Credit Union of New Jersey Ewing NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Credit Union Of New Jersey, A, your trusted financial partner in Ewing, NJ! Established in 1943, we have proudly served our community for over 80 years. With a commitment to providing excellent service and fostering financial growth, we currently support a robust membership of 37,430 individuals and families. Located at 1035 Parkway Ave, Ewing, NJ 08618, our branch is dedicated to helping you achieve your financial goals. At Credit Union Of New Jersey, A, we believe that everyone deserves access to quality financial services. Our total assets amount to an impressive $467,430,215, showcasing our stability and capacity to assist our members effectively. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions tailored to meet your needs. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Andrew Jaeger and Board President Gary Chizmadia, we strive to create an environment where members feel valued and supported. With a total of 77 employees, our dedicated staff is ready to help you with any inquiries or services you may need. While members can visit us at our Ewing location for all their banking needs, official correspondence should be sent to our mailing address at 1035 Parkway Ave, Trenton, NJ 8625. We invite you to explore our comprehensive offerings by visiting our website at www.cunj.org or calling us directly at 609-538-4044. Join us today and experience the difference of being part of a community-focused credit union that truly cares about its members!

Branch History & Mission

Community Focus

While members can visit us at 1035 Parkway Ave, official correspondence should be sent to 1035 Parkway Ave, Trenton, NJ 8625. Our branch is conveniently located near several local landmarks, making it easy for you to stop by and connect with us. With operating hours designed for your convenience Monday through Wednesday and Friday from 8:30 AM to 4:00 PM, and Thursday until 4:30 PM we aim to be available when you need us most. We also offer essential digital services such as online banking and mobile payments. This ensures you can manage your finances anytime and anywhere while maintaining ADA compliance for accessibility. Plus, with ATM availability at our branch, accessing cash is quick and easy.

Join Us Today!

As we continue to grow and adapt over the years, one thing remains constant: our dedication to serving you better every day. We invite you to become part of the Credit Union Of New Jersey family. Experience firsthand the benefits of being a member whether it's through competitive loan rates or personalized financial advice. To learn more about how you can join or explore our offerings further, please visit us online at www.cunj.com or call us at 609-538-4044. Together, let's build a brighter financial future!

Our Mission

At Credit Union Of New Jersey, A, our mission is clear: to improve the financial well-being of our members while fostering community spirit. We strive to make banking accessible and straightforward for everyone. Whether you need assistance with loans or are looking for ways to save smarter, we are here to guide you on your financial journey. We recognize that service goes beyond just transactions; it's about building relationships. That's why we focus on personalized service and community outreach initiatives that make a real difference in the lives of those we serve. We believe in giving back and supporting local charities and organizations that align with our values.

Branch Location & Accessibility

Local Highlights and Accessibility

Our location is surrounded by familiar landmarks that make it easy to find us. Just a stone's throw away from the bustling local shops and restaurants, we sit within a vibrant community. We have ample parking available, making your visit hassle-free. Plus, our facility is fully ADA compliant, ensuring everyone can access our services comfortably.

Operating Hours

At Credit Union of New Jersey, A, we understand that convenience matters. Our lobby hours are designed to fit your busy schedule: we're open from 8:30 AM to 4:00 PM on Monday, Tuesday, Wednesday, and Friday, with extended hours until 4:30 PM on Thursday. Whether you prefer an early morning visit or need some time after work, we've got you covered!

Services and Features

As a member-focused credit union, we offer a range of services tailored to meet your financial needs. You can take advantage of our personal banking options like checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. For those who enjoy banking on-the-go, our online and mobile banking services provide flexibility at your fingertips. While we do not have drive-thru service at this location, we do offer ATM access for quick withdrawals and balance checks perfect for when you're on the move! If you have any questions or need assistance during your visit, don't hesitate to reach out! You can give us a call at 609-538-4044. We look forward to welcoming you soon at Credit Union of New Jersey, A! Whether you're visiting us at 1035 Parkway Ave or sending correspondence to our mailing address in Trenton (if different), we're committed to providing exceptional service tailored just for you. Come see how we can support your financial journey today!

