Credit Union of Denver CO | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Union Of Denver, your trusted financial partner located at 900 Auraria Pkwy Unit 263, Denver, CO 80204. Since our establishment in 1931, we've been dedicated to serving our community with reliable banking solutions tailored for our members' needs. Whether you're looking for personal banking services, auto loans, or business financing options, we are here to help you every step of the way. With a thriving membership of 72,884 and total assets exceeding $1.169 billion, we pride ourselves on being a stable and supportive credit union. Our strong financial standing is backed by a net worth of $143,372,337 and total deposits reaching $74,931,714. We understand the importance of trust in finance, which is why we maintain a healthy cash reserve of $2,647,777, ensuring that your funds are secure with us. At the helm of our organization is CEO Christopher Wallace, alongside Board President Kristina Sapp, both committed to fostering an environment that prioritizes member satisfaction and community engagement. Our team of 167 employees is dedicated to providing exceptional service and support. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: PO BOX 261420, Lakewood, CO 80226. We invite you to explore our wide range of services including checking and savings accounts, mortgage loans, personal loans, and more through our website at Credit Union Of Denver. Feel free to reach out to us at 303-234-1700 for any inquiries or assistance. Join us in making a difference in your financial journey today!

Branch History & Mission

Community-Centric Innovations

In today's fast-paced world, we understand the importance of technology in enhancing your banking experience. That's why we offer online banking services along with mobile applications for easy account management. We also ensure ADA compliance so that all members can access our services comfortably. With one ATM available on-site and shared service centers at your disposal, convenience is just around the corner. Although we do not currently offer drive-thru banking, our friendly staff is always ready to assist you inside the branch. As we look toward the future, our focus remains on you the member ensuring that every interaction is meaningful and beneficial. We invite you to join us at Credit Union Of Denver and discover how together, we can achieve greater financial wellness for you and your community. Come visit us or call us at 303-234-1700 today! Your journey towards better banking starts here!

Our Mission

At Credit Union Of Denver, our mission is clear: to provide exceptional financial services while supporting our community. We aim to help our members achieve their financial goals through products such as checking and savings accounts, auto loans, mortgages, and personal loans. More than just a credit union, we are your partners in navigating life's financial journey. Our commitment extends beyond banking. We actively engage in community outreach initiatives that foster local development and support various causes. By partnering with local organizations, we strive to make a difference in the lives of Denver residents. While members can visit us at 900 Auraria Pkwy Unit 263, official correspondence should be sent to PO BOX 261420, LAKEWOOD, CO 80226 if needed. We offer convenient operating hours from Monday to Thursday 9:30 AM - 5:00 PM and Friday 9:00 AM - 4:30 PM, making it easier for you to access our services.

Branch Location & Accessibility

Convenient Access

At our Tivoli branch, you'll find ample parking options to make your visit hassle-free. We are dedicated to ensuring that all members can access our services comfortably, with ADA-compliant features like ramps for those who need assistance. Whether you're visiting us for personal banking or business needs, we have what you require right at your fingertips.

Operating Hours and Services

Our friendly staff is here to serve you during our convenient hours: Monday through Thursday from 9:30 AM to 5:00 PM and Fridays from 9:00 AM to 4:30 PM. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, if you're a member of another participating credit union, you can utilize basic shared branch transactions with ease!

Stay Connected

For any questions or assistance before your visit, feel free to reach out at 303-234-1700. If you prefer official correspondence, please send it to our mailing address at PO BOX 261420, Lakewood, CO 80226. We invite you to stop by and experience the exceptional service that Credit Union Of Denver offers. Join our community today and see how we can help you achieve your financial goals!

Member Eligibility

At Credit Union Of Denver, we believe that everyone deserves a chance to be part of a supportive community where your financial well-being is our priority. Becoming a member is simple and welcoming! If you live, work, or go to school in the Denver area, you're likely eligible to join us. We also welcome family members of current members, making it easy for your loved ones to benefit from our services too. To get all the details about eligibility, you can check out our website at http://www.cudenver.com/about/membership . Once you're ready to take the next step, opening an account with us is quick and straightforward. You can visit us at our branch located at 900 Auraria Pkwy Unit 263 Denver Co 80204 or give us a call at (303) 234-1700 for assistance. We're here to help you through the process and answer any questions you may have. Join us today and experience the benefits of being a member at Credit Union Of Denver!

Business Banking & Commercial Services

Are you a business owner looking for financial support to help your company grow? At Credit Union Of Denver, located at 900 Auraria Pkwy Unit 263 Denver Co 80204 in Denver, CO, we understand the unique challenges and opportunities that come with running a business. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,194,783, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services provide practical tools to simplify your daily operations. Imagine having access to payment processing solutions that make transactions smooth and efficient allowing you more time to focus on what matters: growing your business. Whether you're accepting payments online or in-person, we've got you covered. Discover how Credit Union Of Denver can partner with you on your journey to success. Reach out today at (303) 234-1700 or visit us online for more information!

