Credit Union of Dodge City KS | Low Mortgage Rates & Business Banking

Introduction

Welcome to Credit Union Of Dodge City, where your financial needs and community values come together. Located at 802 W Trail St, Dodge City, KS 67801, we have proudly served our members since 1940. Our commitment to building strong relationships is reflected in our growing family of 10,484 members, all benefitting from our robust services tailored for both personal and business banking. At Credit Union Of Dodge City, we believe that every dollar matters. With total assets of $102,105,827 and total deposits reaching $5,075,336, we ensure that your savings are secure and your loans are within reach. Our lending portfolio includes over 3,859 loans and leases, designed to support you through life's milestones be it purchasing a car or financing a home. Our leadership team, headed by CEO Tom Armstrong and Board President Gilbert Benton, strives to create an environment of trust and transparency. We understand that financial decisions can be daunting, which is why we're here to guide you every step of the way. Whether you're visiting us for a loan or simply looking for advice on managing your finances, our dedicated team of 30 employees is ready to assist you. While members can visit us at our main branch address, official correspondence should be sent to our mailing address: PO Box 1028, Dodge City, KS 67801-1028. We invite you to explore our diverse range of services from checking accounts and auto loans to business banking solutions designed with your success in mind. Ready to take the next step? Visit us online at Credit Union Of Dodge City or give us a call at 620-227-7181 today! Your journey towards financial wellness starts here.

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of our story. Join the Credit Union of Dodge City today and experience firsthand the benefits of membership in a community-focused institution. Together, let's continue building a brighter financial future for everyone in Dodge City! For more information or to open an account online, visit our website or give us a call at (620) 227-7181. Your journey towards better financial health starts here!

Our Journey

The journey of the Credit Union of Dodge City began in the heart of Ford County, where a small group of dedicated individuals came together to create a cooperative that prioritized member needs over profit. From our humble beginnings, we have continuously evolved to meet the changing demands of our community while staying true to our foundational mission: to provide exceptional financial services that enhance the lives of our members. As we expanded our offerings from basic savings accounts to a wide range of services including auto loans, mortgages, personal loans, and business banking we have maintained our focus on community engagement. Our partnerships with local organizations have allowed us to contribute positively to Dodge City and beyond. We believe that when our members thrive, so does our community.

Our Mission

At the Credit Union of Dodge City, we are committed to making a difference in the lives of those we serve. Our mission is simple yet profound: to promote financial well-being through personalized service and innovative solutions. We aim not just to be your bank but your partner in achieving financial stability and success. We pride ourselves on providing member-centric services like online banking, mobile payments, and ATM access ensuring that you can manage your finances conveniently. With drive-thru banking available for quick transactions and friendly staff ready to assist you during lobby hours Monday through Friday from 9 am to 5 pm (and until 6 pm on Fridays) we are here for you every step of the way. While members can visit us at 802 W Trail St for all their banking needs, official correspondence should be sent to PO Box 1028, Dodge City, KS 67801-1028.

Branch Location & Accessibility

Welcome to the Credit Union of Dodge City, your friendly financial partner located conveniently at 802 W Trail St in Dodge City, KS. We understand that accessibility is essential for our members, and our branch is designed with you in mind. Nestled near local favorites like the historic Boot Hill Museum and just a short drive from the bustling city center, we are easy to reach whether you're coming from home or work. At our branch, you'll find ample parking spaces, making your visit hassle-free. We take pride in being accessible to everyone, featuring ADA-compliant entrances and ramps for those who need them. If you're looking for a simple way to manage your banking needs, our drive-thru service is available for quick transactions without leaving your vehicle. Our operating hours are tailored to fit your busy schedule. You can visit us Monday through Thursday from 8 AM to 5 PM, and on Fridays until 6 PM. Whether you prefer to handle your banking in person or via our convenient ATM service also available at this location we're here to assist you. While members can visit us at 802 W Trail St, official correspondence should be sent to PO Box 1028, Dodge City, KS 67801-1028. If you have any questions or need assistance, don't hesitate to give us a call at 620-227-7181. We invite you to stop by and explore all that we offer from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. At Credit Union of Dodge City, we're committed to providing exceptional service in a welcoming environment. Come see us soon!

Member Eligibility

At Credit Union Of Dodge City, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and straightforward, and we're excited to invite you to join us! If you live, work, worship, or attend school in Ford County or are related to someone who does, you're eligible for membership. This means that not only do you get access to our range of financial services, but you also become part of a supportive network that truly cares about your financial well-being. To start your journey with us, simply visit our eligibility page at http://www.cudodge.com/membership/about-us/contact-us .aspx for more details on the requirements. When you're ready to open an account, the process is just as easy check out how to get started at http://www.cudodge.com/borrow/apply-for-a-loan.aspx . If you have any questions or need assistance, don't hesitate to give us a call at (620) 227-7181. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $744,940, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're a local shop or an online retailer, our services help you accept payments efficiently, allowing you to focus on what matters most growing your business. Located at 802 W Trail St Dodge City Ks 67801 in Dodge City, KS, we are here to support your entrepreneurial journey. Reach out to us at (620) 227-7181 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? Our branch offers ATM & Cash Withdrawal Services, ensuring that access to your money is never far away. With basic ATM access for withdrawals and balance checks, managing your finances has never been easier.

