Credit Union of Southern California Ontario CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Credit Union Of Southern California, your trusted financial partner located at 2777 E Guasti Rd, Ontario, CA 91761. Since our establishment in 1954, we have been dedicated to supporting our community and providing exceptional financial services tailored to meet the needs of our 154,344 members. With total assets exceeding $3.4 billion and robust deposits of $845,905,797, we pride ourselves on being a solid foundation for your financial future. Under the leadership of our CEO, Dave Gunderson, and Board President, Chris George, we strive to foster a welcoming environment where you can achieve your financial goals. Our committed team of 399 employees is here to assist you with a variety of services ranging from personal banking and auto loans to business banking solutions. At Credit Union Of Southern California, we understand that every member's journey is unique. Whether you're looking for competitive loan options having provided over 75,757 loans and leases or seeking savings solutions that help you grow your wealth, we're here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO Box 76000, Anaheim, CA 92809. We invite you to explore our website at cusocal.org for more information about our offerings and how we can help you succeed financially. We encourage you to call us at 562-698-8326 or drop by during our lobby hours from 9 AM to 5 PM, Monday through Friday. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Our Journey

From our inception, our goal has always been to put members first. The Credit Union Of Southern California was founded on the principles of cooperation and mutual support. As we grew, so did our services adapting to meet the changing needs of our diverse membership base. Today, we proudly manage total assets exceeding $3.4 billion, a testament to the trust and loyalty of our members. Over the years, we have embraced technology to enhance member experiences while ensuring that personalized service remains at our core. Whether through online banking or mobile payments, we strive to make financial management easy and accessible for everyone. We are also proud to be ADA compliant, ensuring that all members can access our services without barriers.

Our Mission

At the heart of everything we do is our mission: to provide exceptional financial services while fostering community growth and well-being. We believe in empowering our members with the tools they need to achieve their financial goals whether it's securing an auto loan, refinancing a mortgage, or managing everyday banking needs. We actively participate in community outreach programs and partnerships that uplift those around us. By supporting local initiatives and offering educational resources, we aim not only to serve but also to strengthen the fabric of Ontario. While members can visit us at 2777 E Guasti Rd, official correspondence should be sent to PO Box 76000, Anaheim, CA 92809 if needed. You can reach us at 562-698-8326 during our operating hours from Monday through Friday, 9 AM to 5 PM. As you explore your financial options, we invite you to join our growing family at Credit Union Of Southern California. Experience firsthand how we can help you navigate your financial journey with confidence and care. Together, let's build a brighter future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled near popular local landmarks, our branch is easily reachable from major roads and highways. If you're coming from the bustling Ontario Mills shopping center or nearby parks, you'll find us just a quick drive away. Parking is hassle-free with ample space available for our members. Plus, our branch is ADA-compliant, ensuring that everyone can enjoy easy access to our services.

Operating Hours and Services Offered

We're here for you during the week! Our lobby hours are Monday through Friday from 9 am to 5 pm, providing plenty of time for you to stop by and take care of your banking needs. Although we do not have drive-thru service at this location, we offer a full range of personal and business banking services. From checking and savings accounts to auto loans and credit cards with rewards, we've got everything you need under one roof. For those who prefer online transactions, we also have robust online and mobile banking options available. And yes, there's an ATM on-site for quick cash withdrawals or balance checks whenever you need them. While members can visit us at 2777 E Guasti Rd for all their banking needs, official correspondence should be sent to PO Box 76000, Anaheim, CA 92809.

Your Next Step

If you're looking for reliable financial services delivered with a personal touch, look no further! Feel free to give us a call at 562-698-8326 or stop by during our operating hours. We're excited to help you achieve your financial goals!

Member Eligibility

Becoming a member of Credit Union Of Southern California feels like joining a friendly neighborhood where everyone looks out for each other. We welcome individuals who live, work, or worship in our community, as well as their family members. Our goal is to provide financial services that truly cater to your needs, whether you're saving for a big purchase or looking for reliable loan options. If you're interested in learning more about the specific eligibility requirements, feel free to check out this detailed resource: https://www.cusocal.org/about-us/membership/special-offers/ . Joining us is straightforward! Just stop by our branch at 2777 E Guasti Rd Ontario Ca 91761, and our team will guide you through the simple account opening process. If you have any questions, don't hesitate to give us a call at (562) 698-8326. We can't wait to welcome you into the Credit Union Of Southern California family!

