Credit Union of Texas Allen TX Branch | Convenient ATM Services

Introduction

Welcome to Credit Union Of Texas, where your financial goals become our priority! Nestled in the heart of Allen, TX at 900 W Bethany Dr Ste 500, we have been serving our community since 1931. With over 165,000 members, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. At Credit Union Of Texas, we understand that each member has unique needs. Our commitment to providing personalized service is reflected in our impressive total assets of $2,660,904,285 and total deposits amounting to $60,699,904. We offer a variety of loans, with a total of 92,197 loans and leases currently active, ensuring that you have access to the resources you need when you need them. Our leadership team, led by CEO Eric Pointer and Board President Troy Mathieu, is dedicated to fostering an environment where members feel valued and supported. With a team of 540 employees, we're ready to assist you during our lobby hours from Monday to Friday, 8:50 AM to 5:30 PM. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address at P.O. Box 7000, Allen, TX 75013-1305. Join us today and discover how we can help you achieve your financial dreams! For more information or assistance, don't hesitate to reach out at 214-818-3231 or visit our website at Credit Union Of Texas. Your future starts here!

Branch History & Mission

Community Engagement

Our impact extends beyond financial transactions; we actively seek partnerships with local organizations to uplift our community. From sponsoring local events to providing resources for those in need, we understand the importance of giving back. We believe that when our community thrives, so do our members.

Join Us

As you explore your financial options, consider becoming a member of Credit Union Of Texas. Experience firsthand the benefits of being part of a cooperative that genuinely cares about your success. Visit us today or call us at 214-818-3231 during our operating hours Monday through Friday from 8:50 AM to 5:30 PM to learn more about how we can help you achieve your financial dreams. Join us at Credit Union Of Texas and be part of a legacy built on trust, service, and community!

Our Mission

At Credit Union Of Texas, our mission is simple yet profound: we strive to enhance the lives of our members and the communities we serve through exceptional financial services and unwavering support. We believe in making banking accessible for everyone and fostering relationships built on trust and transparency. Our commitment goes beyond just providing loans or accounts; we focus on empowering individuals by offering educational resources, community outreach initiatives, and personalized service. As part of our dedication to meeting the needs of all members, we have embraced digital advancements that enhance your banking experience. Whether you're using online banking or mobile payment options, we ensure that you have access to your finances anytime and anywhere. Additionally, we are proud to offer ADA-compliant services that cater to everyone in our community.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important to our members. Our branch is equipped with ADA-compliant features, ensuring that everyone can enjoy our services comfortably. Ample parking is available for both regular and accessible parking needs.

Nearby Landmarks

Situated near popular spots like the Allen Premium Outlets and The Village at Allen, our location is not only convenient but also part of a vibrant neighborhood. You can easily stop by for your banking needs while enjoying a day out shopping or dining in the area.

Operating Hours

Our friendly team is here to assist you from Monday to Friday, 8:50 AM to 5:30 PM. We aim to accommodate your schedule and provide personalized service during these hours. If you have any questions or need assistance outside of these times, feel free to give us a call at 214-818-3231.

Services Offered

At Credit Union Of Texas, we pride ourselves on providing essential banking services tailored to meet your needs. While we currently do not offer drive-thru banking or ATMs at this location, our dedicated staff is ready to assist you with various financial services in person. While members can visit us at 900 W Bethany Dr Ste 500, official correspondence should be sent to P.O. Box 7000, Allen, TX 75013-1305 if needed. We invite you to stop by and see how we can help you achieve your financial goals. Whether you're looking for advice on loans or simply need assistance with your account, we're here for you! Come visit us today!