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. Imagine driving off in your dream vehicle without the stress of high payments. We're here to assist you every step of the way.

Business Banking Services

For local entrepreneurs, our Business Banking solutions, including merchant services and business loans, are designed to support your growth. Whether you're launching a startup or expanding an established business, we provide the financial tools you need.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn benefits while making everyday purchases. Picture earning points for travel or cash back simply by using your card for regular expenses!

Digital Banking Features

In today's fast-paced world, convenience matters. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and even make mobile payments right from your smartphone.

Drive-Thru Banking

For quick transactions without leaving your car, take advantage of our Basic Drive-Thru Banking services for deposits and simple transactions. We understand that sometimes speed is essential! At Credit Union Of Dodge City, we strive to be more than just a financial institution; we are your partners in achieving financial success. If you'd like to learn more about any of these services or how we can assist you further, feel free to call us at 620-227-7181 or visit us online at www.cudodge.com. Your journey towards better banking starts with us!

Mortgage Loans and Refinancing

Homeownership is a significant milestone. With our Mortgage Loans & Refinancing services, you can secure the financing needed to purchase your home or refinance an existing mortgage for better rates. Let us help make your homeownership dreams come true.

Personal Banking Solutions

For individuals looking to manage their finances effectively, we offer Personal Banking services that include checking and savings accounts tailored to help you save for your goals. Whether you're just starting out or planning for retirement, we have options that suit every stage of life.

Personal Loans and Debt Consolidation

If you're facing unexpected expenses or need to manage debt, consider our Personal Loans & Debt Consolidation options. We aim to help you regain control over your finances with manageable payment plans that fit within your budget.

Digital & Online Banking

Key Features

Our online banking service gives you the power to check balances, transfer funds, and pay bills anytime, anywhere. Plus, you can enjoy the benefits of e-statements, which means you'll receive your account statements electronically saving paper and making it easy to keep track of your finances. Need to send money quickly? Our person-to-person transfer feature allows you to send money directly to friends or family with just a few taps on your screen. And if you're on the go, our mobile application makes it even simpler. With mobile payments enabled, you can make purchases directly from your smartphone, keeping things quick and hassle-free.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our platforms are safeguarded by advanced encryption technology. At Credit Union Of Dodge City, we believe that managing your money should be straightforward and accessible. Whether you're checking account balances or making payments from home or on the go, our digital banking solutions provide everything you need for real-time account management. Join us today and experience banking that fits your lifestyle!

Financial Strength

Commitment to Growth

With $12,378,596 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in $2,256 in used auto loans and $52,725,484 in total loans and leases, supporting members' financial goals across various sectors.

Growing Trust Among Members

Total Share and Deposit Accounts stand at 18,654, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further illustrating our commitment to responsible growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Dodge City is your trusted partner. Visit us at 802 W Trail St Dodge City Ks 67801 or call (620) 227-7181 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $5,352,493 in share certificates and $4,193,418 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $12,378,596, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,212 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,996,728 in used vehicle loans and $12,193,953 in new vehicle loans already helping members get on the road. We know that financing a vehicle can be daunting, which is why our team is ready to assist you through every step of the process. Plus, if you're considering refinancing your existing auto loan for better terms or lower payments, we have options available as well.

Business Loans

For business owners in our community, we're proud to provide outstanding commercial loans totaling $744,940. These loans are designed to give you the capital needed to grow and expand your business operations. If you're interested in exploring financing options for your small business needs, reach out to us today! At Credit Union Of Dodge City, located at 802 W Trail St, Dodge City KS 67801, we're dedicated to helping you find the right loan product that fits your financial situation. You can reach us at 620-227-7181 during our lobby hours: Monday - Friday from 9 AM - 5 PM (Drive-up: Monday - Thursday 8 AM - 5 PM; Friday 8 AM - 6 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit our website at cudodge.com for more information on how we can assist you today!

Credit Cards and Personal Loans

Managing everyday expenses is crucial for maintaining financial health. We also offer flexible terms on unsecured credit card loans, with a total of $907,196 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can fit into your lifestyle seamlessly.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,223,296, making buying or refinancing simple. We aim to provide you with an affordable path to owning your home while ensuring you understand each aspect of your loan. If you're looking to refinance an existing mortgage for a better rate or term, our team can help explore those options too.

Loan Aggregator

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CREDIT UNION OF DODGE CITY CREDIT UNION