Member Eligibility

At Credit Union Of New Jersey, A, we believe that becoming a member is like joining a close-knit community where your financial well-being is our top priority. If you're looking to experience personalized service and supportive banking, you're in the right place! Membership is open to individuals who live, work, worship, or attend school in our local communities. Additionally, family members of existing members can also join. This means that whether you're just starting out or looking for ways to manage your finances better, there's a place for you here. Getting started is simple! Just visit us at 1035 Parkway Ave Ewing Nj 08618 or give us a call at (609) 538-4044. You can find all the detailed eligibility criteria and updates by checking out our website at https://www.cunj.com/about-us/about-cu-of-nj/join-us/ . Once you're ready to take the next step, opening an account is quick and straightforward just follow the instructions found here: https://apply.cunj.org/virtualcapture/accounts/products/index/?productcategory=becomeamember . We're excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $23,166,539, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment processing is crucial. That's why we offer merchant services that help you manage transactions effortlessly. Imagine accepting payments from customers without hassle whether they're using cards, mobile payments, or online transactions. This not only improves cash flow but also enhances customer satisfaction. With our tailored business banking solutions at Credit Union Of New Jersey, A, located at 1035 Parkway Ave Ewing Nj 08618 in Ewing, NJ, you can focus on what truly matters growing your business. For more information, feel free to reach out at (609) 538-4044. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier to drive away in the vehicle of your dreams. We understand that purchasing a car is a significant investment, which is why we strive to make the financing process as straightforward as possible.

Business Banking Services

We also cater to local businesses with our Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we support entrepreneurs in achieving their goals. At Credit Union Of New Jersey, A, we believe banking should be simple and convenient. That's why we offer services like basic ATM access for withdrawals and balance checks right at your fingertips. For any inquiries or assistance, don't hesitate to reach out! You can contact us at (609) 538-4044 or visit us during our lobby hours: Monday through Wednesday and Friday from 8:30 AM to 4:00 PM, and Thursday from 8:30 AM to 4:30 PM. Ready to take the next step? Explore all that we have to offer by visiting our website at Dot Branch or stop by our branch in Ewing today!

Credit Cards with Rewards

Get more from your spending with our Credit Cards with Rewards program. Enjoy benefits like cashback or travel rewards while making everyday purchases. It's an excellent way to maximize the value of your spending.

Mortgage Loans & Refinancing

Homeownership can be within reach with our Mortgage Loans & Refinancing options. Whether you're looking to buy your first home or refinance an existing mortgage for better rates, we are here to guide you through every step of the process. Our goal is to help you find a plan that fits your budget and lifestyle.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our personal banking services are designed for you. We offer Checking & Savings Accounts that help you manage your money effectively. With the convenience of Online & Mobile Banking, you can check your balances, transfer funds, and pay bills anytime, anywhere. Plus, our ATM services ensure you have easy access to cash when you need it most.

Personal Loans & Debt Consolidation

For those unexpected expenses or debt management needs, our Personal Loans & Debt Consolidation services provide financial relief. You can consolidate high-interest debt into one manageable payment, giving you peace of mind while working toward financial stability.

Digital & Online Banking

Accessibility and Ease of Use

We know that time is precious, which is why our online services are designed to be user-friendly. Whether you're tech-savvy or just getting started with digital banking, you'll find navigating our tools straightforward. With mobile payments available, making purchases is as easy as tapping your phone. At Credit Union Of New Jersey, A, we believe in empowering our members with real-time account management and easy access to their financial information anytime they need it. Experience the freedom of modern banking today!

Key Services

With our online banking platform, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, our mobile application allows you to take care of your banking needs from anywhere. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Security is our top priority. We use electronic signature authorization for important transactions, ensuring that your information remains protected. You can also opt for e-statements to keep track of your account activity without the clutter of paper statements.

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 100,246, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of New Jersey, A is your trusted partner. Visit us at 1035 Parkway Ave Ewing Nj 08618 or call (609) 538-4044 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $35,587,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,973 in used auto loans and $386,276,110 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $43,088,348 in share certificates and $39,871,382 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,982,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $44,163,968, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,337,446 in used vehicle loans and $22,284,727 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your payments or access cash from your vehicle's equity.

Business Loans

For business owners, our outstanding commercial loans totaling $23,166,539 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to help you thrive.

Contact Us

If you're interested in learning more about any of our loan products or want to explore eligibility options, feel free to reach out! You can contact us at (609) 538-4044 or visit us at 1035 Parkway Ave Ewing Nj 08618, located in Ewing, NJ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,675,114, make buying or refinancing simple. We guide you through the process, offering competitive rates and personalized service to ensure you find a mortgage that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,547,992 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh prioritizes accuracy and fairness in its comparisons. The loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified sourcing ensures that users receive fair and transparent offers tailored to their financial needs.

CREDIT UNION OF NEW JERSEY, A FEDERAL CREDIT UNION