CREDIT UNION OF TEXAS CREDIT UNION - Desoto, TX

Our mission is straightforward: to empower our members through accessible financial services while actively contributing to the well-being of our community. We understand that financial stability is essential for both individuals and families. That's why we offer a range of products from checking and savings accounts to auto loans and mortgages that meet the diverse needs of our members. We believe in giving back to the communities we serve. Our outreach programs focus on financial education and support for local initiatives, helping residents make informed financial decisions and improve their quality of life. While you can visit us at our branch address for all your banking needs, official correspondence should be directed to 2828 Prince George Ave, DeSoto, TX 75115-2046 if it differs from your visit. We are proud to offer conveniences like ATM availability and drive-thru banking for quick transactions. Additionally, with operating hours from Monday to Friday 9:00 AM - 6:00 PM and Saturday 10:00 AM - 2:00 PM, we are here when you need us. As we look ahead, we invite you to join us on this journey. Experience firsthand how Credit Union Of Texas can help you achieve your financial goals while being part of a supportive community. Together, let's build a brighter future! For more information or to become a member today, give us a call at 214-818-3231 or visit us online at cutx.org.

Got questions? Don't hesitate to reach out! You can call us at 214-818-3231 for assistance or more information about our offerings. We're here to help you every step of the way. While members can visit us at 2828 Prince George Ave Desoto Tx 75115, official correspondence should be sent to 2828 Prince George Ave, DeSoto, TX 75115-2046 if it's different. We invite you to come see us soon and experience the welcoming atmosphere at Credit Union Of Texas in DeSoto!

Accessibility is key for us. Our branch is designed with your convenience in mind, featuring ample parking that makes visiting hassle-free. Whether you're driving from nearby neighborhoods or commuting from further away, you'll find our location easy to reach. Plus, our facility complies with ADA standards, ensuring that everyone can access our services without barriers.

We know your time is valuable! That's why we offer flexible hours to fit your busy schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 10:00 AM to 2:00 PM. For those who prefer drive-thru banking, we open even earlier on weekdays at 8:00 AM.

At our branch, you'll find a range of services tailored for both personal and business needs. Whether you're looking for checking and savings accounts, auto loans, mortgage solutions, or credit cards with rewards, we've got you covered. Enjoy the ease of online and mobile banking at your fingertips too!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,465,961, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a bustling café where customers enjoy their favorite drinks while seamlessly paying with their mobile devices or credit cards. Our merchant services make this possible by providing reliable and efficient payment solutions tailored to your business needs. Visit us at 2828 Prince George Ave Desoto Tx 75115 or call us at (214) 818-3231 to learn how our business banking and commercial services can help your enterprise thrive!

If you're a small business owner, our business banking services are here to support your entrepreneurial journey. From merchant services that simplify payment processing to business loans tailored for growth, we understand what it takes to run a successful venture.

Accessing your accounts has never been easier thanks to our online and mobile banking features. You can manage your finances anytime, anywhere! Additionally, we provide ATM and cash withdrawal services for quick access to cash without the hassle. If you prefer face-to-face interactions, our drive-thru banking allows for simple transactions such as deposits and withdrawals without leaving your car.

Don't forget about our credit cards with rewards! You can earn points for every dollar spent, which can be redeemed for cash back or travel perks. It's like earning while you spend perfect for those who love to shop or travel!

Ready to experience all that Credit Union Of Texas has to offer? Give us a call at (214) 818-3231 or visit us at 2828 Prince George Ave Desoto Tx 75115 in Desoto, TX. Our friendly staff is here to answer any questions you may have and guide you through our range of services. Join us today and take the first step towards achieving your financial goals!

Our personal banking services are designed with your everyday needs in mind. Open a checking or savings account today and enjoy easy access to your funds through online and mobile banking. Imagine being able to check your balance, transfer money, or pay bills all from the comfort of your home or on the go! We also offer auto loans and vehicle financing, so if you're dreaming of that new car, we can help make it a reality with competitive rates. For those looking to invest in their future home, our mortgage loans and refinancing options provide flexible solutions that fit your budget. Plus, our personal loans can assist you with everything from debt consolidation to unexpected expenses giving you peace of mind when life throws a curveball.

With our online banking platform, you can check your balance, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking services ensure that your financial needs are met whenever they arise. Plus, if you prefer a more hands-on approach, our user-friendly mobile application allows you to manage your accounts right from your smartphone. For added convenience, we offer electronic signature authorization, making it simple to complete transactions without the hassle of paperwork. You can also opt for e-statements to keep track of your finances in an eco-friendly way no more paper clutter!

Your security is our top priority. Our online banking features come equipped with robust security measures to protect your personal information. With mobile payments available, you can make transactions securely using just your phone. Need to send money to friends or family? Our person-to-person transfer feature allows you to send funds quickly and easily. Whether you're splitting a bill or sending a gift, it's all done in real-time through our secure platform. At Credit Union Of Texas, we believe that banking should fit seamlessly into your lifestyle. Experience the convenience and control of digital banking today!

Total Share and Deposit Accounts: 297,592, showing a strong and growing member base that trusts us with their finances. Your trust fuels our mission, motivating us to consistently elevate the level of service we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Texas is your trusted partner. Visit us at 2828 Prince George Ave Desoto Tx 75115 or call (214) 818-3231 to learn more about how we can help you achieve your financial goals.

Our $5,106,738 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income is vital for sustaining the high-quality services you expect from us. We also take pride in having 499 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your success.

With $147,771,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy reflects our dedication to continuous improvement and commitment to member satisfaction. Our lending capacity is substantial as well. We have provided $42,558 in used auto loans and manage a total of $2,074,106,562 across all loans and leases. This support empowers you to achieve your financial goals across various sectors.

With a net worth of $218,668,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust figure reflects our commitment to building a secure future for all our members. Our net worth ratio of $842 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio serves as a testament to our ability to withstand market fluctuations while prioritizing your financial needs.

Members' savings are secured through $891,514,778 in share certificates and $93,096,318 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to grow your savings while enjoying peace of mind. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,461,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed specifically for our community.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $782,680,564 in used vehicle loans and $153,236,825 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find the right financing solution for your next vehicle purchase.

For business owners, our outstanding commercial loans totaling $120,465,961 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need working capital for day-to-day operations, our business loan options are tailored to meet your specific needs. If you're considering refinancing any of your current loans or if you're unsure about eligibility for any of our products, please don't hesitate to reach out for more information. We're committed to finding solutions that work best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Credit Union Of Texas, we're here to help you navigate your financial journey every step of the way!

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $320,060,106, making it easier than ever to secure your dream home. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced team is here to guide you through every step of the process.

Managing finances can be tricky at times. That's why we also offer flexible terms on unsecured credit card loans. With a total of $36,635,967 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping costs low.

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender is carefully vetted to provide reliable information. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same information, allowing for a level playing field in loan selection. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. With LendMesh, you'll always have access to the latest offers available in the market. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of our tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.