Credit Union of Georgia Woodstock GA | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Union Of Georgia, your trusted financial partner in the heart of Woodstock, Georgia. Established in 1960, we have been dedicated to serving our community with integrity and care for over six decades. Conveniently located at 3048 Eagle Dr Woodstock Ga 30189, we pride ourselves on being more than just a financial institution we are a part of your community, committed to helping you achieve your financial goals. With 35,942 members and counting, our credit union has become a cornerstone for many families and businesses in the area. We understand that every member's journey is unique, which is why we offer a wide range of services tailored to meet your individual needs. From personal banking solutions like checking and savings accounts to competitive auto loans and mortgage options, we aim to provide financial support that empowers you. At Credit Union Of Georgia, our total assets stand impressively at $672,292,213, reflecting our stability and reliability. We manage over $38,454,845 in deposits, ensuring that your funds are secure while also offering great loan options, including more than 94,038 loans currently under management. Our net worth is an impressive $63,423,279, showcasing our commitment to maintaining a strong foundation for our members. Our team, led by CEO Brian Albrecht and Board President Jill Mutimer, consists of over 106 dedicated professionals ready to assist you. Whether you're looking for advice on managing your finances or exploring new investment opportunities, our staff is here to help you every step of the way. While members can visit us at 3048 Eagle Dr Woodstock Ga 30189, official correspondence should be sent to our mailing address: PO Box 2148, Woodstock, GA 30188. If you have any questions or would like to learn more about our services, don't hesitate to reach out! Call us at (678) 322-2000 or visit us online at http://cuofga.org/ . We look forward to serving you soon!

Branch History & Mission

Join Us

As we continue to grow and adapt in this ever-changing world, we invite you to experience the benefits of becoming a member of the Credit Union Of Georgia. With a focus on personalized service and community support, we're here to help you every step of the way in your financial journey. Whether you're looking for a new loan or simply want advice on managing your finances better, we're ready to assist you. Reach out today at 678-322-2000, or visit us at cuofga.org to learn more about how we can serve you!

Our Mission

The mission of Credit Union Of Georgia is clear: We aim to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality banking products that empower them to achieve their dreams. This philosophy drives us to not only focus on financial success but also engage in meaningful outreach efforts within the community. We are proud to be ADA compliant and offer accessible services for all members. Additionally, our drive-thru banking service provides convenience for those who prefer quick transactions without leaving their vehicles. For added flexibility, we have shared service centers available for partner credit union members. As part of our ongoing commitment to customer satisfaction, we ensure that our operating hours cater to your busy schedule Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Our Story

Located at 3048 Eagle Dr, Woodstock, GA 30189, just a stone's throw from local landmarks like the scenic Lake Allatoona and vibrant downtown Woodstock, we have built lasting relationships with our members. While you can visit us at this address for all your banking needs, official correspondence should be sent to our mailing address at PO Box 2148, Woodstock, GA 30188. From humble beginnings, we have continually expanded our services to meet the diverse needs of our community. Today, we offer a full suite of personal and business banking options including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment to innovation means that our members can enjoy convenient online and mobile banking options alongside traditional face-to-face interactions.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to give us a call at 678-322-2000. Our friendly team is ready to help you with any inquiries or concerns you may have. We invite you to come visit us at the Credit Union Of Georgia's Towne Lake Branch! We look forward to serving you soon!

Convenient Services

Our branch offers a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage services, we've got you covered. Need quick cash? Our ATM is readily available for withdrawals and balance checks. If you prefer face-to-face interactions, take advantage of our drive-thru banking for deposits and simple transactions. If you're a member of another credit union, don't worry! You can also make basic transactions at our shared service center. It's just one more way we strive to provide exceptional service.

Easy Access and Parking

At Credit Union Of Georgia, we prioritize accessibility for all our members. Our branch features ample parking spaces, ensuring you can park with ease during your visit. We're committed to being accessible to everyone, including those who may need additional support; our facilities are compliant with ADA standards, featuring ramps and wide entryways.

Friendly Banking Hours

We understand that life can get busy, which is why our operating hours are tailored to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM, and if you need assistance on Saturdays, our drive-thru service is available from 9:00 AM to 1:00 PM. We're here when you need us!

Member Eligibility

At Credit Union Of Georgia, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family where your financial well-being matters. If you're looking to become a member, the process is straightforward and welcoming. You can qualify for membership if you live, work, worship, or attend school in Cherokee County or are related to someone who does. We embrace everyone with open arms, ensuring that each member feels valued and supported in their financial journey. To start your membership with us, visit our website for more detailed eligibility information at https://cuofga.org/cugaconnect/ . Once you know you qualify, opening an account is just a click away! You can easily complete the application online by following this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=cugrorgia051218&list=xasa1b2b1s2sccvlplheblst . If you have any questions or need assistance along the way, feel free to reach out to us at (678) 322-2000. We're here to help make your transition into our community as smooth as possible!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, we offer merchant services that simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments effortlessly while managing your sales from anywhere. Our services help streamline transactions, ensuring you stay connected with your customers. Located at 3048 Eagle Dr Woodstock Ga 30189 in Woodstock, GA, we're here to help you navigate your financial needs. For more information or to explore how we can assist your business, give us a call at (678) 322-2000. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,657,896, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Matters

We also provide Basic ATM Access for easy Withdrawals and Balance Checks so that managing your finances is always within reach. With all these services bundled together under one roof at Towne Lake Branch, there's no need to go anywhere else for your banking needs. Whether you're stopping by during our operating hours from M-F 9:00 AM - 5:00 PM or on Saturday from 9:00 AM - 1:00 PM, our friendly team is ready to assist you with all things financial. Feel free to give us a call at (678) 322-2000 or visit us online for more information about how we can serve you better. Join us today at Credit Union Of Georgia where your financial future begins!

Business Banking Services

For our business members, we offer Business Banking solutions that include Merchant Services and Business Loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why our Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. With features like ATM & Cash Withdrawal Services available at numerous locations, accessing your funds has never been easier.

Easy Transactions at Your Fingertips

Need to make simple transactions? Our Basic Drive-Thru Banking allows for quick Deposits, Withdrawals, and other straightforward transactions without leaving your car. Additionally, if you're a member of partner credit unions, you can take advantage of Basic Shared Branch Transactions for deposits and withdrawals as well.

Financial Support When You Need It

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play, allowing you to handle those challenges head-on. Plus, if you enjoy earning rewards on your purchases, check out our Credit Cards with Rewards program, which lets you earn while you spend.

Personal Banking Solutions

Starting with personal banking, we offer various options to manage your money effectively. You can open Checking & Savings Accounts that suit your everyday needs and save for the future. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing services can help you get behind the wheel without breaking the bank. For those considering homeownership or refinancing, our Mortgage Loans & Refinancing options are designed to make the process smoother.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, making it simple and secure to sign documents from the comfort of your home. Plus, with e-statements available, you can go paperless and keep your financial records organized all while helping the environment. If you're always on the go, our mobile application provides a convenient way to manage your accounts right from your smartphone. You can make mobile payments easily, ensuring that whether you're shopping or dining out, you're never far from your finances. And if you need to send money quickly to friends or family, our person-to-person transfer feature makes it quick and hassle-free. Security is a top priority at Credit Union Of Georgia. We've implemented strong protections to keep your data safe while you enjoy the benefits of online banking. Our user-friendly interface means you won't have any trouble navigating through your account settings or transactions. In short, our digital and online banking services are tailored for today's busy lifestyles. Experience convenience like never before with Credit Union Of Georgia where managing your money is made simple!

Financial Strength

Commitment to Growth

With $62,962,120 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $58,499 in used auto loans and $445,046,002 in total loans and leases.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 106 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $143,033,280 in share certificates and $100,833,520 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundations

With a net worth of $63,423,279, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $970 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $460,536. Total Share and Deposit Accounts: 70,799, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Georgia is your trusted partner. Visit us at 3048 Eagle Dr Woodstock Ga 30189 or call (678) 322-2000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

If you're considering refinancing or want to know more about eligibility options for any of these loan products, please don't hesitate to ask. At Credit Union Of Georgia, we're committed to providing personalized service that aligns with your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online or stop by our branch today to explore how we can assist you with your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,149,673 in used vehicle loans and $43,045,857 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $10,657,896 provide the capital needed to grow and expand your operations. We understand the challenges faced by businesses today and are here to support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $139,127,621, make buying or refinancing simple. We provide straightforward guidance throughout the process to ensure you understand every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,347,334 in loans helping members manage their finances effectively. Our credit cards come with no hidden fees and great rewards, making them an excellent choice for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

One key advantage of LendMesh is its commitment to unbiased results. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh offers no sponsored listings. This ensures that users receive a clear view of all available options without hidden agendas. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This feature allows users to stay updated with the latest loan rates, empowering them to make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the reliability and effectiveness of the platform in helping consumers secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By using verified data from legitimate financial institutions, LendMesh promotes transparency in every comparison.

CREDIT UNION OF GEORGIA CREDIT UNION - Woodstock, GA