Credit Union of New Jersey Hamilton NJ | Best Auto Loans & Checking

Introduction

Welcome to Credit Union Of New Jersey, A! Located at 691 Us Highway 130, Hamilton, NJ 08691, we have been proudly serving our community since 1943. With a commitment to providing exceptional financial services, we currently support over 37,430 members, helping them achieve their financial goals. At our branch, you can expect personalized service that puts your needs first. We manage total assets of $467,430,215, offering a range of products including auto loans, mortgages, and personal banking solutions. Our total deposits stand at $486,848, reflecting the trust our members place in us. With a robust net worth of $44,163,968 and $4,003,564 cash in hand, we are well-equipped to serve you. Under the leadership of our dedicated CEO, Andrew Jaeger, and Board President Gary Chizmadia, we focus on building lasting relationships with our members while contributing positively to the local community. We understand that every financial decision matters and strive to provide you with the best options tailored to your lifestyle. While you can visit us at our Hamilton branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 691 US Highway 130, Hamilton, NJ 8691. We invite you to explore our services and see how we can assist you today. For inquiries or assistance, feel free to call us at 609-538-4061. Join us on this journey toward financial well-being! Visit our website at cunj.com for more information.

Branch History & Mission

Community Engagement

We understand the importance of giving back to the community that supports us. Over the years, Credit Union Of New Jersey has engaged in various outreach programs aimed at improving financial literacy and supporting local initiatives. Through partnerships with schools and non-profit organizations, we strive to make a positive impact on the lives of those around us. Our dedicated team works hard to ensure that every member receives personalized service tailored to their unique needs. Whether you require assistance with loans or want advice on managing your finances better, we're here for you.

Join Us

As we continue to grow and adapt in this ever-changing world, we invite you to become part of our journey. Experience the benefits of being a member of Credit Union Of New Jersey where your financial success is our priority. Visit us today at 691 Us Highway 130 or call us at 609-538-4061. Together, let's build a brighter future!

Our Mission

The mission of Credit Union Of New Jersey is simple yet impactful: to provide exceptional financial services while enhancing the well-being of our community. We believe in putting people first. This means offering personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. We strive to ensure that every member feels valued and supported. As part of our commitment to accessibility and innovation, we offer online banking services that allow members to manage their finances conveniently from anywhere. Our mobile application enhances this experience further by enabling features like mobile payments and person-to-person transfers. We also prioritize ADA compliance so everyone can benefit from our services.

Branch Location & Accessibility

Call to Action

If you have any questions or need assistance, don't hesitate to reach out to us at 609-538-4061. Our team is here to help! We invite you to visit us at our Hamilton branch soon let's make your banking experience smooth and enjoyable together!

Nearby Landmarks and Accessibility

Situated just off US Highway 130, our branch is close to several local landmarks, making it easy for you to pop in while running errands. You'll find ample parking available, ensuring that your visit is hassle-free. We take pride in being ADA compliant, offering ramps and other accessibility features so everyone can enjoy our services comfortably.

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:30 AM to 4:00 PM, giving you plenty of time to stop by before or after work. Here at the Credit Union Of New Jersey, A, we offer a variety of personal and business banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Plus, our ATM service is available for quick cash withdrawals and balance checks whenever you need them!

Member Eligibility

Becoming a member of Credit Union Of New Jersey, A is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or worship in our community, you're already eligible to join! We welcome individuals from various backgrounds and walks of life, ensuring that everyone feels at home here. At Credit Union Of New Jersey, A, you'll enjoy personalized service, competitive rates on loans and savings, and a range of services designed to meet your unique needs. The process to become a member is straightforward and welcoming. Simply visit us at 691 Us Highway 130 Hamilton Nj 08691 or call us at (609) 538-4061 for any questions you might have. To learn more about the specific eligibility requirements and get started on your membership journey, check out this helpful resource: Member Eligibility Details. Ready to open an account? You can find all the details you need right here: Account Opening Information. Join us today and experience the benefits of being part of Credit Union Of New Jersey, A!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $23,166,539, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Imagine processing payments easily and securely, allowing your customers to pay with their preferred methods while you keep track of sales effortlessly. Whether you're a small shop or a growing enterprise, our services are designed to help streamline your operations. Let us partner with you on your business journey. Reach out today at (609) 538-4061 or visit us online to explore how we can support your goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide access to ATMs for quick cash withdrawals and balance checks without the hassle. Our basic ATM access ensures that you can get what you need when you're on the go. At Credit Union Of New Jersey, A, we're committed to making your banking experience as smooth as possible. If you're ready to take control of your finances or learn more about any of our services, don't hesitate to reach out! You can call us at (609) 538-4061, visit us online at Hamilton, or stop by our branch during lobby hours from 8:30 AM to 4:00 PM on weekdays. Join us today and discover how we can help you achieve your financial goals!

Business Banking Services

For business owners, we have comprehensive business banking services, including merchant services and business loans that can help you manage cash flow and invest in growth opportunities. Our knowledgeable staff is ready to assist you in finding the right products that suit your business needs.

Convenient Digital Features

In today's fast-paced world, convenience is key. That's why at Credit Union Of New Jersey, A, we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments, easy access to account statements through e-statements, and person-to-person payment options, handling your finances has never been simpler.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your finances effectively. For those in need of a vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in your dream car. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services can guide you through the process with competitive rates and personalized support. If you find yourself facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options provide flexible solutions tailored to your situation. Plus, we understand the importance of rewards; that's why we offer credit cards with rewards that can give you more value from your everyday purchases.

Digital & Online Banking

Key Features

Our online banking service not only allows you to check balances and transfer funds, but also provides features like electronic signature authorization for easy document handling. You can sign documents electronically with confidence, saving you trips to the branch. Plus, enjoy the convenience of e-statements no more paper clutter! With e-statements available, you'll receive your monthly account statements directly to your inbox. For those who prefer mobile banking, our user-friendly mobile application makes it simple to manage your accounts right from your smartphone. Whether you want to make person-to-person transfers or set up mobile payments for quick transactions, our app has got you covered. Imagine paying your friends back for dinner or splitting bills in an instant all without needing cash!

Security and Accessibility

At Credit Union Of New Jersey, A, we prioritize your security while making sure our services are easy to use. Our online banking features are designed with robust security measures so that you can feel safe when accessing your accounts. You can rest assured that whether you're checking balances late at night or making a payment during lunch, your information remains protected. With real-time account management at your fingertips, staying on top of your finances has never been easier. Embrace the convenience of digital banking with us today! Explore all that Credit Union Of New Jersey, A has to offer by visiting https://www.cunj.com/ and take control of your financial journey with ease.

Financial Strength

A Solid Financial Foundation

With a net worth of $44,163,968, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed to Reinvestment

With $35,587,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,973 in used auto loans and $386,276,110 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $43,088,348 in share certificates and $39,871,382 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,982,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 100,246, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of New Jersey, A is your trusted partner. Visit us at 691 Us Highway 130 Hamilton Nj 08691 or call (609) 538-4061 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,337,446 in used vehicle loans and $22,284,727 in new vehicle loans already helping members get on the road. We have flexible terms to fit your budget and can assist with refinancing options if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $23,166,539 provide the capital needed to grow and expand your business. Whether you need financing for equipment, inventory, or other operational costs, we are committed to supporting local businesses. At Credit Union Of New Jersey, A, located at 691 Us Highway 130 Hamilton Nj 08691, Hamilton, NJ, we are here for you every step of the way. You can reach us at (609) 538-4061 during our operating hours from 8:30 am to 4:00 pm on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,675,114, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through each step.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $10,547,992 helping members manage their finances effectively. This product is perfect for those who want to build their credit while enjoying low rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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CREDIT UNION OF NEW JERSEY, A FEDERAL CREDIT UNION - Hamilton, NJ