Comprehensive List Of Services

ATM Access and Shared Branch Transactions

We also offer access to ATMs and basic shared branch transactions for deposits and withdrawals if you're a member of partner credit unions. Our commitment is to ensure that accessing your money is as convenient as possible. At Credit Union Of Denver, we strive to make banking accessible and straightforward for everyone in our community. Have questions? Reach out to us at (303) 234-1700 or visit us during our operating hours: Monday through Thursday from 9:30 AM - 5:00 PM and Friday from 9:00 AM - 4:30 PM. We look forward to serving you! Explore more about what we offer by visiting our website at https://www.cudenver.com/ . Join us today and take control of your financial future!

Business Banking Services

For those running a business, we offer comprehensive Business Banking solutions including merchant services and business loans. Let us support your entrepreneurial dreams with tailored financial products that help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features so you can manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go.

Home Financing Options

If you're ready to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services will guide you through the process. We know that buying a home is one of the biggest decisions you'll make, and we're here to help simplify it for you.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services such as checking and savings accounts tailored to fit various lifestyles. Imagine having easy access to your funds while earning interest on your savings our accounts are designed with you in mind.

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation options, you're never alone. Whether it's for home repairs, medical bills, or consolidating debt into one manageable payment, we have solutions that can ease your financial stress.

Rewards with Every Purchase

Don't forget about our Credit Cards with Rewards! Every swipe earns you points that can be redeemed for travel, gift cards, and more. It's an easy way to get rewarded while managing daily expenses.

Vehicle Financing Made Easy

Thinking about buying a car? Our Auto Loans & Vehicle Financing options make it simple and affordable. With competitive rates and flexible terms, you can drive away in your dream car without breaking the bank. We'll work with you to find a financing plan that fits your budget.

Digital & Online Banking

Key Features

One standout feature is our person-to-person transfer option. Need to send money to a friend? It's as simple as a few taps on your phone! We also offer electronic signature authorization for added convenience when applying for loans or signing documents digitally. This means less paperwork and more time for what matters most in your life. For those who prefer paperless options, e-statements are available to keep you organized without the clutter of physical documents. You can easily view and download your statements anytime through our online banking system. This not only saves trees but also helps keep your information secure. If you're always on the move, don't forget about our mobile application, which allows you to perform all these tasks right from your smartphone. Although we currently do not support mobile payments directly through this app, it still offers all the essential features you need for effective account management. At Credit Union Of Denver, we prioritize your security. Our online banking services use advanced encryption technology to protect your personal information, ensuring peace of mind while you bank online. In short, whether you want to check your balance or send money instantly, our digital and online banking services provide everything you need at your fingertips. Join us today at https://www.cudenver.com/ and experience the convenience of modern banking tailored just for you!

Financial Strength

A Committed Team

We take pride in having 166 full-time employees and 1 part-time employees ready to assist you at every turn. Their commitment ensures that our branches are always equipped to serve you with knowledgeable support.

Growing Member Base

The trust placed in us by our members is evident as we manage a total of 126,381 share and deposit accounts. This growing member base highlights our reliability as a trusted partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Denver is your trusted partner. Visit us at 900 Auraria Pkwy Unit 263 Denver Co 80204 or call (303) 234-1700 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $141,740,809 in undivided earnings, we reinvest back into the credit union to improve our services. This includes innovative banking tools, stronger lending options, and enhanced security measures all designed to serve you better.

Member-Focused Savings

Your savings are secure with us. We have $379,539,593 in share certificates and $229,949,188 in money market shares available, both of which provide stable and rewarding opportunities for your financial growth. Unlike traditional banks, our focus is on our members; with non-member deposits totaling $0, we ensure that our resources benefit you through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $143,372,337, we maintain robust financial health, which allows us to provide better rates, lower fees, and enhanced services tailored for our members. Our net worth ratio of $1,224 further demonstrates our solid capital foundation, ensuring that we can continue offering loans and competitive savings rates even during uncertain economic times.

Supporting Your Goals

Our lending capacity supports your financial goals across various sectors. With $16,063 in used auto loans and $746,607,271 in total loans and leases, we're here to help you finance your needs. Additionally, our $0 reflects operational efficiency, allowing us to continue offering competitive loan rates and solid financial products.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $268,166,381 in used vehicle loans and $23,239,441 in new vehicle loans already helping members get on the road. Whether you need financing for a new ride or a pre-owned vehicle, our team is here to assist you every step of the way.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $12,194,783 provide the capital needed to grow and expand your operations. We're committed to supporting local businesses as they thrive.

Credit Lines and Unsecured Loans

For those who need flexibility, our total credit lines amount to $306,484,132, giving you access to funds when needed. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $23,329,534 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,274,876, make buying or refinancing simple. We also provide refinancing options to help you lower your payments or access equity in your home.

Why Choose Us?

Our friendly team is available at 900 Auraria Pkwy Unit 263 Denver Co 80204 in Denver, CO, ready to assist you with any questions or guidance you may need. You can reach us at (303) 234-1700 during our operating hours: Monday - Thursday from 9:30 AM to 5:00 PM and Friday from 9:00 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings and see how we can help you achieve your financial dreams today!

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