Credit Union of Atlanta GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Credit Union Of Atlanta, where our mission is to empower our members and strengthen the community we serve. Established in 1928, we've been a trusted financial partner for over 95 years, helping individuals and families achieve their financial goals. Located at 670 Metropolitan Pkwy SW, Atlanta, GA 30310, we invite you to visit us and discover how we can support your banking needs. At Credit Union Of Atlanta, we take pride in our impressive growth. With a total membership of 14,418 and assets reaching an impressive $78,146,270, we are committed to providing personalized service tailored to each member's unique situation. Our total deposits stand at $6,414,582, reflecting the trust our members place in us. Our leadership team is dedicated to your success. Led by CEO Debra Collins and Board President Reginald Grant, we focus on building strong relationships within the community. Together with our 28 employees, we strive to create a welcoming atmosphere where every member feels valued and supported. We offer a wide range of services to meet your financial needs from personal banking solutions like checking and savings accounts to auto loans, mortgage refinancing, and business banking options. Need assistance? Feel free to reach out at 404-658-6465 or explore our website at www.cuatlanta.org for more information about what we offer. While members can visit us at our branch for in-person services, official correspondence should be sent to the same address: 670 Metropolitan Parkway SW, Atlanta, GA 30310. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As we continue to serve Atlanta's diverse population, we are committed to embracing modern technology while ensuring accessibility for all. Our branch features ADA-compliant facilities and offers various digital services such as online banking and mobile applications for added convenience. Members can easily manage their accounts from anywhere while enjoying the personal touch that defines our service. We also provide ATM availability and drive-thru banking options for quick transactions. Whether you're making deposits or withdrawals, we aim to make your banking experience smooth and hassle-free.

Join Us

The Credit Union of Atlanta is more than just a bank; we are a community partner dedicated to your success. If you're looking for a place where your financial needs are understood and valued, we invite you to visit us at our branch or explore our website at www.cuatlanta.org. Together, let's build a brighter future! For any inquiries or assistance, feel free to call us at (404) 658-6465. Welcome aboard!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while fostering strong community ties. We believe that everyone deserves access to affordable banking options that help them achieve their goals. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to offer products that empower our members. In addition to traditional banking services, we also prioritize community support. Our outreach programs focus on improving financial literacy and providing assistance where it's needed most. We understand that financial well-being goes beyond numbers; it's about building lasting relationships with our members.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch is fully ADA compliant and features ramps for easy entry. Parking is available on-site, so you won't have to worry about finding a spot when you visit us.

Contact Us

We're just a phone call away! For any questions or assistance, feel free to reach out at 404-658-6465. Our friendly staff is eager to assist you with anything you need. We invite you to stop by and experience how easy and convenient banking can be with Credit Union Of Atlanta!

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. Visit us Monday through Thursday from 8:30 AM to 4:00 PM and Fridays from 8:30 AM to 5:00 PM. Whether you're stopping by during your lunch break or after work, we strive to accommodate your schedule.

Services Offered

At Credit Union Of Atlanta, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, if you prefer face-to-face service, our drive-thru banking allows for simple transactions without leaving your car.

Member Eligibility

Joining the Credit Union Of Atlanta is like becoming part of a close-knit family that truly cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in our community, as well as their family members. This means if you're connected to the vibrant neighborhoods around Atlanta, you're likely eligible to enjoy all the benefits we have to offer. As a member, you gain access to personalized banking services designed with your needs in mind, including loans, savings accounts, and much more. Getting started is simple! You can visit us at 670 Metropolitan Pkwy Sw, Atlanta, GA 30310 or give us a call at 404-658-6465 for more information. For detailed eligibility criteria and any updates, feel free to check out our website at https://www.cuatlanta.org . If you're ready to take the next step and open an account, head over to this link for an easy online application. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. Imagine securing the funds needed to invest in new equipment or hire additional staff these loans can transform ideas into reality.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you've just made a sale, but you want to ensure you get paid swiftly and securely. Our merchant solutions provide easy ways for customers to pay, whether it's through credit cards or digital wallets, allowing you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $24,709, we continue to drive economic growth by financing new and expanding businesses in Atlanta, GA. Join us today at 670 Metropolitan Pkwy Sw Atlanta Ga 30310 or call us at (404) 658-6465 to explore how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our auto loans and vehicle financing solutions make it easy for you to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms to suit your budget, ensuring that your next car purchase is smooth and stress-free.

Business Banking

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans. We recognize the challenges of running a business and strive to offer solutions that help you thrive.

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards with rewards allow you to gain points on purchases that can be redeemed for travel, merchandise, or even cash back. It's all about making your spending work for you!

Drive-Thru & ATM Services

Need quick access to cash or want to make a deposit without stepping inside? Our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. With basic ATM access available for balance checks and withdrawals, we prioritize making banking easy for you. Our commitment at Credit Union Of Atlanta goes beyond just offering services; it's about building relationships with our members in the community. If you're interested in exploring any of these services further or have questions about how we can assist you better, don't hesitate to reach out! Give us a call at (404) 658-6465 or visit us online at Credit Union Of Atlanta. We look forward to serving you!

Mortgage Solutions

Owning a home is a significant milestone, and at Credit Union Of Atlanta, we want to help make that dream a reality. Explore our mortgage loans and refinancing options, which are designed with your unique situation in mind. Whether you're buying your first home or looking to refinance an existing mortgage, our expert team is ready to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime is essential. With our robust online and mobile banking options, you can manage your accounts from anywhere. Transfer funds, pay bills, and check balances all from the palm of your hand! Plus, our ATM services ensure that cash withdrawals are just as convenient.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why we offer a range of personal banking services designed for convenience and ease. From checking and savings accounts that help you manage your day-to-day expenses, to options like personal loans and debt consolidation that give you flexibility when unexpected costs arise, we are here to support your financial journey.

Digital & Online Banking

Accessibility and Security

Our 24/7 online banking services ensure that you're always connected to your accounts, no matter when you need to manage your finances. Safety is a top priority for us; we implement robust security measures so you can use our services with confidence. At Credit Union Of Atlanta, we strive to make banking as accessible as possible while maintaining user-friendly features. With just a few taps on your phone or clicks on your computer, you'll have real-time access to your account information and can easily handle everyday banking tasks. Join us today at Credit Union Of Atlanta and experience the future of banking at your fingertips!

Key Features

With our online banking platform available at https://www.cuatlanta.org/ , you can access your accounts anytime, anywhere. From checking your balance to transferring funds, everything is just a click away. You can also take advantage of our electronic signature authorization feature, which allows you to sign documents digitally, making transactions quicker and hassle-free. For those who prefer the paperless route, e-statements are available for easy access to your account history without cluttering your mailbox. Plus, our mobile application ensures that you have all these features right in your pocket. With the app, you can make mobile payments and conduct person-to-person transfers with ease perfect for splitting bills or sending money to friends and family.

Financial Strength

Member-Focused Savings

Your savings are secure with us. We currently hold $4,858,496 in share certificates and $4,584,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $198,973, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

We believe in reinvesting back into our community. With $10,352,886 in undivided earnings, we enhance our banking tools, lending options, and security measures to serve you better. Our capacity for lending is evident with $77,769 in used auto loans and $47,586,144 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $11,084,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,416 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

With total share accounts reaching 19,846, we show a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $2,222, reinforcing our ability to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of Atlanta is your trusted partner. Visit us at 670 Metropolitan Pkwy Sw Atlanta Ga 30310 or call (404) 658-6465 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,204,534 in used vehicle loans and $6,304,016 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our competitive rates and flexible terms can make your purchase easier.

Credit Lines

For those who prefer having access to funds when needed, our total credit lines amounting to $25,163,250 are designed for flexibility. You can borrow what you need while only paying interest on the amount utilized. For business owners, our outstanding commercial loans totaling $24,709 provide the capital needed to grow and expand your business operations. If you're ready to explore any of these options further or want to know more about refinancing or eligibility requirements, don't hesitate to reach out! You can contact us at 404-658-6465 or visit us at 670 Metropolitan Pkwy SW Atlanta GA 30310. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,698,537, make buying or refinancing simple. We aim to provide you with straightforward terms and guidance throughout the home-buying process. If you're considering refinancing your existing mortgage, we also offer attractive options tailored to meet your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's where our unsecured credit card loans come into play. With a total of $3,090,112 in loans helping members manage their finances effectively, we provide flexible terms that allow you to handle your monthly bills with ease.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help borrowers make well-informed decisions without the stress often associated with searching for loans. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers they see are fair and transparent, reflecting current market conditions. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, which guarantees transparency in the information presented. Moreover, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. The platform's primary goal is to provide users with unbiased results so they can find the best loan options available. Users benefit significantly from LendMesh's real-time rate comparisons. By accessing up-to-date loan rates from multiple institutions, individuals can make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options and discover competitive loan rates, compare real-time offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CREDIT UNION OF ATLANTA CREDIT UNION - Atlanta, GA