Business Banking & Commercial Services

At Credit Union Of Southern California, we understand that every business has unique needs and goals. Whether you're a startup looking to make your mark or an established company aiming for expansion, we have the tools to help you succeed. Our commercial loan options are designed with your growth in mind. Imagine a local café owner who dreams of expanding their menu and adding outdoor seating. With our member commercial loans, we've funded over $236 to help entrepreneurs like them scale their businesses and enhance their offerings. For those who are not yet members, we also support the broader community with $31 in non-member commercial loans, ensuring everyone has access to flexible financing solutions. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $295,968,926, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easy and efficient. Picture a retailer using our point-of-sale solutions, simplifying payment processes for customers while streamlining operations behind the scenes. At Credit Union Of Southern California, located at 2777 E Guasti Rd Ontario Ca 91761 in Ontario, CA, we're here to empower your business journey. Contact us today at (562) 698-8326 and discover how we can partner for your success!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, Credit Union Of Southern California also offers business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tailored solutions to help your business thrive.

Credit Cards

Reward yourself with our credit cards that come with attractive rewards programs. Use them for everyday purchases and earn points that can be redeemed for travel, merchandise, or cash back making every dollar spent work harder for you.

Digital Banking Features

With today's fast-paced world, we know convenience matters. That's why Credit Union Of Southern California offers robust online and mobile banking services. You can manage your accounts from anywhere at any time pay bills, transfer funds, or check balances all at your fingertips. Plus, our ATM services ensure you have easy access to cash when you need it most.

Get in Touch

We invite you to explore all these services further by visiting us at 2777 E Guasti Rd Ontario Ca 91761 or giving us a call at (562) 698-8326. Our friendly staff is always ready to assist you from Monday to Friday between 9 am and 5 pm. At Credit Union Of Southern California, we're more than just a credit union; we're your partner in achieving financial wellness. Join us today!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to navigate the home-buying process confidently. We understand that this is a significant commitment, so we are dedicated to helping you find the right loan that suits your budget.

Personal Banking

Our personal banking services are designed with your lifestyle in mind. You can open checking and savings accounts that fit your financial habits. Imagine having easy access to your funds, whether you're making purchases or saving for a special occasion. For those considering purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms, making it easier for you to drive away in your dream car.

Personal Loans

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, our team is ready to assist you in finding the best option for your situation.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://cusc.com/ , you can stay in control of your finances. Check balances, pay bills, or transfer money with just a few clicks. Our user-friendly interface makes navigating your accounts straightforward, whether you're on a computer or using our mobile application.

Manage Your Statements Easily

Say goodbye to paper clutter! Our e-statements are readily available for those who prefer to go green and keep things organized. You can view your statements anytime through online banking, making it easy to track your spending and manage your finances effectively.

Quick Transfers Made Simple

Need to send money to a friend? With our person-to-person transfer service, it's as easy as sending a text. No more waiting in line or dealing with cash; just a quick tap on your phone or computer. At Credit Union Of Southern California, we strive to provide accessible and efficient digital banking options that cater to all your financial needs. Whether you're checking balances on the go or handling important transactions from home, our online banking services are designed with you in mind. Join us today and experience the ease of banking at your fingertips!

Secure Transactions

Security is a top priority at Credit Union Of Southern California. We offer electronic signature authorization for transactions, ensuring that your financial activities are protected. Plus, our mobile payments feature allows you to make secure purchases right from your phone, giving you an extra layer of convenience without compromising safety.

Financial Strength

Investment in Growth

With $272,505,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $15,476 in used auto loans and a total of $1,671,206,335 in loans and leases available to help you achieve your aspirations.

Member-Centric Savings

Members' savings are secured through $450,585,059 in share certificates and $499,347,095 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

While our net income is currently $0, it reflects our focus on long-term stability over short-term gains. We also take pride in having 376 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 332,150, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Southern California is your trusted partner. Visit us at 2777 E Guasti Rd Ontario Ca 91761 or call 562-698-8326 to learn more about how we can help you achieve your financial goals.

Strong Financial Position

With a net worth of $353,074,842, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $274,488,941 in used vehicle loans and $156,327,603 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we can assist you in financing it with ease.

Business Financing

For business owners, our outstanding commercial loans totaling $295,968,926 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or working capital, we're here to support your business ambitions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $173,323,321, make buying or refinancing simple. We offer flexible terms that can help you secure your dream home without the hassle often associated with traditional lenders.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to discuss options tailored just for you. We aim to make the process straightforward and beneficial, ensuring you can lower your payments or access cash when needed. For more information about our loan offerings or to discuss your eligibility options, please don't hesitate to reach out! You can contact us at (562) 698-8326, visit us at 2777 E Guasti Rd Ontario Ca 91761, or check out our website at https://cusc.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you every step of the way!

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $79,167,358 in loans helping members manage their finances effectively. With our credit cards, you'll enjoy rewards and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the needs of our users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the best options tailored to their unique circumstances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness and reliability of the platform in helping individuals secure better financial outcomes. Take control of your borrowing experience today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees fair and transparent offers, ensuring that users receive the most reliable information available.

CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION