Credit Union of Southern California Brea CA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to the Credit Union of Southern California, where your financial well-being is our top priority. Located at 2500 E Imperial Hwy Ste 170, Brea, CA 92821, we have proudly served our community since 1954. With a total membership of over 154,000 members and assets exceeding $3.4 billion, we are committed to providing personalized financial solutions that empower you to achieve your goals. At our Brea Branch, you'll find a dedicated team ready to assist you with everything from personal banking and auto loans to mortgage services and business financing. Our CEO, Dave Gunderson, along with Board President Chris George, leads a passionate team of 399 employees who are here to support your financial journey. While members can visit us at our Brea location, official correspondence should be sent to our mailing address: PO Box 76000, Anaheim, CA 92809. This allows us to streamline communications and serve you better. As part of our commitment to fostering a strong community, we strive to offer competitive rates on loans and deposits currently holding around $845 million in deposits and offering over 75,757 loans. We also maintain a robust net worth of approximately $353 million, ensuring your funds are secure with us. Whether you're looking for everyday banking services or planning for future investments, we invite you to experience the benefits of being part of the Credit Union of Southern California family. Feel free to reach out by phone at 562-698-8326 or explore more about our offerings on our website here. Your financial future starts with us!

Branch History & Mission

At Credit Union Of Southern California, we pride ourselves on a rich history that dates back to our founding in 1954. Our Brea Branch, located at 2500 E Imperial Hwy Ste 170, Brea, CA 92821, has been a cornerstone of the community for nearly seven decades. Over the years, we have grown from a small credit union to a robust institution with over 154,000 members and total assets exceeding $3.4 billion. This journey reflects our commitment to providing exceptional financial services while fostering strong community ties. Our mission is simple yet powerful: to empower our members through personalized financial solutions and unwavering support. We believe that everyone deserves access to quality banking services, which is why we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. By prioritizing member satisfaction and community engagement, we strive to make a positive impact in Brea and beyond. While members can visit us at 2500 E Imperial Hwy Ste 170 Brea Ca 92821, official correspondence should be sent to PO Box 76000, Anaheim, CA 92809. We understand the importance of convenience in today's fast-paced world; hence we provide online and mobile banking options along with ATM access for easy transactions. Our branch is fully ADA compliant, ensuring that all members can enjoy our services without barriers. Additionally, we offer shared service center capabilities to assist members from partner credit unions with their banking needs. Through partnerships and community outreach efforts, we work tirelessly to give back. Whether it's sponsoring local events or offering financial education workshops, we are dedicated to making Brea a better place for everyone. As you explore your options for financial services, we invite you to experience the benefits of joining Credit Union Of Southern California. Call us at (562) 698-8326 or visit our website at cusc.com to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance before visiting us, feel free to call us at 562-698-8326. Our dedicated team looks forward to welcoming you at the Brea Branch of the Credit Union Of Southern California! And remember, while members can visit us at our physical location, official correspondence should be sent to PO Box 76000, Anaheim, CA 92809. Come see us soon!

Nearby Landmarks and Accessibility Features

Situated near popular local spots, our branch is not far from the Brea Mall and various dining options, making it simple to fit your banking errands into your day. We prioritize accessibility for all members, ensuring features like ramps are available for those who need them. Plus, ample parking is provided right outside our door for your convenience.

Operating Hours and Services

We understand that everyone has busy schedules, which is why we're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM. This gives you plenty of time to stop by and take care of your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to help. While we don't currently offer drive-thru service, we do have an ATM available for quick cash withdrawals and balance inquiries. Additionally, if you're a member of a partner credit union, you can take advantage of basic shared branch transactions right here.

Member Eligibility

At Credit Union Of Southern California, we believe that everyone deserves the chance to be part of a supportive financial community. If you're looking to join us, you'll be happy to know that becoming a member is straightforward and welcoming! We invite individuals who live, work, or worship in certain areas of California to join our credit union family. This includes a broad range of people from those who call this beautiful state home to those who contribute to its vibrant communities. To get all the specific details about eligibility requirements, feel free to visit our membership page. Joining us not only opens the door to exceptional financial services but also connects you with a network that prioritizes your financial well-being. With a variety of products like checking and savings accounts, auto loans, and personal loans tailored just for you, being a member means having access to resources designed to help you thrive. If you're ready to take the next step, give us a call at (562) 698-8326 or stop by our branch located at 2500 E Imperial Hwy Ste 170 Brea Ca 92821. We're excited to welcome you into our community!

