving, TX 75039-2464. We are proud to provide convenient access for all our members with ATM availability and dedicated operating hours from Monday to Friday, 9 AM to 6 PM, and Saturday from 10 AM to 2 PM. As we move forward in an increasingly digital world, we remain committed to enhancing accessibility through online banking options and mobile payments. We prioritize ADA compliance and customer-centric initiatives that make banking easy and inclusive for everyone. Join us at Credit Union Of Texas where your financial well-being is our top priority. Experience firsthand the benefits of membership by reaching out or visiting us today! Together, let's build a brighter future for you and your community. For any inquiries or assistance, feel free to contact us at 214-818-3231.

Branch Location & Accessibility

Accessibility Features

We understand how important it is for everyone to have easy access to banking services. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure that all members can visit us comfortably. If you need assistance upon arrival, don't hesitate to ask one of our staff members who are always ready to help.

Call to Action

We invite you to visit us at the Valley Ranch Branch today! If you have any questions or would like more information about our services before coming in, feel free to call us at 214-818-3231. We look forward to welcoming you soon!

Operating Hours

Our operating hours are designed with your convenience in mind. We're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 10:00 AM to 2:00 PM. This flexibility allows you to stop by when it fits into your schedule best.

Services Offered

At Credit Union Of Texas, we offer a variety of services tailored for both personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that cater to everyone. Plus, with ATM availability on-site, withdrawing cash or checking balances is quick and easy. While we do not have drive-thru banking, our friendly staff is always available inside the branch during operating hours.

Member Eligibility

At Credit Union Of Texas, we believe that everyone deserves a place in our community, and becoming a member is a simple and welcoming process. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We offer a range of services tailored to meet your financial needs, from checking accounts to auto loans. Joining means you'll have access to competitive rates and personalized service that truly puts you first. To learn more about the specific eligibility criteria, we invite you to. Once you're ready to take the next step, opening an account is easy! You can start the application process by visiting http://www.cutx.org/credit-cards/application or simply give us a call at (214) 818-3231 if you have any questions. We can't wait to welcome you into our family at 6911 N Macarthur Blvd Irving Tx 75039!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services are crafted to simplify your transactions. Imagine processing payments quickly and securely, allowing you to focus more on your operations and less on logistics. With easy-to-use point-of-sale systems and online payment options, you can enhance customer satisfaction while keeping your cash flow steady. Located at 6911 N Macarthur Blvd Irving Tx 75039 in Irving, TX, our team is ready to assist you. Call us at (214) 818-3231 or visit us during our operating hours Monday to Friday from 9:00 AM to 6:00 PM, and Saturdays from 10:00 AM to 2:00 PM to learn how we can help your business achieve its goals!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,465,961, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide ATM access for quick cash withdrawals and balance checks without any hassle. No need to stress about finding an ATM our network ensures that accessing cash is always convenient for you. At Credit Union Of Texas, we strive not only to meet but exceed your expectations with these varied services. Our commitment is reflected in every interaction we have with our members. If you're ready to experience financial services tailored just for you, give us a call at (214) 818-3231 or visit us today at 6911 N Macarthur Blvd Irving Tx 75039. Let's start working toward achieving your financial goals together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to drive away in your ideal vehicle without breaking the bank. We understand that buying a car is a big decision, and we're here to guide you through competitive rates and flexible terms that work for you.

Business Banking

Running a business? We support local entrepreneurs with our business banking services, including merchant services and business loans. Your success is important to us, and we aim to provide the tools necessary for growth and stability in today's competitive market.

Credit Cards with Rewards

With our credit cards featuring rewards, spending can become more rewarding! Imagine earning points on every purchase that could lead to cashback or exciting travel opportunities. It's an excellent way to make the most out of your everyday spending.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, we provide comprehensive mortgage loans that can help turn your dream home into reality. Our knowledgeable staff will assist you in navigating the process, ensuring you get the best rate possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? It's all just a tap away on your smartphone or computer.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts tailored to fit your lifestyle. Imagine having a place where you can easily manage your day-to-day expenses while also saving for that dream vacation or emergency fund. With our accounts, tracking your finances becomes straightforward.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why our personal loans and debt consolidation services are designed to give you financial relief when you need it most. Whether you're facing medical bills or planning a major life event, we've got solutions that can ease your financial burden.

Digital & Online Banking

Accessibility and Security

We believe that banking should be accessible for everyone. That's why our 24/7 online banking services are available whenever you need them. Your security is our top priority; we implement strong measures to protect your personal information while you bank online. With our mobile payments feature, you can shop securely using just your phone no wallet needed! This flexibility means you can enjoy peace of mind while taking care of everyday transactions. In summary, Credit Union Of Texas is committed to providing you with user-friendly and secure digital banking solutions that empower you to take control of your finances effortlessly. Join us today and experience the convenience of modern banking!

Key Services

Explore our comprehensive suite of online banking features at https://www.cutx.org/. You can sign up for e-statements, which not only keep your financial information organized but also help reduce paper clutter. Plus, with electronic signature authorization, signing documents is a breeze no more trips to the branch! Our mobile application allows you to manage your finances right from your smartphone. Whether you're making payments or checking your balance, everything is just a tap away. And if you're out with friends and need to split a bill, our person-to-person transfer feature makes it simple and quick to send money directly from your account.

Financial Strength

Commitment to Reinvestment

With $147,771,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on growth ensures that we continually improve the services available to you.

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $42,558 in used auto loans and $2,074,106,562 in total loans and leases. Our $231,292 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Texas is your trusted partner. Visit us at 6911 N Macarthur Blvd Irving Tx 75039 or call (214) 818-3231 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 499 full-time employees and 41 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 297,592, showing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Members' savings are secured through $891,514,778 in share certificates and $93,096,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,461,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $218,668,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $782,680,564 in used vehicle loans and $153,236,825 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find a solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $120,465,961 provide the capital needed to grow and expand. We understand the unique needs of businesses and are here to support you with tailored solutions. At Credit Union Of Texas located at 6911 N Macarthur Blvd Irving Tx 75039, our team is committed to helping you navigate your loan options with ease. If you're interested in learning more about eligibility or how to apply for any of these loan products, don't hesitate to reach out at 214-818-3231. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here let's explore the best loan options for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $320,060,106, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the mortgage process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $36,635,967 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping costs low.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

Using LendMesh offers several advantages: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions; instead, it focuses on providing unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By emphasizing transparency and accuracy, LendMesh establishes itself as a trusted resource for individuals seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CREDIT UNION OF TEXAS CREDIT UNION - Irving, TX

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