Member Eligibility

Becoming a member of Credit Union Of Texas means joining a community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible for membership! Whether you're seeking to save on loans or enjoy competitive interest rates on savings, being part of our credit union offers numerous benefits tailored just for you. At Credit Union Of Texas, we prioritize our members and strive to provide personalized service that fits your unique needs. To find out more about eligibility criteria and see if you qualify, check out our detailed information at . When you're ready to open an account, it's as simple as visiting us at our address: 900 W Bethany Dr Ste 500 Allen Tx 75013 or giving us a call at (214) 818-3231. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, our merchant services simplify payment processes so you can focus on what matters most running your business. Imagine being able to accept payments seamlessly, whether online or in-person, giving your customers more options and improving their experience. This means faster transactions and happier clients. At Credit Union Of Texas, we are dedicated to empowering local businesses with the tools they need to thrive. Let us be your partner in success! For more information or to get started, give us a call at (214) 818-3231.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,465,961, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

Navigating your finances should be simple and accessible. That's why we offer convenient ATM services that allow you to access cash whenever you need it. While our branch may not have a traditional ATM on-site, we ensure that our members have access to a network of ATMs for quick and easy withdrawals.

Community Commitment

As part of the Credit Union Of Texas Allen community, we strive to create lasting relationships with our members. Our commitment goes beyond just banking; we aim to make a positive impact in the lives of those we serve. By becoming a member of our credit union, you are joining a community-focused organization that puts people before profits. If you have any questions about our services or would like to learn more about how Credit Union Of Texas can assist you with your financial needs, don't hesitate to reach out! Call us today at (214) 818-3231 or visit us at 900 W Bethany Dr Ste 500 Allen Tx 75013. We look forward to helping you achieve your financial goals!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust digital banking features. With our online banking platform and mobile app, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills right from the comfort of your home or on the go.

Tailored Financial Solutions

At Credit Union Of Texas, we understand that each member has different financial goals. Whether you're saving for a dream vacation, planning for retirement, or looking to finance a new car, our team is here to help guide you through your options. We take pride in offering personalized service that takes into account your individual needs and aspirations.

Digital & Online Banking

Key Features

Our online banking platform at https://www.cutx.org/ offers a range of user-friendly features that make handling your finances a breeze. You can check balances, pay bills, and transfer funds with ease. Plus, our 24/7 online banking services ensure you have access whenever you need it no more rushing to the bank before closing time! For those who prefer the convenience of mobile banking, our mobile application is available for download, allowing you to manage your accounts right from your smartphone. Whether you're making person-to-person transfers or utilizing mobile payments, everything is just a tap away.

Security and Accessibility

Your security is our top priority. With electronic signature authorization available, you can complete transactions confidently knowing they're protected. We also offer e-statements to help keep your information safe while still providing easy access to your financial records. With these tools at your disposal, real-time account management has never been easier. The combination of our secure systems and user-friendly interface means you can manage your money without stress. At Credit Union Of Texas, we're committed to making banking work for you!

Financial Strength

Growing Member Trust

Total Share Accounts stand at 297,592, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further underscoring our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Texas is your trusted partner. Visit us at 900 W Bethany Dr Ste 500 Allen Tx 75013 or call (214) 818-3231 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $891,514,778 in share certificates and $93,096,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,461,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,106,738 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we have a dedicated team with 499 full-time employees and 41 part-time employees who are committed to serving you.

Reinvesting for Your Future

With $147,771,753 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $42,558 in used auto loans and $2,074,106,562 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $218,668,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $842 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $782,680,564 in used vehicle loans and $153,236,825 in new vehicle loans already helping members get on the road. Whether you are looking for a brand-new vehicle or a reliable used car, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $120,465,961 provide the capital needed to grow and expand your operations. We know how vital it is for businesses to have access to funds when they need them. At Credit Union Of Texas, we aim to support our community by providing products that meet various financial needs while ensuring transparency and ease throughout the borrowing process. If you're considering refinancing or want more information about eligibility options, feel free to reach out! For any questions or assistance, don't hesitate to contact us at (214) 818-3231. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you with your financial journey!

Credit Lines

If you need extra flexibility, our total credit lines amounting to $979,441,192 can serve as an excellent safety net for unexpected expenses or planned purchases. This means having access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $320,060,106, make buying or refinancing simple. We strive to make the process as straightforward as possible so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $36,635,967 in loans helping members manage their finances effectively. This product can be a great option if you're looking for convenience and flexibility in your spending.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is based on the latest results (Source: https://www.ncua.gov ), guaranteeing that users receive fair and trustworthy offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency for all users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results that help you find the best loans. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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