Business Banking & Commercial Services

At Credit Union Of Southern California in Brea, CA, we understand that running a business comes with its own set of challenges and opportunities. That's why our business banking and commercial services are designed to help you thrive. Imagine having the financial backing you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $236 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $295,968,926, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for you and your customers. Whether you're processing payments or managing cash flow, our services are designed to make your daily operations smoother and more efficient. Visit us at 2500 E Imperial Hwy Ste 170 Brea Ca 92821 or give us a call at (562) 698-8326 to learn how we can help your business grow today!

Comprehensive List Of Services

Business Banking Services

For local businesses, we provide comprehensive Business Banking services including merchant services and business loans. We know how important it is for small businesses to thrive in today's economy, which is why our offerings are designed to support growth and simplify operations.

Convenient Access & Support

Accessing your accounts has never been easier with our Online & Mobile Banking features. You can make deposits, transfer funds, and even pay bills right from your smartphone or computer. Our ATM & Cash Withdrawal Services ensure that cash is always within reach, while basic shared branch transactions allow members of partner credit unions to conduct essential banking tasks like deposits and withdrawals. If you ever have questions or need assistance, don't hesitate to call us at (562) 698-8326. Our friendly staff is ready to help during regular hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. At Credit Union Of Southern California, we are committed to providing the financial tools and support you need for a brighter future. Discover how we can assist you today by visiting us at Brea Branch!

Credit Solutions

We understand that life can sometimes bring unexpected challenges. That's why we offer Personal Loans & Debt Consolidation solutions to help you regain control over your finances. Whether it's consolidating debt or covering an unexpected expense, we are here for you. Additionally, our Credit Cards with Rewards program allows you to earn points on everyday purchases making it easier for you to enjoy benefits while managing spending.

Personal Banking Solutions

For individuals and families, we offer Personal Banking services that include checking and savings accounts designed to help you manage your everyday expenses while also saving for your goals. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms allowing you to transfer money, pay bills, and check balances from anywhere. When it comes to larger purchases like a new vehicle or home, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture driving off the lot in that car you've had your eye on, all while knowing you're getting the best deal possible. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process with ease.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to make person-to-person transfers. Need to split a bill or send money to a friend? It's as simple as a few taps on your mobile device. Speaking of mobile devices, our user-friendly mobile application makes banking on the go a breeze. You can also enjoy the benefits of mobile payments, which let you shop securely without needing cash or cards. We understand that security is a top concern for our members. That's why we offer electronic signature authorization for transactions, ensuring that your sensitive information remains protected. Plus, with e-statements available, you can easily keep track of your financial activity without the hassle of paper clutter. At Credit Union Of Southern California, we believe that managing your finances should be straightforward and accessible. With our digital banking services, you have real-time account management at your fingertips because taking charge of your finances should feel empowering and effortless. Join us today and experience a smarter way to bank!

Financial Strength

Growing Membership Base

We have a total of 332,150 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $328,071, showcasing our ability to support your banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Southern California is your trusted partner. Visit us at 2500 E Imperial Hwy Ste 170 Brea Ca 92821 or call (562) 698-8326 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $272,505,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $15,476 in used auto loans and $1,671,206,335 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $450,585,059 in share certificates and $499,347,095 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 376 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $353,074,842, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $274,488,941 in used vehicle loans and $156,327,603 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that financing your vehicle is both easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $295,968,926 provide the capital needed to grow and expand your business. We understand the importance of having reliable funding to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $173,323,321, make buying or refinancing simple. We are committed to helping you navigate the home buying process with ease and confidence.

Refinancing Options

If you're considering refinancing your current loan, we have options available that may lower your monthly payments or shorten your loan term. Our team is here to discuss eligibility requirements and help you find the best solution for your financial situation. At Credit Union Of Southern California, we are dedicated to providing personalized service to meet your needs. For more information about our loan products or to explore eligibility options, please don't hesitate to reach out at (562) 698-8326 or visit us at our location: 2500 E Imperial Hwy Ste 170 Brea Ca 92821 in Brea, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $79,167,358 in loans, we help members manage their finances effectively while building credit.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each loan listing is backed by verified data, guaranteeing that you are comparing legitimate options from reputable institutions.

CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION