Credit Union of Emporia KS | Affordable Auto Loans & Checking

Introduction

Welcome to the Credit Union Of Emporia, where community and financial well-being come together! Established in 1953, we have proudly served our members for over 70 years, building trust and fostering strong relationships within the Emporia community. Located at 2711 W 15Th Ave, Emporia, KS 66801, our branch is dedicated to providing exceptional financial services tailored to meet your needs. At the Credit Union Of Emporia, our commitment goes beyond numbers. We currently support a vibrant membership of 3,409 individuals and families, with total assets reaching an impressive $36,477,204. With a robust portfolio of 1,580 loans and leases, we strive to empower our members with the financial resources they need to achieve their goals. Whether you're looking for auto loans, personal loans, or business banking solutions, we are here to help. Our team is led by CEO Kelly Brown and Board President Richard Rust, who share a vision of community-focused banking that prioritizes member satisfaction. With a dedicated staff of 9 employees, we aim to provide personalized service and expert guidance every step of the way. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 2711 W 15TH AVE, EMPORIA, KS 66801. If you have any questions or need assistance, please don't hesitate to call us at 620-342-0491. Join us on this journey towards financial success! Explore our offerings online at www.cuofe.org or stop by our branch today. We look forward to serving you!

Branch History & Mission

Community Engagement

Our engagement with the community goes beyond providing financial products. We actively seek partnerships that promote local growth and development. Through various outreach initiatives and support programs, we aim to make a lasting impact on the lives of those around us. As we look forward to the future, we invite you to join us on this journey. Experience firsthand how being part of the Credit Union Of Emporia can benefit you and help strengthen our community together. For more information or to become a member today, please visit our website or call us at 620-342-0491. Together, let's build a brighter financial future!

Our Mission

At the Credit Union Of Emporia, our mission is simple yet profound: we strive to provide exceptional financial services while supporting and uplifting our community. We believe in helping our members achieve their financial goals through personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Our aim is not just to meet the financial needs of our members but also to foster a sense of belonging and trust within the community. As technology evolves, we are committed to enhancing our services with features like online banking and person-to-person payment options. Our focus on customer service means that we are always here for you; whether you need assistance in person during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday or through online channels.

Branch Location & Accessibility

Welcome to the Credit Union Of Emporia, your friendly neighborhood financial partner located at 2711 W 15Th Ave, Emporia, KS 66801. Our branch is easy to find and conveniently situated near popular local landmarks, making it a breeze for members to access our services. Whether you're coming from downtown or nearby neighborhoods, you'll appreciate how accessible we are. At our branch, we prioritize your convenience. While you can visit us at the address mentioned above for all your banking needs, please note that official correspondence should be directed to the same address: 2711 W 15TH AVE, EMPORIA, KS 66801. Our operating hours are designed to fit into your busy schedule. We welcome you Monday through Friday from 9:00 AM to 5:00 PM, ensuring you have ample time to stop by during your day. If you have questions or need assistance, don't hesitate to give us a call at 620-342-0491 we're here to help! Accessibility is important to us. Our branch is equipped with features that ensure everyone can visit comfortably, including ADA-compliant ramps and parking spaces. While we currently do not offer drive-thru banking or ATM services, our dedicated staff is always ready to assist you inside the branch with various services such as personal banking, auto loans, mortgages, and credit cards. We're proud to serve the community of Lyon County and beyond with tailored financial solutions that meet your unique needs. Come visit us at Credit Union Of Emporia we look forward to welcoming you!

Member Eligibility

At Credit Union Of Emporia, we believe that everyone deserves a place to belong, and becoming a member is the first step into our supportive community. If you're looking to join us at our Emporia location, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in Lyon County. Whether you're just starting out or looking for a trusted financial partner, we are here for you with a range of services tailored to your needs. You can explore all the details about membership qualifications by visiting http://www.cuofe.org/membership-benefits. Joining Credit Union Of Emporia is simple and welcoming. To get started, just reach out to us at (620) 342-0491, or head over to our account opening page at https://cuofe-dn.financial-net.com/web/enrollment. With our friendly team ready to assist you every step of the way, you'll find that becoming part of our credit union family is not just easy but also an exciting opportunity for financial growth and support. We can't wait to welcome you through our doors at 2711 W 15Th Ave Emporia Ks 66801!

Business Banking & Commercial Services

Practical Merchant Services

Alongside our loan offerings, our merchant services are designed to simplify transactions for your business. Whether you need a reliable point-of-sale system or online payment solutions, we provide the tools necessary to streamline your operations. This means less time managing payments and more time focusing on what truly matters growing your business. Located at 2711 W 15Th Ave Emporia Ks 66801, Emporia, KS 66801, we're here to support you every step of the way. For more information or to explore how we can assist your business further, don't hesitate to reach out at (620) 342-0491. Let's work together toward your success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

While we currently do not have ATM services at this location, our members can still access their cash easily through various withdrawal options available in our branch during lobby hours from 9 AM to 5 PM on weekdays. As you explore these services at Credit Union Of Emporia, remember that our dedicated team is always here to assist you with any questions or concerns. Feel free to reach out by calling us at (620) 342-0491 or visit us in person at 2711 W 15Th Ave Emporia Ks 66801 in Emporia, KS. Ready to take control of your financial future? Join us today! Visit our website for more information about membership benefits and how we can support you on this journey!

Business Banking Services

For business owners, Credit Union Of Emporia offers specialized business banking services. From merchant services that streamline payment processing to business loans that help you expand or invest in new opportunities, we have solutions tailored for entrepreneurs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills from the comfort of your home or on the go it's all at your fingertips!

Credit and Debt Solutions

We also understand that life can bring unexpected challenges. That's why our personal loans and debt consolidation services are here to provide you with financial relief when you need it most. With flexible terms and competitive rates, we aim to ease your burden so you can focus on what truly matters. Additionally, our credit cards with rewards offer an excellent way to earn points on everyday purchases. Think about how those points can add up whether for travel, cash back, or other exciting rewards!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to your funds and earning interest on your savings all while enjoying competitive rates. Our auto loans and vehicle financing options make purchasing a new car straightforward and affordable. You can drive off with confidence knowing we are here to support you every step of the way. When it comes to homeownership, our mortgage loans and refinancing options can help make your dreams a reality. Whether you're buying your first home or looking to lower your monthly payments through refinancing, we're committed to guiding you through the process.

Digital & Online Banking

Mobile Convenience

Although we currently don't offer mobile payments or a dedicated mobile application, our website is fully optimized for mobile devices. This means you can still enjoy a user-friendly experience while accessing all our online banking features from your smartphone or tablet. At Credit Union Of Emporia, we're committed to giving you real-time control over your finances in a way that fits into your busy life. Join us today and discover how easy banking can be!

Security You Can Trust

Your security is a top priority for us. Our platform uses advanced technology to keep your information safe while providing easy access to your accounts. Plus, with electronic signature authorization, signing documents online is not only secure but also incredibly straightforward.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can receive your bank statements electronically. This not only helps you stay organized but also contributes to a more eco-friendly environment.

Financial Strength

Commitment to Growth

With $5,458,208 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals with $623 in used auto loans and $12,180,898 in total loans and leases.

Growing Community Trust

We have built trust within our community, as shown by our total share accounts of 5,804. This growing member base reflects the confidence people have in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Emporia is your trusted partner. Visit us at 2711 W 15Th Ave Emporia Ks 66801 or call (620) 342-0491 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secure with us. We hold $5,341,884 in share certificates and $3,603,993 in money market shares, offering stable and rewarding financial growth opportunities tailored to meet our members' needs. Unlike traditional banks, we prioritize our members.

Operational Efficiency

Our operational efficiency shines through with a net income of $135,528, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $5,458,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,301,177 in used vehicle loans and $880,010 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing so you can drive away with your dream vehicle as soon as possible.

Credit Lines

If you're interested in having access to immediate funds when needed, our credit lines totaling $500,000 provide just that. This option allows you to borrow what you need without taking out a traditional loan. We also provide refinancing options for many of our loan products, making it easier for you to adjust your financial commitments as needed. For specific eligibility requirements or further details on any of our loan products, please visit our website at https://www.cuofe.org/ or contact us directly at (620) 342-0491. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Credit Union Of Emporia, we're committed to empowering our members with financial resources that help them thrive. Whether you're looking for an auto loan, mortgage financing, or credit options, we are here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $357,902, make buying or refinancing simple. We're dedicated to guiding you through the process and ensuring that you find the right financing solution that fits your budget.

Unsecured Credit Card Loans

For those looking for a flexible way to manage their expenses, we also offer unsecured credit card loans, with a total of $194,537 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit your lifestyle while keeping your spending manageable.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By only including verified lenders, LendMesh guarantees that users receive accurate information, allowing them to compare loan options confidently.

CREDIT UNION OF EMPORIA CREDIT UNION - Emporia, KS

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